Full-Time

Large Accounts Underwriting Manager

Posted on 5/9/2026

EMC Insurance

EMC Insurance

1,001-5,000 employees

Provides property/casualty insurance and reinsurance

Compensation Overview

$121.3k - $191.7k/yr

Phoenixville, PA, USA + 1 more

More locations: Charlotte, NC, USA

In Person

Category
Finance & Banking (1)
Required Skills
Social Media
Requirements
  • Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
  • Ten years of underwriting experience in the property casualty insurance industry, including at least six years of experience working with large accounts, including composite rating, large deductible, and loss sensitive rating plans or related experience
  • Excellent knowledge of countrywide underwriting techniques, terminology, policies, and forms, along with underwriting risk analysis
  • Excellent underwriting judgment and decision-making skills
  • Excellent problem-solving skills and the ability to make sound decisions
  • Excellent computer skills, including knowledge of Microsoft Office and social media
  • Strong ability to work on multiple projects while meeting deadlines
  • Excellent written and verbal communication skills, including the ability to speak effectively before groups
  • Strong leadership skills and ability to motivate team
  • Ability to effectively communicate products, procedures, business planning and system information
  • Exceptional customer service skills
  • Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards will be required if driving
Responsibilities
  • Enforces Large Account Underwriting team guidelines and procedures for assigned regions. Answers questions, provides recommendations for complex situations, communication strategies, or problematic agency relationships and explains the rationale for recommendations.
  • Monitors team to ensure that underwriters operate within set guidelines, authority limits, rate goals, and service directives while matching price to quality across the book of business. Collaborates with Large Account Leadership to review updates received from Corporate Office Underwriting and communicates changes to team members.
  • Develops and sustains strategic relationships with agents and brokers across the entirety of assigned regional territory. Monitors, cultivates, and prioritizes assigned region’s Large Account pipeline of targeted opportunities to expand and strengthen the overall EMC Large Account portfolio.
  • Proactively assesses the impact of evolving legislation and market dynamics to ensure strategic and compliant decision-making within diverse territorial contexts.
  • Oversees and monitors assigned Large Accounts Underwriting team and performs expected people leadership duties. Monitors progress of underwriters assigned agents and guides underwriters and agents in achieving annual goals.
  • Engages with regional field leadership and collaborates with underwriters to oversee existing agency relationships while cultivating new partnerships that drive profitability and restore underperforming or low-growth relationships. Seeks feedback from agents and taking action to improve their experience and grow profitable books of business.
  • Identifies opportunities and potential challenges within agency relationships, ensuring strategic solutions. Partners with sales and marketing to deliver exceptional customer experiences, enhance underwriting responsiveness, and position EMC as the preferred insurer.
  • Performs audits on Large Account new business and renewals for compliance and quality.
Desired Qualifications
  • Previous leadership or management experience preferred
  • Insurance designations, such as CPCU, preferred

EMC Insurance Companies provides property and casualty insurance products and services for businesses, along with reinsurance. It underwrites commercial policies and offers loss control, bonds, surety, and fidelity coverage, serving clients in over 40 states, with international risk written on a reinsurance basis. EMC Re offers facultative and treaty reinsurance to other insurers. Its goal is to simplify insurance transactions for clients while delivering comprehensive risk coverage and supporting other insurers through reinsurance partnerships.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Des Moines, Iowa

Founded

1911

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 restructuring strengthens core operations and enhances agent experience platform.
  • New SVP CHRO Matt Spackman drives talent management and organizational growth.
  • Reinsurance division EMC Re expands treaty and facultative capacity for providers.

What critics are saying

  • Catastrophe losses from 2025 Midwest storms eroding capital reserves significantly.
  • Progressive Commercial's AI underwriting captures 15% of EMC's small business segment.
  • Employers Mutual Casualty pursues hostile takeover post-weak Q4 2025 earnings.

What makes EMC Insurance unique

  • Mutual parent structure insulates EMC from hostile takeovers and founder dilution pressures.
  • EMC Re provides facultative and treaty reinsurance across 40+ states nationwide.
  • Consolidated 17 branches into 10 regions by 2025 for operational efficiency gains.

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