Full-Time
Senior Product Manager
Payment Method Simulator
Updated on 9/3/2026
Adyen
5,001-10,000 employees
Global payments platform for online, in-store
Compensation Overview
$201.6k - $302.4k/yr
San Francisco, CA, USA
In Person
Office-based role in San Francisco; in-person collaboration; no remote option.
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- 8+ years of product experience, with significant time on platform or infrastructure products that serve both internal teams and/or external developers
- AI-Curious: you proactively discover and implement novel solutions leveraging Agentic AI
- Platform & API Thinking: proven track record building developer tooling and/or API-first platforms at scale; understand the tension between generic scalable solutions and purpose-built specific ones, and know when to choose each
- Cross-Team Adoption & Stakeholder Management: proven experience driving adoption of shared platforms across multiple product teams with competing roadmaps; align diverse stakeholders from regional product teams to operations, support, and senior leadership and hold them accountable to shared outcomes without direct authority
- Analytical Rigor: you naturally ground your decisions in data and metrics; demonstrate quantitative intuition characteristic of high-impact product leadership
- Own the Strategy: Define how merchants get confidence to go live on Adyen. Drive testability, accelerated feedback loops, and prescriptive guidance delivered through tools that are as useful to AI coding agents as they are to human developers.
- Lead Payments Simulation: Own the simulation platform that enables merchants to test payment flows end-to-end without requiring live connections. Navigate the inherent complexity of global payment methods, balancing coverage breadth with per-method accuracy across regions.
- Expand Beyond Payments: Extend testing capabilities so merchants can validate their full integration — not just payments, but across financial products, Uplift, Loyalty, and Giving.
- Drive Adoption Across Teams: Influence multiple product teams across regions to contribute to and adopt shared testing infrastructure. Align stakeholders from engineering, operations, and commercial teams around shared outcomes.
- Consolidate and Simplify: Unify a fragmented landscape of testing tools into a coherent, self-service experience. Lead deprecation of legacy solutions with clear timelines and merchant communication.
- Pioneer AI-Native Testing: Shape how AI agents and automated tools interact with our testing infrastructure. Ensure our platform is machine-readable and developer-tooling friendly, enabling the next generation of integration workflows.
- Build the Full Testing Journey: Progressively deliver automated go-live validation, on-demand developer sandboxes, and workflow guidance that takes merchants from sign-up to production with minimal friction
- Experience of working in fintech with an understanding of payment flows and/or financial products
- Experience with testing infrastructure or QA platforms
- Experience building developer sandboxes, ephemeral environments, or test data management
Adyen provides a global payments platform that lets businesses of all sizes accept payments online, in-store, and on mobile devices. It processes transactions directly (through acquiring licenses in multiple countries) and offers integrated tools for risk management and regulatory compliance within a single system. The platform works by handling every part of payment processing—from accepting various payment methods to fraud prevention and payout reconciliation—across channels and regions. Unlike many competitors, Adyen combines direct acquiring, a single unified platform, and multi-region coverage to deliver a seamless checkout experience across online, in-store, and mobile payments. Its goal is to simplify and accelerate transactions for merchants worldwide by offering a robust, end-to-end payments solution that scales with business needs.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
Amsterdam, Netherlands
Founded
2006
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Simplify's Take
What believers are saying
- H1 2026 net revenue reached €1.30 billion, up 21% constant-currency on August 13.
- OpenAI became a direct payments customer and Adyen Agentic partner on August 13.
- Toast expanded Adyen processing into the U.S. on August 10, 2026.
What critics are saying
- Worldpay's January 2026 integration at Global Payments intensifies enterprise pricing pressure.
- EMEA net revenue growth slowed to 15% in H1 2026, risking share losses.
- AI checkout platforms can bypass merchant-owned checkout, shrinking Adyen's role to low-margin utilities.
What makes Adyen unique
- Adyen Agentic, launched June 16, 2026, unifies AI commerce, checkout, and payments.
