Full-Time

Senior Product Designer

Dashboard and Internal Tools

Posted on 12/15/2025

Lithic

Lithic

51-200 employees

Platform to issue and manage cards

Compensation Overview

$180k - $200k/yr

+ Equity

New York, NY, USA

Hybrid

Hybrid role requiring 3 days on-site in NYC (SoHo). Core days Tue/Thu; third day flexible.

Category
UI/UX & Design (1)
Required Skills
Claude
Interaction Design
Figma
REST APIs
Information Architecture
Requirements
  • 5+ years of product design experience at a technology company, with a strong portfolio demonstrating end-to-end product work
  • B2B or SaaS product experience, preferably in fintech, developer tools, data products, or complex enterprise software
  • Systems thinking: Ability to design scalable solutions that work across multiple user types, use cases, and product areas
  • Interaction design expertise: Strong command of user flows, information architecture, and designing for complex workflows
  • Visual design craft: Keen eye for detail, skilled in typography, layout, color, and creating polished, professional interfaces
  • Design tools proficiency: Expert with Figma or similar tools; comfortable with prototyping tools and techniques
  • Communication skills: Articulate design rationale clearly to diverse audiences, from engineers to executives
  • Collaboration mindset: Track record of successful partnership with product managers and engineers in an agile environment
  • User-centered approach: Experience conducting user research, incorporating feedback, and iterating based on data and insights
Responsibilities
  • Own the dashboard experience end-to-end
  • Design and refine experiences across transaction monitoring, card management, dispute management, customer support, onboarding, reporting & analytics, and financial operations
  • Transform complex payment workflows and financial data into clear, actionable interfaces that serve both technical and non-technical users
  • Create intuitive experiences that balance power and flexibility with ease of use—designing for for both enterprise customers and established startups scaling quickly
  • Drive product strategy through design
  • Partner with Product Managers and Engineering leads as a strategic voice in roadmap planning and feature prioritization
  • Develop compelling product visions backed by user research, data, and business context
  • Identify opportunities to improve user workflows, reduce operational friction, and increase dashboard adoption
  • Connect business objectives to customer-centered design opportunities
  • Deliver production-ready designs with exceptional craft
  • Leverage AI-assisted design tools (Cursor, v0, Claude, etc.) to rapidly prototype concepts, generate UI variations, and accelerate iteration cycles—moving from concept to testable prototype in hours, not days
  • Produce high-fidelity designs, prototypes, and specifications that align with our design system and technical constraints
  • Work closely with engineers during implementation to ensure clear execution and thoughtful interactions
  • Maintain design quality throughout the product lifecycle—from concept to shipped feature to ongoing refinement
  • Contribute to design systems and standards
  • Extend and evolve our design system to meet the needs of complex B2B workflows
  • Create reusable patterns and components that accelerate delivery across teams
  • Document design decisions and maintain clear specifications for cross-functional partners
  • Collaborate across disciplines
  • Work with our existing and signed customer programs to validate assumptions, test designs, and gather customer insights
  • Partner with Lithic’s internal teams (Operations, Finance, Risk/Compliance, Partnerships, Solutions Engineering and Implementation) to understand internal workflows and pain points
  • Present work regularly to leadership and incorporate feedback to refine solutions
  • Contribute to a culture of critique, feedback, and continuous improvement within the design team
  • Champion the user
  • Develop deep understanding of business customers' needs—from platform developers integrating our APIs to operations teams managing card programs to executives analyzing performance
  • Conduct user research, participate in customer calls, and synthesize insights to inform design decisions
  • Balance competing priorities between different user segments and stakeholder groups
Desired Qualifications
  • Experience designing dashboards, analytics tools, or data-heavy interfaces
  • Background in payments, fintech, banking, or financial services
  • Experience working with agentic workflows and how they can reduce operational overhead
  • Familiarity with design systems and component library development
  • Understanding of API-first products and developer experience
  • Experience using AI-powered design and prototyping tools (Cursor, v0, Figma AI, Claude, etc.) for rapid wireframing, code generation, and design exploration
  • Comfort with 'vibe-coding'—using AI tools to quickly translate design concepts into functional prototypes without waiting for engineering resources
  • Ability to critically evaluate AI-generated designs and code, knowing when to use AI for acceleration vs. when craft and judgment require hands-on work
  • Experience working with cross-functional or distributed teams
  • Experience with both internal tools and customer-facing products

