Full-Time
Posted on 10/31/2025
Home equity cash via revenue-sharing partnership
$155.2k - $291.6k/yr
Remote in USA
Remote
Must reside in one of Point’s operation states (AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, MI, MN, MO, NH, NV, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI).
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Point.com helps homeowners access cash by tapping into home equity without monthly payments, income checks, or perfect credit. It uses a partnership model where Point does not take title to the home; homeowners keep full control while Point shares in the home's value. The product works by aligning Point's returns with the home's appreciation or proceeds at sale, buy-back, or refinance, rather than charging ongoing payments. This differentiates Point from lenders that require traditional credit criteria and monthly installments, as the company collaborates with homeowners rather than co-owning the property. Point’s goal is to provide financial flexibility—helping people pay off debts, cover large expenses, or fund dreams—while delivering service-focused support, reflected in positive Trustpilot reviews.
Company Size
201-500
Company Stage
Debt Financing
Total Funding
$1.9B
Headquarters
Palo Alto, California
Founded
2015
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Competitive compensation
Medical, dental, & vision premiums
FSA & HSA
Flexible remote & onsite work policy
Unlimited PTO
Parental leave
401(k)
Cell phone stipend
Internet stipend
Cross River Bank has provided a $100 million revolving credit facility to an investment vehicle managed by MidOcean Partners, secured by home equity investment contracts originated by Point Digital Finance. The facility supports MidOcean's acquisition of HEIs and demonstrates Cross River's expanding asset class coverage. MidOcean, an alternative asset manager specialising in middle-market investments, recently entered a forward flow purchase agreement with Point to acquire up to $600 million of Point-originated HEIs. Point is a home equity investment platform that has worked with over 20,000 homeowners, unlocking more than $2 billion in home equity. The transaction reflects growing institutional interest in home equity investments as an emerging asset class, with Cross River positioning itself as a strategic capital provider across diverse financing markets.
MidOcean Partners has agreed to purchase $600 million in home equity investments (HEI) from Point, a fintech company offering alternative financing solutions to homeowners. The deal allows Point to accelerate its origination efforts and expand access to payment-free equity investments. The partnership follows another major transaction last week, when Blue Owl Capital committed $2.5 billion from its managed funds to Point. Founded in 2015 by Eddie Lim, Eoin Matthews and Alex Rampell, Point operates a home equity investment platform that provides homeowners with flexible financing alternatives. MidOcean views Point as a leading operator in the rapidly expanding HEI asset class. Point's investors include Westcap, Andreessen Horowitz, Ribbit Capital, Greylock Partners, Bloomberg Beta, Alpaca VC and Prudential.
Palo Alto, California, Nov. 05, 2025 (GLOBE NEWSWIRE) -- Point, the leading home equity investment platform making homeownership more valuable and accessible, and funds managed by Blue Owl Capital (“Blue Owl”) announced today that they have completed a rated securitization of Point’s Home Equity Investment (“HEI”) assets, issuing $390 million of rated asset-backed securities (the “Transaction”), marking Point’s third securitization of 2025 and continuing the firm’s record of ...
Point completes its fourth rated securitization, securing over $2 Billion in orders from investors, signaling further maturation of the home equity...
Home equity company Point and Atalaya Capital Management have closed a $141 million rated asset-backed securities transaction.