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Arlo

SMB health benefits with cost containment

VP of Clinical Strategy and Population Health

Full-TimeUpdated on 10/22/2026
No salary listed
Expert
MD
New York, NY, USA
In PersonThe role is based onsite at the NYC office; remote interview options do not establish remote work.
Business & StrategyCorporate Strategy

About the job

Requirements
  • A clinical degree, such as an MD, DO, RN, NP, or MPH, and experience working directly with patients or health systems.
  • Experience developing or leading population health programs or value-based care models in a health plan, provider group, or Accountable Care Organization.
  • Understanding of how health plan structures affect member behavior and provider incentives, with ideas for improving them.
  • Ability to translate clinical insights into business recommendations and business considerations into clinical insights.
  • Experience working with claims data and deriving data-driven strategies and action plans from it.
Responsibilities
  • Design the clinical foundation of Arlo’s health plans to make care more affordable, accessible, and high-quality for members nationwide.
  • Work across product, actuarial, and operations functions to define population health strategies, develop provider partnerships, and build models that improve outcomes while lowering costs.
  • Shape health plan structures that promote preventive and high-value care and reduce wasteful spending, using data and clinical insight to design benefit structures.
  • Identify needs across member populations and develop scalable, data-driven programs to improve outcomes and reduce total cost of care.
  • Guide how concierge and care-support services proactively engage members, especially those with complex or rising-risk conditions.
  • Use claims history to identify member support needs, including diabetes, musculoskeletal conditions, and oncology, and design targeted clinical programs; determine whether to build programs in-house or partner with specialized vendors.
  • Explore integrated care delivery models that give Arlo a more direct role in members’ primary care experience and improve quality, continuity, and cost of care.
  • Build relationships with value-based providers, specialist networks, and health systems, and craft incentive structures aligning economic outcomes with quality improvement.
  • Serve as the clinical expert in product, claims, and underwriting discussions, ensuring decisions are grounded in sound medical reasoning and real-world impact.
Desired Qualifications
  • Experience working in or closely with early-stage companies, or an interest in doing so in the future.

About the company

Arlo offers health benefits tailored for small and medium-sized businesses, providing comprehensive coverage with a broad 750,000-provider in-network network and cost-containment strategies that help clients save 20-30% versus traditional carriers. Its product combines health plans designed to lower monthly premiums with a digital platform that enhances the member experience, including 24/7 virtual primary care and straightforward administrative support. By focusing on SMBs and offering an expansive in-person network alongside modern care solutions, Arlo differentiates itself from standard carriers through practical cost savings, easy benefits management, and broad access. The company’s goal is to deliver affordable, high-quality health benefits that simplify administration while improving care access for employees.

Company Size

11-50

Company Stage

Seed

Total Funding

$4M

Headquarters

New York City, New York

Founded

2022

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Simplify's Take

What believers are saying

  • Arlo wrote mid-eight figures in premiums by March 2025, showing real demand.
  • June 2026 updates show Nationwide expanding Arlo's medical stop-loss role.
  • August 2026 product messaging stresses nationwide availability and built-in Member Advocates.

What critics are saying

  • Arlo's March 2025 $4 million seed round leaves it undercapitalized against entrenched carriers.
  • Securities litigation settlement around Arlo signals disclosure risk and investor trust damage.
  • Nationwide concentration makes partner loss existential; one termination would cripple underwriting credibility.

What makes Arlo unique

  • Arlo's AI underwriting plus Nationwide stop-loss partnership anchors its small-group positioning.
  • Founded by Palantir and Finch operators, Arlo sells tech-native benefits distribution.
  • Member Advocates and value-based plans differentiate Arlo from barebones level-funded carriers.

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Benefits

  • Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

21%

1 year growth

21%

2 year growth

21%
Adessonews
Apr 8th, 2025
Arlo raises $4M in seed funding

The insurtech startup Arlo has raised a seed round of $4 million, led by Upfront Ventures with participation from 8VC and General Catalyst. Founded in 2022 by Jan-Felix Schneider and Karthik Bhaskara, Arlo specializes in self-funded health plans for SMEs. The funds will be used to expand distribution, enhance operations, and grow development and sales teams. Arlo uses AI for quick, personalized quotes, improving access to quality healthcare for small businesses.

FinSMEs
Mar 25th, 2025
Arlo Raises $4M Seed Funding

Arlo, a NYC-based AI-powered health insurance underwriter for small businesses, raised $4M in Seed funding.

PR Newswire
Mar 25th, 2025
Arlo Secures $4M to Revolutionize Insurance

Arlo, an AI-powered health insurance underwriter for small businesses, announced $4M in seed funding led by Upfront Ventures, with participation from 8VC and General Catalyst. The company aims to reshape self-funded health insurance with AI-driven underwriting and value-based care, addressing rising costs and misaligned incentives. Arlo plans to expand its team and broker network to offer affordable, high-quality benefits to small businesses nationwide.

Coverager
Oct 28th, 2024
Nationwide Partners With Arlo

Nationwide <i class="fa fa-info-circle company-popover" data-content="h3Nationwide/h3. div. table