- Direct acquiring licenses in 40-plus markets let Adyen control authorization and routing globally.
- Talon.One and Orb added loyalty and usage billing after July 1, 2026.
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Benefits
Global exchange program
Adyen+
Delicious healthy lunches
Phantom share package
Yearly trip to Amsterdam
Normal course of life
Growth & Insights and Company News
6 month growth
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↑ 0%Adyen partners Limitless Technology to streamline payment infrastructure. Adyen, the global financial technology platform, has announced its partnership with Limitless Technology Group, a gifting e-commerce firm headquartered in Melbourne, to streamline the firm's payment infrastructure across its portfolio of brands and markets. As Limitless Technology expands its portfolio and geographic footprint, its payment infrastructure needs to keep pace with different brands, markets and customer preferences. Through Adyen, the group can use data to support business intelligence, e.g. keen understanding of customers' preferred card mix to inform card-linked offers, the duo said in a statement on Monday. "Managing payments across multiple brands and markets becomes increasingly complex as a business grows, "Partnering with Adyen enables Limitless Technology to simplify its payment operations and gain deeper visibility into their transaction data, driving smarter, data-led decisions as the business scales," said Soon Yean Lee, Country Manager, Malaysia, Adyen. It is noted that with brands like Flower Chimp, CakeRush, Bloomeroo, LVLY and Happy Bunch, Limitless Technology operates across six markets and manages its online storefronts, order fulfillment and business data through a centralized technology platform. Today, all five brands leverage Adyen's direct local acquiring across Australia, Hong Kong, Malaysia, and Singapore, alongside cross-border transactions for the Philippines and Indonesia. The speed of rollout moved at the pace of the business, with Limitless Technology successfully bringing more than 10 online stores live across four markets within just one week. By consolidating four payment gateways into one, the company standardized its payments reports across markets and brands, leading to faster and simpler reconciliation on the backend. "Gifting is ultimately about the connection between people, and technology should make that connection easier, not more complicated, "Payments are a fundamental part of that experience, and Adyen helps us ensure this happens smoothly behind the scenes, so our brands can focus on the moments they are helping customers create," said Niklas Frassa, Chief Executive Officer and Co-founder of Limitless Technology Group. It is noted that gifting is a highly seasonal business, with occasions such as Valentine's Day and Mother's Day driving significant spikes in demand. During these high-transaction periods, the ability to complete a purchase without issue becomes particularly important. In fact, research from The Adyen Retail Index 2026 found that 26 percent of Malaysians abandon a purchase if they encounter a payment error, citing security or trust concerns. To combat cart abandonment, Adyen equips Limitless Technology with a native checkout solution that eliminates page redirects while supporting local payment methods - thus delivering the trust, convenience, and familiarity modern shoppers expect, even during busy gifting periods.
Adyen appoints Nicole Olbe EMEA President. Adyen has appointed Nicole Olbe as EMEA President, effective September 1, expanding her leadership remit after three years as the financial technology company's UK Managing Director. After three years leading Adyen's UK business, Nicole Olbe is stepping into a broader regional leadership role as President for Europe, the Middle East and Africa, effective September 1, 2026. Olbe will succeed Alexa von Bismarck, who is moving to San Francisco to become Adyen's Senior Vice President of Global Account Management. A transition period is underway to support the handover across regional operations. The appointment expands Olbe's responsibilities considerably. As EMEA President, she will be accountable for the region's performance and continued growth, with a mandate spanning commercial execution, cross-functional strategy and operational alignment. Adyen said its existing organisational structure across EMEA will remain unchanged. Olbe brings more than 20 years of experience in global payments and FinTech. Before joining Adyen, she held senior leadership positions across merchant acquiring, payment acceptance and strategic partnerships at Barclaycard and Verifone. Roelant Prins, Chief Commercial Officer at Adyen, highlighted Olbe's global payments experience and inclusive, team-first leadership approach, saying her ability to connect regional requirements with the company's wider commercial strategy would be valuable as the business expands. For Olbe, the new position builds on leadership experience already developed within Adyen. She will remain based in the company's London office, while maintaining a regular operational presence across its EMEA locations. Her September appointment brings an experienced internal leader to the regional presidency while von Bismarck moves into an expanded global role, creating leadership continuity across both EMEA and Adyen's wider account management organisation.
