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Lloyds Bank

Retail and commercial banking services

Performance and Trading Senior Manager

InsuranceConfirmed live in the last 24 hours
Full-time£78.1k - £109.1k /yr

About the Job

Requirements

  • Strong commercial, trading and performance management experience within General Insurance, Financial Services or a related sector.
  • Demonstrable experience developing business plans, forecasts and performance outcomes against financial targets.
  • Proven ability to influence senior internal customers and drive business performance.
  • Excellent analytical skills with the ability to translate insight into action.
  • Experience working across multiple commercial levers, including pricing, marketing, product, customer journeys and partner management.
  • Ability to balance growth, profitability, risk and customer outcomes.

Responsibilities

  • Own the trading performance of the General Insurance portfolio.
  • Develop and manage quarterly and annual volume, income and profitability plans aligned to strategic and financial objectives.
  • Partner with Finance to maintain robust forecasts, challenge assumptions and assess delivery against plan.
  • Monitor key commercial metrics including income, gross written premium, conversion, retention, claims performance, PATC, ATV and profitability.
  • Lead weekly and monthly trading forums, identifying risks, opportunities and performance improvement actions.
  • Drive interventions to deliver trading, income and growth targets.
  • Turn complex data into clear, actionable business insight.
  • Develop performance reporting, forecasting and scenario modelling.
  • Provide executive-level performance updates and recommendations.
  • Evaluate commercial opportunities and investment cases.
  • Partner with pricing teams and insurers to optimise portfolio performance.
  • Assess market and competitor movements to inform trading decisions.
  • Challenge assumptions and ensure actions deliver the right balance of growth and profitability.
  • Work with marketing, retail and digital teams to maximise customer acquisition and conversion.
  • Identify opportunities to improve customer journeys and remove friction.
  • Support targeted activity to drive growth, retention and customer value.
  • Contribute to the long-term General Insurance strategy.
  • Identify opportunities for growth, innovation and proposition development.
  • Support delivery of strategic initiatives and change programmes.
  • Create a high-performance and results-focused culture.
  • Coach and develop colleagues to strengthen commercial capability.
  • Encourage innovation and continuous improvement.
  • Build strong cross-functional relationships and lead through influence.
  • Drive accountability and pace in decision-making and delivery.

About the Company

Lloyds Bank

Retail and commercial banking services

Lloyds Bank is a major UK financial institution that provides a wide range of banking and financial services for personal and commercial customers. It serves individuals with current and savings accounts, mortgages, loans, credit cards, and investment products, and helps businesses with business loans, commercial mortgages, and other financial solutions. The bank earns most of its money from net interest income, the gap between interest on loans and deposits, and also collects fees for services such as overdrafts, international payments, and wealth management. Compared with competitors, it combines a large, established retail and commercial banking footprint in the UK with diversified income streams and a broad product set that supports both individuals and businesses. Its goal is to reliably deliver everyday banking, lending, and financial services to UK customers while maintaining profitability and supporting the needs of UK households and businesses.

Company size
5,001-10,000
Company stage
IPO
Headquarters
London, United Kingdom
Founded
1765

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