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Wave Financial

Free invoicing and accounting with payroll

Group Product Manager - Financial Services

Product ManagementConfirmed live in the last 24 hours
Full-timeToronto, ON, CanadaCA$119.2k - CA$190.8k /yrRemote

About the Job

Requirements

  • At least 8 years of product management experience, including a minimum of 5 years in the fintech industry and at least 2 years leading product teams at the Group level or above.
  • Deep expertise in financial services, ideally including payments acquiring, acceptance, payment facilitation, fraud and risk controls, and processor or platform partnerships.
  • In-depth knowledge of financial product onboarding experiences, including Know Your Customer and Know Your Business, and risk and fraud mitigation practices.
  • Experience with payment processor or platform partnerships and migrations at scale is preferred, particularly in environments involving reliability, fraud exposure, compliance obligations, customer trust, and business continuity.
  • A proven track record of leading product teams and taking new products from ideation through launch and scale in a fintech environment.
  • Ability to operate under compliance, regulatory, and audit constraints while maintaining customer and business outcomes.
  • Demonstrated judgment in applying artificial intelligence to improve team productivity, fraud and risk decisioning, or customer experience.
  • Ability to communicate and influence customers, business partners, engineers, and cross-functional partners across the organization.
  • Ability to prioritize and make difficult decisions in a fast-paced environment and identify and mitigate issues that could affect goal completion.
  • Strong people leadership experience, including leading Product Managers, developing talent, setting priorities, and building high-performing teams.
  • Bachelor's degree in Business, Computer Science, Engineering, Information Systems, a data-related field, or a related discipline, or equivalent education and relevant work experience.

Responsibilities

  • Define and own the product vision and strategy for Financial Services within the Small Business product suite.
  • Lead platform modernization, including payments infrastructure migration, fraud exposure reduction, reliability improvement, and customer trust initiatives.
  • Own uptime, reliability, and observability commitments for payments surfaces, partnering with Engineering and Data teams to meet platform stability service-level agreements.
  • Partner with Fraud and Risk Operations, Compliance, and Security on onboarding, underwriting, and fraud mitigation practices to meet regulatory and risk standards.
  • Collaborate with Accounting and Tax product leads to integrate payments and financial services workflows into an end-to-end small-business experience.
  • Manage stakeholders and business partners across Engineering, Design, Customer Success, Finance, Risk and Fraud Operations, Compliance, Security, and Marketing.
  • Develop business cases, assess financial impacts, define and execute business and customer benefit objectives and key results, and use data to prioritize opportunities and measure product value and key performance indicators.
  • Identify opportunities for artificial intelligence to improve team productivity, fraud detection, risk decisioning, operational workflows, and customer-facing experiences.
  • Present financial services strategy and plans and provide business leadership for the product team.
  • Build and coach a high-performing product team by setting ownership, improving product thinking, connecting strategy to execution, and enabling cross-functional collaboration.
  • Drive continuous improvement and operational excellence through retrospectives, coaching, and refinement of team processes and ways of working.

Desired Qualifications

  • Experience with payment processor or platform partnerships and migrations at scale, especially where reliability, fraud exposure, compliance obligations, customer trust, and business continuity must be managed simultaneously.
  • Excellent written, verbal, and interpersonal communication skills, including the ability to explain technical and financial concepts clearly to non-technical audiences and influence senior stakeholders across business and technology functions.

About the Company

Wave Financial

Free invoicing and accounting with payroll

Wave Financial provides free financial software for small businesses, freelancers, and independent contractors. Its core tools include invoicing, accounting, and receipt scanning, all available at no cost, with optional paid features for payment processing and payroll. The platform is integrated and easy to use, letting users create invoices, track expenses, manage books, and scan receipts in one place; payment processing starts at 1% and payroll handles taxes and filings. It differentiates itself by offering a free core suite that is tightly integrated, providing a simple, affordable alternative to heavier software like QuickBooks with the goal of helping small businesses maintain healthy cash flow.

Company size
201-500
Company stage
Acquired
Total funding
$81.1M
Headquarters
Toronto, Canada
Founded
2009

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