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TransUnion

Credit reporting, risk analytics, fraud detection

Principal AI Product Management

Full-TimePosted on 10/20/2026
$168.8k - $281.3k/yr+ Annual bonus plan + Long-term incentives
Expert
Chicago, IL, USA+3 moreMore locations: Reston, VA, USA | New York, NY, USA | Ridley Township, PA, USA
HybridHybrid; in person at an assigned TU office at least two days per week.
ProductProduct Management
Company Historically Provides H1B Sponsorship

About the job

Requirements
  • At least 10 years of experience in product management, product strategy, analytics solutions, or a related discipline, including established product-management experience defining product vision, roadmaps, requirements, and commercialization strategies.
  • Demonstrated experience developing, launching, integrating, or scaling AI-enabled, agentic, analytics, data, SaaS, or enterprise technology products that produced measurable customer and business outcomes.
  • Experience using voice-of-customer research, user insights, experimentation, market intelligence, and competitive analysis to translate customer needs into executable product strategies.
  • Experience influencing technical and business partners without direct authority, guiding and appropriately challenging Engineering, and building alignment across diverse stakeholders.
  • Experience introducing technology in a highly regulated or governed environment and balancing innovation with security, compliance, customer trust, risk tolerance, and responsible adoption.
  • Strong understanding of Generative AI, Agentic AI, machine learning, large language models, retrieval-augmented generation, workflow automation, AI evaluation, responsible AI, and enterprise software product development.
  • Experience defining requirements for AI-enabled products, including feedback loops, human-in-the-loop controls, guardrails, monitoring, evaluation approaches, and continuous improvement.
  • Ability to partner with technical teams on scalable integration and interoperability approaches, including application programming interfaces, semantic layers, knowledge graphs, Model Context Protocol, and agent-to-agent patterns where relevant.
  • Experience with Agile product management, experimentation, product commercialization, and delivery tools such as Jira and Confluence.
  • Proficiency with Microsoft Office applications for business analysis, product documentation, executive communication, and stakeholder presentations.
Responsibilities
  • Define the AI enablement vision, strategic direction, multi-year roadmap, and commercialization plan for TruIQ Analytics Solutions.
  • Identify where existing products should be enhanced, redesigned, or rebuilt to support AI, intelligent assistants, agentic workflows, and automation.
  • Conduct voice-of-customer research and translate customer needs into clear product requirements, prioritized roadmaps, market positioning, and measurable outcomes.
  • Write product requirements documents defining customer problems, proposed solutions, scope, requirements, tradeoffs, risks, governance needs, and success measures.
  • Partner with Engineering, Data Science, Architecture, Design, Security, Compliance, Data Governance, Operations, and go-to-market teams from discovery and prototyping through launch and ongoing optimization.
  • Provide product direction to Engineering by defining requirements, asking appropriate technical questions, evaluating proposed approaches, and balancing technical feasibility with customer and commercial value.
  • Establish product goals and evaluation frameworks spanning adoption, customer value, productivity, cost efficiency, pricing, revenue potential, and responsible AI performance.
  • Test and validate AI-enabled capabilities while incorporating feedback loops, human oversight, guardrails, monitoring, and internal governance requirements.
  • Build customer confidence in AI-enabled capabilities, particularly in highly regulated and risk-sensitive environments.
  • Mentor and upskill Product Managers and other cross-functional partners on AI product practices, emerging technologies, customer use cases, and responsible adoption.
Desired Qualifications
  • Knowledge of financial services, credit risk, lending, fraud, marketing, or decisioning markets; experience in another highly regulated industry, such as insurance or healthcare, may also support success.
  • Understanding of analytics and modeling workflows, including data management, model development, deployment, monitoring, and performance measurement.
  • Experience managing product financials and evaluating revenue, cost, margin, pricing, and investment tradeoffs.
  • Hands-on exposure to emerging AI models, conversational interfaces, intelligent assistants, automation tools, or coding assistants such as Microsoft Copilot, Gemini, Claude, or Claude Code.
  • Experience leading global, cross-functional initiatives and enabling other Product Managers or business partners through training, playbooks, feedback loops, and change-management practices.

About the company

TransUnion is a global information and insights company. It collects and analyzes data to provide services for businesses and consumers. For business clients, it offers credit portfolio management, marketing solutions, and fraud detection to help manage risk and make informed decisions. For consumers, it provides tools to monitor personal credit, including credit reports and scores. The platform supports enterprise use by enabling storage, identity resolution, and protection for building traditional and generative AI models. TransUnion generates revenue through three segments: U.S. Markets, International, and Consumer Interactive. Its goal is to help customers understand and manage credit risk, prevent fraud, and derive actionable insights from large data assets.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Chicago, Illinois

Founded

1968

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 15% to $1.31 billion, and guidance increased again.
  • International growth accelerated in Canada, the U.K., and India after OneTru deployments.
  • Snowflake integration and Universal Ads partnerships widen non-credit revenue beyond bureau cycles.

