Software Engineer – New Grad

About the Role

As a member of our Risk Engineering team, you will play a crucial role in developing our risk architecture and platform to enhance our understanding and protection of our members. You will collaborate on designing risk system architecture and work closely with our Machine Learning and Risk Operations teams. This position offers the opportunity to engage with a broad range of the tech stack, from creating new API architectures to implementing new microservices that drive key domains.

The base salary offered for this role and level of experience will begin at $112,000 and up to $140,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this Role, You Can Expect To:

• Write clean, efficient, and well-tested code for both new and existing backend features.
• Partner closely with the mobile team to design and implement APIs for efficient product shipping.
• Create and maintain monitors and dashboards to ensure optimal system performance.
• Collaborate with our product team and other cross-functional partners to launch new features.
• Work effectively with other technology teams and architects to solve complex problems across various domains.
• Operate both independently and within a collaborative team environment to meet aggressive schedules and goals. 

To Thrive in This Role, You Have:

• Graduated in the last year with a Bachelor’s or Master’s degree in Computer Science or a related field, or are a bootcamp graduate with work experience or strong CS fundamentals.
• Exposure to or knowledge of the Ruby programming language.
• Understanding of some of the popular public cloud computing providers such as AWS, Azure, and GCP.
• Strong organizational, analytical, interpersonal, oral, and written communication skills.
• A creative thinker and self-starter with a passion for Chime’s mission and our members.
• Flexibility and enjoy doing whatever it takes to execute on complex projects.
• A low ego but high empathy, and are comfortable working well with a wide range of stakeholders.

A little about us

At Chime, we believe that everyone can achieve financial progress. We’re passionate about developing solutions and services to empower people to succeed. Every day, we start with empathy for our members and stay motivated by our desire to support them in ways that make a meaningful difference.

We created Chime—a financial technology company, not a bank*-- founded on the premise that basic banking services should be helpful, transparent, and fair. Chime helps unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

So far, we’re well-loved by our members and proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we’re inspired by our members’ dreams and successes, big and small.

We’re uniting everyday people to unlock their financial progress—will you join us?

*Chime partners with The Bancorp Bank and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

What we offer

• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days
• 🫂 1% of your time off to support local community organizations of your choice
• 🧠 Mental health support with therapy and coaching through Modern Health
• 👶 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents
• 👪 Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more.
• 💻 Hybrid work perks, like UrbanSitter and Kinside for backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.