Lithic provides a platform for businesses to create and manage their own card programs, including credit, debit, or prepaid cards. It uses direct card network integrations and a native core system to issue virtual and physical cards, control digital wallets, handle disputes, and enforce dynamic spend controls. The platform also offers a PCI-compliant iFrame to protect customer data and modular KYC/KYB features that can fit into existing setups. Unlike providers that rely on third parties, Lithic enables companies to bring bank relationships, money movement, and program management in-house as they scale, improving economics and simplifying implementation. Lithic earns revenue by charging for platform usage and card-related services, with pricing likely based on card issuance volume and transaction processing. Its goal is to help businesses scale their card programs with greater control, security, and flexibility.

Company Size

51-200

Company Stage

Series C

Total Funding

$163.3M

Headquarters

New York City, New York

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Commercial credit products command higher margins and longer customer lifetime value than consumer prepaid.
  • Stablecoin settlement expansion with USDC and multi-currency reconciliation captures institutional adoption demand.
  • AFC membership and built-in compliance systems position Lithic to win enterprise clients prioritizing regulatory certainty.

What critics are saying

  • CFPB open banking rule effective July 2026 commoditizes proprietary Authorization Intelligence by mandating API exposure.
  • Stripe Issuing undercuts pricing with lower per-transaction fees, eroding market share among scaling fintechs.
  • Visa Direct policy shift prioritizes direct integrations, reducing Lithic's interchange revenue by 20–30% on push volumes.

What makes Lithic unique

  • Direct card network integrations reduce implementation time and improve economics versus third-party processors.
  • Authorization Rules with real-time fraud prevention and granular spend controls built into platform.
  • Multi-network support including Visa, Mastercard, and American Express enables differentiated product positioning.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

401(k) Company Match

Life Insurance

Employee Discounts

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
American Fintech Council
Mar 24th, 2026
Lithic joins American Fintech Council (AFC) to advance programmable card issuing and money movement.

Lithic joins American Fintech Council (AFC) to advance programmable card issuing and money movement. Leading card issuing and processing platform enables fintechs to build, manage, and scale card programs New York, NY (March 24, 2026) - The American Fintech Council (AFC), the largest industry association representing both responsible fintech companies and innovative banks, announced the addition of Lithic as its newest member. Lithic is the leading provider of programmable card issuing and money movement infrastructure, enabling clients to launch and operate a wide array of consumer and commercial card programs across debit, prepaid, charge and revolving credit product types. As an AFC member, Lithic joins a network of financial leaders focused on improving transparency, clarity, and consumer protection in the financial system. "Lithic is helping modernize card issuing and payments infrastructure by providing technology that integrates issuance, transaction processing, and operational management into a single platform," said Phil Goldfeder, CEO of the American Fintech Council. "Its tools give financial institutions and technology companies the ability to scale programs more efficiently, maintain regulatory compliance, and deliver better experiences for their customers. We're pleased to welcome Lithic as a member and look forward to collaborating with their team to advance responsible innovation in card and payment services." Lithic's platform provides direct connections to American Express, Mastercard, Visa, and the Federal Reserve, giving clients the payments infrastructure to run card programs at scale. Its Authorization Intelligence layer incorporates real-time context, permissions, and continuous risk signals into every transaction decision. "Companies building card programs today need more than issuance, they need built-in fraud prevention and compliance systems that can scale with them," said Bo Jiang, Co-founder and CEO of Lithic. "We joined AFC because we believe getting the policy and standards environment right matters as much as the technology. We're looking forward to contributing to those conversations alongside other leaders who are building for the next generation of payments." A standards-based organization, the American Fintech Council (AFC) is the largest and most diverse trade association representing financial technology (fintech) companies and innovative banks. On behalf of over 150 member companies and partners, AFC promotes a transparent, inclusive, and customer-centric financial system by supporting responsible innovation in financial services and encouraging sound public policy. AFC members foster competition in consumer finance and pioneer products to better serve underserved consumer segments and geographies. About Lithic Lithic is the leading card issuing company built for high-growth technology companies. Lithic's APIs and operational enablement services enable businesses to move money, build card programs, and issue debit, credit, and prepaid cards to consumers and businesses with unparalleled ease and flexibility. Lithic is committed to providing innovative solutions that meet the evolving needs of the financial services industry. For more information, visit www.lithic.com.