What critics are saying

  • FTC and CFPB rental-screening litigation remains pending after June 2026, threatening penalties.
  • Illinois layoffs already hit 640 workers by March 2024, signaling continuing cost pressure.
  • Experian and Equifax can copy TransUnion's product bundling, eroding pricing by 2027.

What makes TransUnion unique

  • TransUnion's OneTru migration hit 60% of U.S. matches by July 2026.
  • TransUnion launched 40 AI products in first-half 2026, including TruIQ and TruValidate.
  • TransUnion owns Trans Union de Mexico after March 2026, broadening North American data coverage.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Mental Health Support
  • Disability Insurance
  • Paid Parental Leave
  • Adoption Assistance
  • Fertility Treatment Support
  • Legal Services
  • Long-Term Care Insurance
  • Commuter Benefits
  • Tuition Reimbursement

Company News

Yahoo Finance
Oct 26th, 2026
TransUnion Q3 earnings preview: analysts expect 11.8% revenue growth after $1.31B last quarter

TransUnion (NYSE:TRU) reports third-quarter results on Tuesday morning. Analysts expect revenue to grow 11.8% year on year, up from 7.8% in the same quarter last year. In the previous quarter, the credit reporting company posted revenue of $1.31 billion, up 14.9% year on year. It beat analysts' revenue and earnings per share estimates, and has a history of topping Wall Street expectations. Peers have already reported. SS&C's revenue rose 7.8%, meeting expectations, and its shares fell 7.3%. Equifax's revenue rose 9.6%, in line with consensus, and its shares gained 10.7%. TransUnion shares are up 23.1% over the past month, trading at $81.47. The average analyst price target is $89.29.

Yahoo Finance
Oct 21st, 2026
TransUnion launches Transaction Matching with Fiserv to identify unknown in-store shoppers

TransUnion has launched Transaction Matching, a tool that links in-store purchases to persistent, privacy-conscious customer identities. It uses Fiserv's Unknown Shopper solution to help merchants recognise shoppers they could not previously identify, such as loyalty members who paid with a new card, or used tap-to-pay or a mobile wallet. Merchants can add demographic and lifestyle insights to pseudonymised profiles, cut duplicate records, and tell new customers from returning ones. Red Lobster is an early user. "Before partnering with TransUnion and Fiserv, a new credit card could look like a new customer, even when it belonged to a loyalty member," said Alisa Stewart, the chain's director of customer relationship management. The launch is the first collaboration under TransUnion's broader Transaction Matching solution.

Yahoo Finance
Oct 20th, 2026
TransUnion launches first adverse-actionable scores against $2.4B synthetic fraud, debuts on Oscilar

TransUnion has launched Credit Washing and Synthetic Fraud Scores with adverse action capability, which it calls the first of their kind. Lenders can use them to spot synthetic identities and credit washing, and to give consumers reason codes when credit is denied. TransUnion research puts lender exposure to synthetic identity fraud at $2.4 billion as of June 2026. Consumers whose charge-offs were hidden through credit washing are 3.5 times more likely to charge off a new account within a year, and super prime consumers are 10 times more likely. Oscilar, a risk platform serving more than 100 financial institutions, is the first to offer the scores. They run alongside credit decisioning in one workflow, so lenders can cite fraud risk in adverse action notices.

Associated Press
Oct 8th, 2026
TransUnion launches First Look for mortgage lenders to cut origination costs by reviewing credit insights before purchasing scores

TransUnion has launched First Look Functionality for Mortgage, allowing lenders to review credit insights before purchasing scores. The tool enables mortgage lenders to buy credit reports alone or with their chosen score, then request additional scores only when needed, without incurring the cost of a second report when eligibility conditions are met. The innovation follows TransUnion's extension of 99-cent VantageScore 4.0 mortgage pricing through 2028, with no charge when pulled alongside a FICO Score. Traditional mortgage workflows often require lenders to purchase credit scores early, leading to unnecessary fallout costs. The functionality works with both soft-pull and hard-pull workflows and is compatible with government-sponsored enterprises and Federal Housing Administration automated underwriting systems. It's available through mortgage resellers without requiring changes to existing selling guidelines or policies.

Yahoo Finance
Jul 31st, 2026
TransUnion joins Universal Ads to extend audience data into premium TV inventory

TransUnion has joined Universal Ads as an inaugural Audience partner, bringing its audience data into premium TV advertising inventory for app advertisers. The partnership extends cross-channel audience targeting and measurement from digital media to television. The move highlights how TransUnion is expanding uses of its data assets beyond traditional credit reporting. The integration allows app marketers to use consistent targeting across mobile, web, and connected TV platforms. TransUnion reported Q2 2026 sales of $1.31 billion and net income of $143.4 million. The company raised its full-year 2026 guidance to revenue of $5.13 billion to $5.16 billion and net income of $807 million to $821 million. Management has repurchased 5.67 million shares for $449.84 million under its current buyback programme.