Full-Time
Business Operations Analyst
Posted on 10/1/2025
U.S. Bank
10,001+ employees
Offers banking, loans, mortgages, investment advisory
Compensation Overview
$75.8k - $89.2k/yr
Oshkosh, WI, USA + 1 more
More locations: Owensboro, KY, USA
Hybrid
In-office expectation of 3 or more days per week.
 Operations & Logistics (2) |
|---|
| , |
- Bachelor’s degree, or equivalent work experience
- Typically five or more years of related experience
- Responsible for defining and performing systems analysis and development tasks to improve workflow and operating efficiency.
- Formulates proposals for new systems and information needs by analyzing existing systems and procedures and defining recommended technical and procedural improvements.
- Analyzes costs of existing operations and estimates cost savings to be achieved by implementing proposed changes; makes recommendations based on analysis.
- Participates in the modification of existing applications or development of new applications.
- Acts as a liaison and technical resource between management, staff and information systems to define and communicate standards of operational policy, plans, customer service or financial/performance reporting.
- Ensures all documentation and requests comply with established policies and procedures.
- Maintains applicable systems to monitor and track projects, plans and/or data; provides reports to management as needed.
- Writes test plans and performs tests of new systems and modifications to existing systems.
- Develops communication tools to ensure a high level of awareness of policies, plans, procedures or study/project results.
- Thorough knowledge of policies, plans, procedures, products and regulatory requirements for assigned business unit
- Ability to conduct an analysis of a business need, including scheduling meetings, planning agendas and conferring with business line leaders
- Strong understanding of project management and testing methodology and procedures
- Ability to develop test schedules, review testing plans, track test issues and report on test results
- In depth data furnishing expertise, including interacting with the credit reporting agencies, staying up to date with industry best practices and the ability to collaborate with industry peers
- Strong System of Record knowledge (ALS, LM, MSP, DM, Hogan) and how those systems affect our disputes and data furnishing processes
- Experience interacting with Audit, Legal, Compliance and other business lines
- Demonstrated ability to manage, update and correct internal procedures
- Effective communication with senior leadership
- Strong analytical and forecasting skills
- Ability to manage multiple tasks/projects and deadlines simultaneously
- Ability to work as part of a project team
- Effective verbal and written presentation and communication skills
- Proficient computer navigation skills using a variety of software packages including Microsoft Office applications
U.S. Bank provides a wide range of banking and financial services for individuals, small businesses, and large corporations, including checking, savings, loans, mortgages, and investment advisory. Its products run through a network of physical branches and digital tools like a mobile app, enabling customers to open accounts, transfer funds, apply for loans, invest, and receive guidance. Revenue comes mainly from interest on loans, service fees, and advisory fees. The bank differentiates itself with a broad product lineup, accessibility, and inclusion, aiming to make banking easier and more accessible for people across the United States.
Company Size
10,001+
Company Stage
IPO
Headquarters
Minneapolis, Minnesota
Founded
1863
Simplify's Take
What believers are saying
- Record consumer deposits second consecutive quarter with 4.1% NII growth from loan expansion.
- Seven consecutive quarters of positive operating leverage via expense discipline and AI automation.
- Fee income grew 6.9% YoY; capital markets revenue up nearly 30% in Q1.
What critics are saying
- BTIG acquisition faces regulatory rejection under heightened antitrust scrutiny, blocking $200M quarterly revenue.
- Commercial real estate portfolio suffers 20-30% valuation hit from office sector defaults.
- Neobanks like Chime erode deposits with 2.00% APY versus U.S. Bank's sub-1% rates.
What makes U.S. Bank unique
- Amazon Small Business Card partnership launches Q3 2026, generating $75-85M quarterly revenue.
- Pending BTIG acquisition adds ~$200M quarterly fee revenue from expanded capital markets.
- Strategic $200M annual branch investment in high-density California, Phoenix, Denver markets.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
Paid Vacation
Paid Holidays
Adoption Assistance
Paid Sick Leave
Company News
Four Corners Property Trust (NYSE:FCPT), a real estate investment trust primarily engaged in the ownership and acquisition of high-quality, net-leased restau...
U.S. Bank has partnered with Built, an AI-native platform for real estate and construction finance, to streamline mortgage financing for new home construction. The integration connects borrowers, the bank and builders on a single platform, reducing delays and improving transparency throughout the construction process. Built's cloud-based system manages draws, inspections and communications in one centralised location. The platform can improve draw times by up to 70% and provides real-time access to budgets, inspection reports and project updates. Once a construction loan is originated, U.S. Bank activates the project within Built, allowing borrowers to manage their loans during the building process. The partnership covers both consumer mortgage borrowers and commercial real estate clients, supporting the full lifecycle of construction loans from budgeting to disbursements.
Wally Mlynarski has been appointed CEO of Elavon, a payments subsidiary of U.S. Bank that processes over $576 billion in transactions annually. He returns to the company after previously spending seven years in leadership roles including chief product officer. Mlynarski most recently led merchant services and receivables at Bank of America. In his new role, he will report to Mark Runkel, vice chair and head of Payments: Merchants and Institutional at U.S. Bank. Elavon delivers payment solutions to over two million customers across the United States, Europe and Canada, serving businesses from small enterprises to major global brands. The company is the trusted payments partner for eight of the top 10 global airlines and seven of the top 10 largest US hotel brands. Mlynarski succeeds Jamie Walker, who served as CEO since 2017.
US Bank has appointed Alan Flanagan as head of Global Investment Services, overseeing Global Fund Services and Global Corporate Trust. He will lead teams providing solutions for alternative investments, mutual funds, exchange-traded products, collateralised loan obligations, structured finance and corporate trust services. Flanagan joins from BNY, where he spent nearly two decades in senior leadership roles across asset servicing, fund services and alternative investments. Most recently, he served as global head of client coverage for BNY's asset servicing division. He previously held positions at UBS, CIBC and KPMG. Based in New York, Flanagan will join the senior leadership team for US Bank's Wealth, Corporate, Commercial and Institutional Banking business line. He is a fellow of the Institute of Chartered Accountants, Ireland.
U.S. Bancorp Impact Finance raised $5.7 billion in third-party capital through tax credit syndications in 2025, the highest annual total in the company's history. The investments came from 58 institutional investors across 109 transactions, financing affordable housing, renewable energy and economic development projects. The 2025 syndications financed 6,812 affordable housing units across 19 states, renewable energy generation capacity of 4.4 GW, battery storage capacity of 0.8 GW, and 129 economic development projects. U.S. Bancorp Impact Finance also surpassed $7 billion in tax credit transfers since 2023, reflecting growing demand for this investment vehicle introduced under the Inflation Reduction Act. Since inception, the company has raised $28 billion in federal tax credit capital from 183 investors across more than 400 funds.