Full-Time

Lead Product Designer

United States

Karat

Karat

11-50 employees

Tailored influencer credit cards using metrics

Compensation Overview

$129.5k - $200k/yr

+ Stock Options

No H1B Sponsorship

Washington, USA + 19 more

More locations: Kansas, USA | Pennsylvania, USA | Oregon, USA | California, USA | Washington, DC, USA | Texas, USA | Florida, USA | Waterbury, CT, USA | Nevada, USA | South Carolina, USA | Georgia, USA | Virginia, USA | Rhode Island, USA | New York, NY, USA | Maryland, USA | Massachusetts, USA | North Carolina, USA | Missouri, USA | Illinois, USA

Remote

Category
UI/UX & Design (1)
Requirements
  • 7+ years of professional experience as a Product Designer, with demonstrated progression in scope and impact, including a portfolio showcasing strategic thinking and design leadership
  • Proven track record of driving major design initiatives that significantly impacted business outcomes, with experience establishing design processes or standards in growing organizations
  • Familiarity/experience with leveraging AI, automation, and emerging technologies in design, including creating AI-driven features with awareness of ethical considerations
  • Demonstrated ability to influence product strategy and business decisions through design expertise, including experience leading cross-functional teams and building consensus among diverse stakeholders
  • Advanced experience in user research methodologies and strategic research planning, with proven ability to balance competing priorities and make strategic trade-offs
  • Expert-level proficiency in design tools and systems with experience scaling design operations, plus a strong understanding of technical constraints and development processes
  • Proven experience mentoring and developing design talent across multiple levels, with strong communication and presentation skills for senior leadership and executive teams
  • Location restrictions: This position is only available to candidates residing in the following U.S. states: CA, CT, Washington D.C., FL, GA, IL, KS, MA, MD, MO, NC, NV, NY, OR, PA, RI, SC, TX, VA, and WA. Immigration sponsorship is not available.
Responsibilities
  • Drive major design initiatives that span multiple product areas and significantly impact business outcomes, leading cross-functional teams through complex design challenges
  • Lead and scale our design system, establishing governance, documentation, and adoption processes that ensure consistency and efficiency across all product touchpoints
  • Partner with Product and Engineering leadership to integrate design thinking into organizational strategy and roadmap planning, influencing product decisions at the leadership level
  • Plan and execute strategic user research that informs product direction and business strategy, using data and analytics to measure design impact on business metrics
  • Mentor and develop designers across all levels while leading design critiques and establishing feedback cultures that elevate the entire team
  • Lead cross-functional ideation sessions for complex problems, creating solutions at the intersection of design, business objectives, and technology that advance design-driven initiatives

Karat provides customized credit solutions for social media influencers, including tailored credit cards and instant credit advances. It evaluates creditworthiness using influencers’ social metrics—such as follower counts, engagement, and sponsorship income—rather than traditional credit scores. The company targets a niche market with team and advisors from platforms like Instagram, Goldman Sachs, Twitch, YouTube, and Patreon to apply industry-specific insights. Its goal is to give influencers reliable liquidity and financial flexibility to grow their businesses and manage cash flow.

Company Size

11-50

Company Stage

Series B

Total Funding

$100.7M

Headquarters

San Francisco, California

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Raised $70M in 2023 with Visa partnership to launch creator banking products.
  • Secured $40M Series B on July 20, 2023, led by SignalFire for platform expansion.
  • Launched Creator Studio Discord in 2026 to boost creator monetization and growth.

What critics are saying

  • AxiCard steals market with better rewards and TikTok partnerships within 12 months.
  • CFPB fines Karat $100M+ for predatory social metric underwriting in 12 months.
  • Visa terminates partnership under regulation, collapsing 70% revenue in 18 months.

What makes Karat unique

  • Karat offers credit cards to influencers using social media metrics instead of credit scores.
  • Co-founders Eric from Instagram and Will from Goldman Sachs tailor fintech for creators.
  • Launched Black Card on December 22, 2020, for premium creator financial solutions.

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Benefits

Generous time off

Drive impact

401k matching

Health + wellness

Flexible work environment

Growth & Insights and Company News

Headcount

6 month growth

3%

1 year growth

3%

2 year growth

3%
Karat
Jan 14th, 2025
Creator Bootcamp, TikTok Ban Update, & 2025 Trends

On January 27th, trykarat.com is launching Creator Bootcamp-2 weeks of free workshops with some of your favorite creators and industry experts.

Karat
Dec 31st, 2024
The Playbook for Success on Socials

This year, trykarat.com launched Creator Studio-a free Discord community dedicated to helping creators connect, monetize, and grow.

LA TechWatch
Jul 20th, 2023
The LA TechWatch startup daily funding report: 7/20/2023

Karat Financial, a finance and credit card platform for creators and influencers, has raised $40M in Series B funding led by SignalFire.

Daily Insights News
Jul 20th, 2023
Karat, a startup building financial tools for content creators, raises $70M | TechCrunch - DAILY INSIGHTS

Karat, a startup building financial tools for content creators, raises $70M | TechCrunch - DAILY INSIGHTS.

TechCrunch
Jul 19th, 2023
Karat, a startup building financial tools for content creators, raises $70M | TechCrunch

Karat Financial, a startup offering credit to creators, has raised $70 million in venture capital on the heels of a Visa partnership.