Adyen promotes Nicole Olbe to EMEA president. The appointment is part of a broader leadership reshuffle at Adyen, which includes Olbe's predecessor Alexa von Bismarck moving to a US-based role and Gayathri Rajan becoming chief product officer. August 20, 2026 Dutch paytech Adyen has promoted UK and Ireland managing director Nicole Olbe to president for Europe, Middle East, and Africa (EMEA), effective 1 September 2026. Stationed in London, Olbe will now oversee all regional functions, including commercial execution, strengthening operations, and developing regional strategies in line with Adyen's wider initiatives. She will succeed Alexa von Bismarck, who has relocated from Germany to the US to serve as senior vice president of global account management. Commenting on the leadership reshuffle, Adyen explains that the EMEA team's organisational structure will remain unchanged, adding that "the transition period allows for a structured handover across regional operations". Olbe has spent the last three years at Adyen. She joined the company from Barclaycard, where she spent eight years in director and managing director roles primarily focused on payment integration and partnerships. Prior to this, Olbe held various leadership roles at The Logic Group, Discover Financial Services, and VeriFone UK. Olbe becomes the latest internal appointment as Adyen restructures its leadership teams amid what it described last month as a "critical operational period". The paytech made this statement following its recent acquisitions of Talon.One and Orb, and the subsequent appointments that were made. These include the promotion of global head of product Gayathri Rajan as chief product officer. Adyen also revealed that SVP of group finance, Hwa Tsao, would assume the role of interim chief financial officer on 1 September. Reporter, FinTech Futures Francis Bignell is a reporter at FinTech Futures with a keen interest in all things fintech, especially in the Latin America region. Writing in the industry for four years, he has moderated webinars and podcasts as well as interviewed executives from a wide range of sectors.
Adyen secures OpenAI as a payments customer; H1 2026 net revenue up 21% year over year. 2026-08-13 19:00:19 Key takeaways. * Adyen disclosed OpenAI as dual partner and direct payment processing customer on August 13. * Adyen's H1 2026 net revenue grew 21% to €1.3 billion with 49% EBITDA margin. * Adyen raised 2026 capital expenditure guidance to 7% of net revenue to secure computing resources. During Adyen (ADYYF)'s Aug. 13 earnings call, management disclosed that OpenAI has a dual relationship with Adyen, serving both as a partner for Adyen Agentic and as a direct customer for payment processing. H1 2026 net revenue rose 21% year over year to €1.3 billion on a constant-currency basis, with an EBITDA margin of 49% and processed volume of €804 billion. H1 2026 core financial data: €1.3 billion in net revenue, €642 million in EBITDA. The core financial data disclosed during Adyen's H1 2026 earnings call are as follows: Net revenue: €1.3 billion, up 21% year over year on a constant-currency basis and 19% at reported exchange rates EBITDA: €642 million, up 18% year over year, with an EBITDA margin of 49% (50% excluding one-time acquisition integration costs) Processed volume: €804 billion Capital expenditures: €64 million in H1 (5% of net revenue); expected to account for approximately 7% of net revenue for the full year Headcount: Added 249 employees in H1, bringing total full-time employees to 5,020; full-year target of adding 550 to 650 employees Full-year 2026 outlook: Constant-currency net revenue growth of 21% to 23%; due to acquisition dilution, the EBITDA margin is expected to decline by approximately 1 percentage point from 2025. Talon.One and Orb integration progress. Co-CEO Pieter van der Does said on the earnings call that the integration of Talon.One and Orb is slightly ahead of expectations, characterizing the integration as growth-oriented rather than aimed at cost reduction. He noted that customer demand for loyalty programs and usage-based billing is high, particularly in the AI agent economy, where merchants have a strong incentive to avoid being bypassed. Existing customers using both Talon.One and Adyen have responded