First Vice President ABL Operations

Axos Bank

Target Range:

$130,000.00/Yr. - $150,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The FVP, ABL Operations leads the end-to-end operations of the Bank’s Asset-Based Lending platform, overseeing onboarding, collateral management, borrowing base administration, and servicing activities. This role ensures efficient, accurate, and compliant execution across the ABL lifecycle while supporting complex structures secured by receivables, inventory, and other collateral.

Partnering closely with Relationship Management, Credit, and Risk, the FVP drives process improvement, strengthens operational controls, and builds scalable infrastructure to support portfolio growth. This leader also manages and develops a high-performing team while delivering a consistent, client-focused experience.

Responsibilities:

• Calculate borrowing base availability, including monitoring portfolio for concentration limits
• Monitor payments, collections, and payoffs
• Collect documents as required in loan agreements
• Process draw requests
• Manage ongoing communication with internal and external stakeholders
• Analyze data and prepare monthly and quarterly reports for review
• Lead a high performing organization by engaging associates, setting expectations, holding teams accountable and recognizing great work

Qualifications:

• Bachelor's degree
• 10+ years' direct experience (ABL lending, Covenants,...)
• Experience with nCino is a plus
• Moody's ABS
• Experience working with Regulators

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)