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Santander

Global retail and commercial banking group

Transaction Admission Analyst - ACPM, SCIB

Risk ManagementConfirmed live in the last 24 hours
Full-timeBoadilla del Monte, Madrid, Spain

About the Job

Requirements

  • 1–2 years of professional experience in consulting, audit, banking, lending, or reporting-related functions.
  • Bachelor's degree in Economics, Business, Finance, Engineering, Mathematics, or another related field.
  • Professional proficiency in spoken and written English and Spanish.
  • Basic understanding of financial products, particularly loans, bonds, and credit derivatives.
  • Familiarity with profitability and risk-return metrics, regulatory capital concepts, and financial reporting standards, particularly International Financial Reporting Standards (IFRS).
  • Proficiency in Microsoft Office, particularly Excel and PowerPoint.
  • Ability to analyse complex information and communicate conclusions clearly.
  • Ability to work collaboratively with different teams and stakeholders.

Responsibilities

  • Support assessment of transaction profitability and returns to determine alignment with Santander CIB's strategy and risk-return objectives.
  • Analyse the accounting, regulatory capital, and economic capital implications of proposed transactions and contribute to tailored solutions where constraints are identified.
  • Participate in transaction admission processes, support the definition of pricing thresholds, and assess whether transactions and client relationships meet the Bank's minimum return requirements.
  • Contribute to capital management initiatives, including capital return plans, capital optimisation measures, and opportunities to improve capital rotation.
  • Perform financial and portfolio analysis to monitor transaction performance, identify relevant trends, and support management decision-making.
  • Work with product, coverage, risk, finance, and other relevant teams to coordinate inputs and ensure alignment throughout the transaction review process.
  • Support team projects and initiatives, ensuring agreed actions and deadlines are followed up.
  • Extract, analyse, and validate information from databases and internal reporting tools.

Desired Qualifications

  • Master's degree in Finance and/or Data Science.
  • Familiarity with generative artificial intelligence tools and interest in applying artificial intelligence to data analysis, process automation, and preparation of business insights.
  • Basic programming or data analysis knowledge.

About the Company

Santander

Global retail and commercial banking group

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas, serving individuals and SMEs with regional franchises and a broad consumer finance arm, plus a Corporate & Investment Banking division for multinational clients. It uses its Gravity cloud platform to migrate core banking and rapidly deploy digital services such as Openbank across markets, combining fintech-style agility with a bank's balance sheet. The bank differentiates itself by marrying a large retail footprint with global CIB capabilities under the One Santander verticals model to boost efficiency and cross-border revenue. Its goals include improving returns on tangible equity and financing the green economy through sustainable finance and renewable energy projects.

Company size
10,001+
Company stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902

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