Full-Time

Software Engineer – New Grad

Identity & Access Management

Posted on 8/8/2024

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Fintech
Financial Services

Compensation Overview

$112k - $140kAnnually

+ Bonus + Equity Package

Entry

Chicago, IL, USA

Hybrid work policy with in-office days and team/company-wide events.

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
Microsoft Azure
Ruby
AWS
Google Cloud Platform
Requirements
  • Graduated in the last year with a Bachelor's or Master's degree in Computer Science or a related field, or are a bootcamp graduate with work experience or strong CS fundamentals.
  • Exposure to or knowledge of the Ruby programming language.
  • Understanding of some of the popular public cloud computing providers such as AWS, Azure, and GCP.
  • Strong organizational, analytical, interpersonal, oral, and written communication skills.
  • A creative thinker and self-starter with a passion for Chime’s mission and our members.
  • Flexibility and enjoy doing whatever it takes to execute on complex projects.
  • A low ego but high empathy, and are comfortable working well with a wide range of stakeholders.
Responsibilities
  • Write clean, efficient, and well-tested code for both new and existing backend features.
  • Partner closely with the mobile team to design and implement APIs for efficient product shipping.
  • Create and maintain monitors and dashboards to ensure optimal system performance.
  • Collaborate with our product team and other cross-functional partners to launch new features.
  • Work effectively with other technology teams and architects to solve complex problems across various domains.
  • Operate both independently and within a collaborative team environment to meet aggressive schedules and goals.

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows users to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly or foreign transaction fees and offers a secured credit card to help users build credit. The company's goal is to provide a simple and accessible banking experience that empowers users to manage their finances effectively.

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-3%
Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's free in-app tax filing could attract new users and increase retention.
  • Expanded ATM network at Walgreens enhances brand visibility and user convenience.
  • Anticipated pullback by banks on 'free' services presents market share opportunity for Chime.

What critics are saying

  • Increased competition from neobanks could erode Chime's market share.
  • Potential regulatory changes on interchange fees could impact Chime's revenue model.
  • Chime's reliance on bank partnerships poses risks if these face challenges.

What makes Chime unique

  • Chime offers fee-free banking services, unlike traditional banks with multiple fees.
  • SpotMe allows overdrafts up to $200 without fees, enhancing customer financial flexibility.
  • Chime's Salt platform rewards frontline workers, differentiating it in HR technology.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

INACTIVE