positively to the combined capabilities, while richer integrated datasets have enabled more sophisticated solutions. Regarding Orb, van der Does explained that by integrating billing and payment functions, Orb helps Adyen establish partnerships with AI-native companies earlier, making it a logical choice for companies that need to focus their resources on product development. Wallet share growth data and the background to slower EMEA growth. Interim CFO Hwa Tsao disclosed on the earnings call that Adyen's wallet share among merchants shows a clear long-term growth pattern: during years 3 through 7 of the customer relationship, Adyen's wallet share is below 20%; after year 12, it exceeds 40%. The top 300 customers contribute 60% of revenue, and wallet share growth spans a diversified customer base rather than being concentrated in a specific region. Net revenue growth in the EMEA region slowed from 26% a year ago to 15%. Hwa Tsao explained that most of Adyen's EMEA customers are merchants selling products globally, so business volume may shift to other markets; management does not view EMEA as a saturated market. Co-CEO Pieter van der Does explained on the earnings call that OpenAI's relationship with Adyen is dual in nature: OpenAI is both a partner for Adyen's Agentic capabilities and a direct customer of its payment processing services. He noted that the largest companies continue to choose Adyen, adding that this trend is ongoing. Front-Loading 2026 capital expenditures and the 2028 EBITDA margin target. Interim CFO Hwa Tsao explained that raising the expected level of 2026 capital expenditures to approximately 7% of net revenue was an intentional decision designed to bring some 2027 spending forward into 2026, ensuring the availability of computing and storage resources and locking in prices amid unprecedentedly high demand. van der Does added that Adyen took similar measures in 2022, after which capital expenditures returned to historical levels. Management expects capital expenditures to likewise return to historical levels after 2026. Regarding the long-term target for 2028, management maintained its goal of an EBITDA margin above 55% on the earnings call. Hwa Tsao explained that investments related to AI tools have been incorporated into the overall performance guidance, while Adyen's private-cloud architecture is more efficient than those of its competitors and favored by merchants that prefer independent providers. Frequently asked questions. What is the nature of OpenAI's relationship with Adyen? According to Co-CEO Pieter van der Does's explanation on the earnings call, OpenAI's relationship with Adyen is dual in nature: OpenAI is both a partner for Adyen's Agentic capabilities and a direct customer of its payment processing services. What is the long-term growth pattern of Adyen's wallet share? According to data disclosed by Interim CFO Hwa Tsao on the earnings call, Adyen's wallet share among customers is below 20% during years 3 through 7 and exceeds 40% after year 12; the top 300 customers contribute 60% of revenue, with growth distributed across a diversified customer base. Why did Adyen raise its 2026 capital expenditure expectations? Interim CFO Hwa Tsao explained that raising 2026 capital expenditures to approximately 7% of net revenue was an intentional decision to bring some 2027 spending forward into 2026, with the aim of securing the availability and pricing of computing and storage resources amid high demand; management expects capital expenditures to return to historical levels after 2026. Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.
Adyen shares rose 11% in Amsterdam after the Dutch payments company reported first-half results and raised its 2026 revenue growth guidance to 21-23% from 20-22%. Net revenue climbed 21% at constant currency to €1.30 billion. The company recently completed acquisitions of loyalty platform Talon.One and billing specialist Orb on 1 July, aiming to expand beyond core payments. Adjusted EBITDA reached €641.5 million, slightly below consensus estimates due to integration costs. GuruFocus values the stock at $18.30 versus a market price of $12 as of 13 August, suggesting shares trade 34% below fair value. The company maintains an adjusted EBITDA margin of approximately 49%.