JP Morgan Chase

Runs a consumer bank and an investment bank

Embedded Payments Product Manager

Product ManagementConfirmed live in the last 24 hours

Full-time$114k - $215kIn-person

About the Job

Requirements

At least 7 years of experience in financial services and/or product management.
Deep experience in financial technology or payments, with a strong understanding of payment flows, digital wallets, and money movement.
A proven track record of driving change and delivering results within large, highly matrixed organizations, navigating ambiguity, and structuring complex problems.
Experience managing stakeholders and collaborating to influence and align cross-functional and executive teams.
Demonstrated leadership in building scalable platforms and driving customer-centric innovation.
Verbal and written communication skills, including experience presenting to senior leadership.
Strong knowledge of application programming interfaces, engineering practices, and product development lifecycle using Agile methodologies.
Experience managing risk and controls at scale.
A bachelor's or master's degree in Computer Science, Engineering, Business Administration, or a comparable field of study.

Responsibilities

Collaborate with Product, Technology, Design, and Analytics partners to develop and deliver product and platform strategies from 0 to 1.
Own and manage the product delivery lifecycle from ideation to production.
Define product goals, clear requirements, and key performance indicators that can be converted into user stories and process flows for the development team and other stakeholders.
Work with developers and testers to ensure requirements are translated into working technical designs, test plans, and scripts that serve customer needs.
Conduct pre-release reviews, potentially including regression testing and quality assurance, to certify releases as production-ready.
Manage product backlog creation and grooming; support agile product delivery, product launch and go-to-market, production support, issue and defect resolution, and prioritization.
Monitor performance against goals, identify and scope implementation paths for enhancements, and create remediation plans when needed.
Collaborate with cross-functional partners to ensure a strong risk and controls environment, including Risk, Controls, Legal, and Compliance.

Desired Qualifications

A Fintech background or payment platform experience is strongly preferred.
Prior experience working in a highly matrixed, complex organization.

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.

As a Product Manager within Embedded Payments, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.

Job responsibilities:

Collaborate with Product, Technology, Design and Analytics partners to develop and deliver product and platform strategies from 0-1
Own and manage the product delivery lifecycle from ideation to production.
Define product goals, with clear requirements and KPIs that can be converted into user stories and process flows for the development team and other stakeholders
Work closely with developers and testers to ensure the team correctly translates requirements into working technical designs, test plans and scripts to serve customer needs
Conduct pre-release reviews which could include regression testing and quality assurance to certify the release as production ready
Manage product backlog creation and grooming, support agile product delivery, launch and go to market for product, production support, issue & defect resolution and prioritization
Monitor performance against goals, identify and scope implementation paths for needed enhancements, and create remediation plans when needed
Collaborate with a team of cross-functional partners to ensure a strong risk and controls environment (e.g., Risk, Controls, Legal, Compliance)

Required qualifications, capabilities, and skills:

7+ years of experience in financial services and/or product management
Deep experience in the financial technology or payments industry, with a strong understanding of payment flows, digital wallets, and money movement.
Proven track record of driving change and delivering results within large, highly matrixed organizations; adept at navigating ambiguity and structuring complex problems.
Exceptional stakeholder management and collaboration skills; able to influence and align cross-functional and executive teams.
Demonstrated leadership in building scalable platforms and driving customer-centric innovation.
Outstanding verbal and written communication skills, with experience presenting to senior leadership.
Strong knowledge of APIs, engineering practices, and the product development lifecycle using Agile methodologies.
Experience managing risk and controls at scale.
Bachelor’s or Master’s degree in Computer Science, Engineering, Business Administration, or comparable field of study.

Preferred qualifications, capabilities, and skills:

Candidates with Fintech background or payment platform experience strongly preferred.
Demonstrated prior experience working in a highly matrixed, complex organization

Base Pay/Salary: Jersey City,NJ $133,000.00-$215,000.00; Plano,TX $114,000.00-$180,000.00; Chicago,IL $114,000.00-$180,000.00

About the Company

JP Morgan Chase

Runs a consumer bank and an investment bank

JPMorgan Chase runs the largest bank in the United States, which serves households and small businesses as Chase and large companies, governments, and investors as J.P. Morgan. During the 2008 financial crisis it bought the failing investment bank Bear Stearns and lender Washington Mutual, and in 2023 it took over First Republic Bank after regulators seized it. Chase takes deposits and earns interest on credit cards, mortgages, and car loans, while the investment side earns fees for advising on mergers, raising money for companies, trading stocks and bonds, and managing wealth. Formed in a 2000 merger, JPMorgan Chase traces its roots to 1799 and is based in New York City.

Company size: 10,001+
Company stage: IPO
Headquarters: New York City, New York
Founded: 1799

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