Associate Director
Lincoln Financial
Associate Director
Lincoln Financial
Insurance, retirement, and financial services provider
Alternate Locations: Charlotte, NC (North Carolina); Greensboro, NC (North Carolina)
Work Arrangement:
In Office : Employees will work in a Lincoln office with a designated workspace.
Relocation assistance: is not available for this opportunity.
Requisition #: 76613
We are looking to add a Portfolio Management Associate Director to the Commercial Mortgage and Real Estate Investments team.
As a senior member of the Portfolio Management team, you will play a meaningful role in managing and overseeing the performance of a $17 billion commercial mortgage loan portfolio. Your primary focus is monitoring loan performance and mitigating risk and limiting loss across the portfolio. The ideal candidate is looking to grow their responsibilities in commercial real estate underwriting and credit analysis.
Primary Location: Charlotte, NC, US – In office Monday-Thursday; Fridays Flexible
Portfolio Monitoring and Risk Management
•Performs in-depth reviews of property operating statements and identifies positive and/or negative trends.
•Monitors complex loan structures and Borrower business plans reporting to senior management on a quarterly and/or ad hoc basis.
•Manages loan covenants and triggers working with internal and external partners ensuring compliance with loan documents
•Supports active management of troubled, watch, and surveillance loans on a monthly or quarterly basis.
Stakeholder Collaboration and Reporting
•Ensures data integrity at property and loan level for portfolio level analytics and reporting.
•Identifies and communicates process improvements to senior management.
•Serves as liaison partnering with the servicing and production teams to analyze underwriting related servicing requests, including but not limited to special servicing requests, lease approvals, collateral releases, substitutions, and sale and assumptions, and makes written and verbal approval recommendations to senior management.
Additional Responsibilities
•Maintains a high level of knowledge on market fundamentals such as rental rates, occupancy, capital market trends, and transaction activity for assigned geographic areas.
•Stays apprised of market related headlines affecting commercial real estate for reporting and analytics.
•Travels domestically for property inspections and conference events, as needed.
•May provide portfolio management support to real estate private equity team.
•Opportunities to collaborate across departments within the commercial real estate and overall investment team.
Must-have experience:
•4 Year/Bachelor’s degree or equivalent work experience (4 years of experience in lieu of Bachelor’s) – minimum required in Finance, Business Administration, or similar field.
•3-5+ years’ experience required in commercial real estate finance and /or commercial real estate investment and analysis that aligns with the specific responsibilities for this position. Prior commercial real estate asset/portfolio management preferred.
•Knowledge of commercial real estate principles and valuation methods.
•Knowledge of national commercial real estate markets and macro-economic trends that affect those markets.
•Ability to understand and evaluate real estate financial statements including operating statements, balance sheets, and rent rolls.
•Knowledge of real estate legal concepts and strong understanding of loan documents.
•Ability to understand and apply financial concepts including but not limited to discounting cash flows, capitalization rates, internal rate of returns, and return on investment.
•Proficiency with Microsoft Excel and PowerPoint.
•Experience with CoStar and Argus preferred.
•Strong attention to detail and ability to clearly and effectively communicate, in writing and verbally, complex loan and property operational concepts to senior management
•Travel 10% (intermittent)
Applications for this position will be accepted through January 7th, 2027 subject to earlier closure due to applicant volume.
What’s it like to work here?
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
What’s in it for you:
Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
Leadership development and virtual training opportunities
PTO/parental leave
Free financial counseling, health coaching and employee assistance program
Tuition assistance program
Work arrangements that work for you
Effective productivity/technology tools and training
About The Company
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.
With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.
Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.
Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom.
Be Aware of Fraudulent Recruiting Activities
If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.
Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at [email protected] if you encounter a recruiter or see a job opportunity that seems suspicious.
Additional Information
This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.
Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.
Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling (866) 922-6543.
This Employer Participates in E-Verify. See the E-Verify notices.
Este Empleador Participa en E-Verify. Ver el E-Verify avisos.
Insurance, retirement, and financial services provider
Lincoln Financial Group offers life insurance, annuities, and retirement income products through its network of affiliated companies, and also provides securities and investment advisory services via affiliated broker-dealers. Its products combine insurance coverage or retirement-focused contracts with investment options, where customers fund premiums, choose subaccounts or riders, and receive benefits such as death benefits, living benefits, or guaranteed income in retirement. The company differentiates itself with a family of affiliated brands and distributors that coordinate life, annuity, and advisory products under one umbrella. Its goal is to help individuals and families protect loved ones, plan for retirement, and achieve financial security through integrated protection and investment solutions.
Explore more opportunities at Lincoln Financial