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Attain Finance

Non-prime consumer credit and financing platform

Senior Business Rules Analyst

Business AnalysisUpdated on Nov 12
Full-timeUnited States$100k - $130kIn-person

About the Job

Requirements

  • A bachelor's degree or equivalent work experience is required.
  • At least 3 years of lending and underwriting experience, including knowledge of underwriting decision engines such as DigiFi, GDS Link, or Provenir, is required.
  • At least 3 years of experience creating and maintaining credit strategy and policy documentation is required.
  • At least 1 year of experience in table-based or business-rules configuration is required.
  • Strong understanding of JSON payload structures and API-based data exchange is required, including defining requirements, validating mappings, and troubleshooting end-to-end integrations.
  • Experience onboarding and integrating third-party services, such as banking, fraud, underwriting, payment, or CRM platforms, is required, including API configuration, testing, and production support.
  • Advanced analytical coding skills in Python, Tableau, or Sigma are required.
  • Knowledge of Microsoft Office Suite is required, including expertise with Microsoft SQL or other SQL development environments such as Snowflake.
  • Accuracy and strong attention to detail are required.
  • Ability to tackle strategic and operational issues proactively and with a results-oriented approach is required.
  • Strong problem-solving ability and the ability to work with minimal direction and accept feedback are required.
  • Ability to prioritize, manage multiple projects, and communicate complex results in a high-pressure environment is required.
  • Ability to communicate with technical and non-technical audiences and bridge communication gaps is required.

Responsibilities

  • Integrate with the Risk and Scoring teams to understand strategy recommendations, translate them into scoring decisions, and track changes to ensure expected outcomes.
  • Support model updates and the strategy implementation process.
  • Maintain documentation, including Model Change History, job aids, training manuals, and the resource library.
  • Review post-implementation documentation, identify lessons learned, and recommend changes.
  • Support scoring-engine configuration and test implementation of new products and scores, changes to existing scores and strategies, and adherence to compliance and business requirements.
  • Develop and execute testing, implementation, and communication plans for new or modified system parameters, options, and product details.
  • Develop and administer change-control processes and procedures that ensure compliance with guidelines and best practices.
  • Develop and maintain documentation needed to manage scoring functionality and change history.
  • Work with Compliance to ensure documentation meets regulatory requirements.
  • Analyze and report discrepancies to management and recommend resolutions.
  • Support acceptance testing of new software releases.
  • Simulate and test process improvements.
  • Perform user acceptance testing of System Change Requests, including new features, enhancements, and bug fixes, to support smooth deployment, effective training, and improved customer service.

Desired Qualifications

  • Experience in Assurance or IT Support is a plus.

About the Company

Attain Finance

Non-prime consumer credit and financing platform

Attain Finance provides consumer credit products for underbanked individuals in the United States and Canada via an omni-channel platform that combines online, mobile, storefront, and contact center operations. It offers short-term loans, installment loans, lines of credit, and vehicle title loans, with revenue from interest and fees. It uses a proprietary underwriting engine that leverages alternative data to assess risk for non-prime borrowers and supports acquisition, servicing, and collections, under multiple brands such as Cash Money and LendDirect in Canada. Its goal is to strengthen its financial position and grow non-prime lending through data-driven underwriting and technology to help customers with limited access to traditional banking.

Company size
201-500
Company stage
IPO
Headquarters
Greenville, SC
Founded
1997

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