Lithic
Dec 3rd, 2025
Coinstar Selects Lithic to Power New GPR Card, Transforming Physical Currency into Digital Financial Services

Coinstar selects Lithic to power new GPR card, transforming physical currency into digital financial services. Lithic Lithic announced it has been selected by Coinstar(R), LLC to power the new CINQ by Coinstar(TM) Debit Card, a general-purpose reloadable (GPR) product. The card integrates with the CINQ by Coinstar(TM) digital wallet and converts physical currency into funds that can be accessed through both virtual and physical cards. The CINQ by Coinstar(TM) Debit Card is issued by Lead Bank. The CINQ by Coinstar(TM) Debit Card is designed for cash-preferred consumers who want flexible ways to manage their money. Through more than 10,000 participating Coinstar kiosks across the United States, users can convert loose change and cash into digital funds that are available within minutes. Lithic enables Coinstar to recognize kiosk-loaded funds in near real time, allowing users to spend with virtual card credentials shortly after funds are inserted. As the full stack issuer processor, Lithic supports account creation, balance management, card issuing, and transaction processing. Users can create account credentials, complete KYC, and receive a virtual card loaded with their funds in near real time. The platform supports full GPR capabilities, including direct deposit, ATM access, and everyday purchases. Lithic provides ledgering, card issuing, transaction processing, managed disputes and chargeback services, physical card printing and fulfillment, and advanced fraud prevention through real-time authorization decisioning. The partnership also includes ACH payment management, fees and transfers, settlement reconciliation, reporting, and specialized data mapping to support Coinstar's program management requirements. "Our partnership with Lithic reflects our commitment to building a financial inclusion platform that gives consumers more flexible ways to manage their money. Lithic's technical expertise and collaborative approach have been essential in bringing the CINQ by Coinstar(TM) Debit Card to market and enabling future capabilities like early direct deposit and ACH bill pay. Together, we are expanding access to digital financial services for the consumers who rely on us most," said Brandon Thompson, chief commercial officer at Coinstar. The CINQ by Coinstar(TM) Debit Card expands Coinstar's digital transformation by bringing more on-kiosk functionality into the digital world. The card is available now in the United States through Coinstar's kiosk network and the CINQ by Coinstar(TM) digital wallet.

PYMNTS
May 14th, 2025
Lithic Expands Card Issuing Platform To Include American Express Network

Lithic has expanded its card issuing platform to enable FinTechs operating in the United States to issue cards on the American Express network. This addition unlocks a new network option for FinTechs looking to launch debit, credit and prepaid cards, Lithic said in a Wednesday (May 14) press release. “By empowering FinTechs to issue cards on the American Express network, our customers now have a differentiated product choice that can deliver exceptional value to their users,” Lithic CEO Bo Jiang said in the release

Business Wire
Dec 9th, 2024
Lithic Announces Commercial Revolving Credit API, Bringing Enhanced Flexibility to Business Credit Card Programs

Lithic announces Commercial Revolving Credit API, bringing enhanced flexibility to Business Credit Card programs.

Lithic
Sep 24th, 2024
Announcing Next-Generation Authorization Rules

Lithic, Inc. is excited to announce the launch of Lithic Authorization Rules, the next evolution of Lithic-hosted authorization control.

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