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Foundation Finance

Prime and subprime dealer installment financing

Senior Full Stack Developer

Full-TimeUpdated on 10/23/2026Deadline 9/15/27
$100k - $125k/yr
Senior
Bachelor's
Rothschild, WI, USA
In Person
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • A bachelor's degree in Computer Science, Engineering, or a similar relevant field is required.
  • Five years of experience in a development role, or a combination of education and experience in front-end, middleware, or back-end development, is required.
  • Knowledge of word processing, spreadsheet, and design software is required.
  • The role requires technical proficiency in front-end, middleware, or back-end development, including the listed development stack and practices.
Responsibilities
  • Lead the design and development of front-end web architectures driven by middleware that retrieves information from back-end sources.
  • Lead software development using the current technology stack, including JavaScript, GraphQL, Jest, Kafka, MongoDB, Express, React, Node.js, NestJS, Redis, SQL, and TypeScript.
  • Grow the development practice through coding, code review, serving as a technical bridge on the team, and addressing complex system areas where in-house knowledge is lacking.
  • Lead the team in test-driven development and proper unit testing.
  • Collaborate with cross-functional teams to define, design, and ship new features.
  • Maintain knowledge of security best practices in web development to safeguard customer and company data.
  • Evaluate new technologies and contribute to product roadmaps for internal and external third-party systems.
  • Design performance-optimized and scalable web applications.
  • Use agile methodologies and scrum planning tools such as Jira to help the development team meet sprint goals.
  • Perform other duties as assigned by management and meet attendance, direction-following, deadline, concentration, accuracy, and change-response expectations.
Desired Qualifications
  • Technical certifications from Amazon, Atlassian, Google, Microsoft, or in an essential duty are a plus.

About the company

Foundation Finance provides installment financing for dealers and retailers in home-improvement and related industries, offering both prime and subprime options and also purchasing and servicing retail financing portfolios. Financing is offered to end customers through participating dealers as installment loans, with Foundation Finance also buying and managing existing portfolios to handle payments. The company differentiates itself by covering a broad range of industries, offering both prime and subprime options, and providing free dealer enrollment along with portfolio purchases and servicing. Its goal is to help retailers grow sales and cash flow by offering store-facing financing and by managing financing portfolios for dealers.

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Rothschild, Wisconsin

Founded

2012

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Simplify's Take

What believers are saying

  • KBRA rated Foundation Finance Trust 2026-1; June 2026 deal totaled $399.39 million.
  • Andrea McCullion became president in February 2026 to accelerate growth and partner execution.
  • Foundation Finance posted fresh August and September 2026 dealer content, signaling active go-to-market investment.

What critics are saying

  • BBB logged 61 complaints in three years, including 26 closures during the last twelve months.
  • Jones v. Foundation Finance continues in Michigan federal court, exposing underwriting and servicing practices.
  • A securitization failure or credit shock cuts warehouse capacity and halts originations.

What makes Foundation Finance unique

  • Finances home-improvement projects with unsecured consumer loans, including FICOs as low as 550.
  • Offers 12-240 month terms and no prepayment penalties, attractive for contractors and borrowers.
  • ChargeAfter integration broadens distributor reach inside embedded point-of-sale lending workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Sick Leave
  • Parental Leave
  • Life Insurance
  • Disability Insurance
  • Wellness Program
  • Flexible Work Hours
  • Health Savings Account/Flexible Spending Account