M

M&T Bank

Full-service banking with mortgage, deposits, loans

Global Capital Markets Relationship Manager 2 - Project Finance

Full-Time
$89k - $148.3k/yr
Junior
Bachelor's
Wilmington, DE, USA
Hybrid
Sales & Account ManagementAccount Management

About the job

Requirements
  • A bachelor's degree and at least 2 years of client service experience in Global Capital Markets products or markets, or, in lieu of a degree, a combined minimum of 6 years of higher education and/or work experience, including at least 2 years of client service experience in Global Capital Markets products or markets.
  • High proficiency with personal computers and pertinent software.
  • Prior experience reading, analyzing, and interpreting legal documents.
  • Prior experience calculating discounts, interest, commissions, and percentages.
  • Familiarity with corporate structures and relevant laws and regulations.
  • Proven problem-solving skills.
  • Strong verbal and written communication skills.
  • Strong analytical skills.
Responsibilities
  • Manage client relationships and daily administration of assigned Global Capital Markets accounts, including administrative, operational, and risk management activities for transactions.
  • Serve as the main point of contact for clients and internal and external service partners, following short- and long-term strategies to support sustainable earnings growth and compliance with Bank and Division plans.
  • Monitor administrative and operational systems, databases, and account activity to ensure accounts are set up and operated within established policies, procedures, and guidelines.
  • Review, analyze, and provide comments to counsel on negotiation and drafting of operative documents and agreements for assigned accounts.
  • Coordinate risk monitoring and regulatory compliance for assigned accounts with Legal, Risk, Compliance, and Audit as required.
  • Research and resolve control and client service issues in a timely manner, working with internal and external resources as needed.
  • Work with external parties, including attorneys, financial advisors, interested parties, and alliance or service partners, to structure and close transactions.
  • Complete account administration activities, including cash flow execution, fee billing, internal and external reporting, and tickler processing.
  • Participate with Global Capital Markets Sales in sales calls to current and prospective clients and prepare fee proposals; evaluate fees for suitability and conformance with fee schedules; partner with Fee Billing to monitor and collect aged receivables.
  • Cultivate current and prospective client and referral-source relationships to identify business opportunities; represent Global Capital Markets at transaction closings, attend and chair client meetings and presentations, and prepare documentation to attract, retain, and expand client relationships.
  • Identify opportunities to increase revenue through additional fees when services change, and advise management; implement approved fee increases, discounts, and waivers in accordance with established controls and procedures.
  • Provide coverage and support for other Relationship Managers within the assigned section or unit as needed during absences.
  • Represent Global Capital Markets and/or lead departmental projects and corporate initiatives periodically.
  • Assist management with developing and operating business products and processes.
  • May supervise and/or mentor less experienced associates.
  • Adhere to company risk and regulatory standards, policies, and controls; identify risk-related issues requiring escalation to management.
  • Maintain internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
  • Complete other related duties as assigned.
Desired Qualifications
  • CCTS (Certified Corporate Trust Specialist) certification.
  • Working knowledge of pertinent specialized internal software applications.
  • Managerial or leadership experience.
  • Demonstrated sense of ownership in jobs or projects.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

11%

2 year growth

11%
Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.

Yahoo Finance
Sep 15th, 2026
M&T Bank gains 18% YTD, outpacing Nasdaq amid strong loan growth and rising net interest income

M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.