Full-Time

Lead Engineer

AI Payments App

BJAK

BJAK

201-500 employees

Online auto insurance marketplace with services

No salary listed

London, UK

Hybrid

Three days on-site per week required.

Category
AI & Machine Learning (1)
Required Skills
Distributed Systems
Observability
REST APIs

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Requirements
  • A strong software engineering background with significant experience building and shipping production systems.
  • Deep technical expertise in one or more areas such as backend, frontend, distributed systems, application programming interfaces, databases, or cloud infrastructure.
  • Strong system design and architecture skills, including experience making technical decisions for complex or high-scale systems.
  • Strong coding ability and willingness to remain hands-on.
  • Proven experience leading major engineering projects or providing technical leadership to other engineers.
  • Comfort reviewing code, debugging complex issues, and working directly with production systems.
  • Ability to explain complex technical decisions clearly and influence engineers across teams.
  • Strong product sense and ability to connect technical decisions to customer and business outcomes.
  • Ability to work quickly with ambiguity and take ownership from problem definition through production.
  • Strong judgment about when to move quickly, simplify, or make deeper engineering investments.
  • Strong English communication is required.
Responsibilities
  • Lead the technical design and execution of major products, features, and engineering initiatives.
  • Design scalable, reliable, and maintainable systems across backend, frontend, application programming interfaces, databases, and infrastructure.
  • Remain hands-on through coding, prototyping, code reviews, debugging, and production problem-solving.
  • Make architecture decisions and technical trade-offs that balance speed, scalability, reliability, and maintainability.
  • Break ambiguous product and technical problems into clear engineering solutions and execution plans.
  • Set standards for code quality, system design, testing, security, observability, and production reliability.
  • Review technical designs and code from other engineers and provide clear, actionable feedback.
  • Mentor engineers and strengthen technical capability across the team.
  • Identify technical risks, bottlenecks, and architectural weaknesses before they become larger problems.
  • Work closely with engineering, product, design, and artificial intelligence teams to ship high-quality products quickly.
  • Improve engineering tooling, development practices, and automation to increase team velocity.
  • Own systems beyond release by monitoring production, investigating incidents, resolving root causes, and continuously improving reliability.

Bjak.my runs Malaysia’s leading online auto insurance marketplace and digital services platform, letting users compare and buy car and motor insurance from multiple insurers and renew road tax instantly. The product works by collecting user details, showing quotes, enabling purchase, and offering added services like nationwide towing and emergency roadside assistance, all through a single platform; revenue comes from commissions on sales and extra services. It differentiates itself with a wide insurer network and a multi-service approach (insurance, road tax renewal, towing, roadside help) backed by MSC Status. Its goal is to make auto-related financial and support services simpler, cheaper, and more accessible for users across Malaysia and the Southeast Asia region, while continuing to save customers money.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Petaling Jaya, Malaysia

Founded

2018

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Simplify Jobs

Simplify's Take

What believers are saying

  • BJAK reported seven million users and 20% to 30% gross written premium growth in 2025.
  • Bloomberg said BJAK plans an IPO within two years, signaling credible scale ambitions.
  • Digital road tax adoption in Malaysia boosts BJAK's renewal funnel and repeat purchase volume.

What critics are saying

  • JPJ accused BJAK in 2024 of misleading road tax claims and public complaints.
  • Bjak's road tax promise remains vulnerable if JPJ blocks integrations again in 2026.
  • Expansion into Spain and Germany by 2026 strains a 200-person team across new regulations.

What makes BJAK unique

  • BNM approved BJAK as a financial adviser in June 2026, adding regulatory legitimacy.
  • BJAK compares 16 insurers and takaful providers, giving buyers broad quote coverage.
  • Its insurance, road tax, and renewal flow stays integrated across one digital checkout.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

401(k) Company Match

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

-2%
Media Prima
Jun 16th, 2026
BJAK approved by Bank Negara Malaysia.

BJAK approved by Bank Negara Malaysia. Platform says the recognition by Bank Negara Malaysia strengthens its role in helping Malaysians compare and renew vehicle insurance and takaful online. PETALING JAYA: Online insurance platform BJAK is now recognised as an approved financial adviser by Bank Negara Malaysia, as more Malaysians turn to digital channels for vehicle insurance renewal. In a statement, the company said the recognition reinforces its position as a regulated platform offering insurance and takaful comparison services. Through BJAK, it said users can compare plans from up to 16 insurers and takaful providers on a single platform based on pricing, coverage, and benefits. The service is aimed at promoting more informed financial decisions and improving transparency in the insurance renewal process. "As online scams and misinformation continue to grow, Malaysians are encouraged to verify the legitimacy of financial service providers before making payments or sharing personal information online," the company said. BJAK also provides online road tax renewal services, which it said further simplify vehicle-related transactions for users. The company urged consumers to compare options before renewing insurance, choose regulated platforms, and review policy coverage and benefits before making purchases. "Consumers are encouraged to compare multiple insurers and takaful providers for better value and protection," it added. Stay current - Follow FMT on WhatsApp, Google news and Telegram

Fintech News Malaysia
Dec 16th, 2025
Malaysian Insurtech Bjak Weighs IPO as It Plans Europe Expansion

Malaysian insurtech Bjak weighs IPO as it plans Europe expansion. Bjak, a Malaysia-based online insurance platform, is considering an initial public offering (IPO) within the next two years as it looks to fund further international growth. Bloomberg reported that the company is evaluating new markets beyond Asia. Founder Low Wei said Bjak is assessing Spain and Germany for potential entry in 2026, which would mark its first expansion into Europe. The move would follow the company's recent entry into Japan, Taiwan and Thailand. Low said gross written premiums rose by about 20 percent to 30 percent this year and he expects growth to accelerate as the company expands overseas. He said the business has been profitable since it was founded in 2019 and operates with minimal debt, though no detailed financial figures were disclosed. The proposed IPO would support further international expansion and provide liquidity for employees through stock-based compensation, Low said. He also plans to scale the company's workforce, with global headcount expected to double from nearly 200 to around 400 by the end of 2026. Founded in 2019, Bjak operates a digital platform that allows users to compare and purchase insurance products across multiple markets. The company says it has about seven million users and works with 16 insurance providers on its platform, including Allianz and Tokio Marine. Low has said uneven adoption of insurance technology across Asia continues to create opportunities for digital platforms, even as more mature markets such as the UK show higher penetration.

New Straits Times
Apr 2nd, 2024
Six million road users to benefit from BJAK's RM150 million in free road tax programme

KUALA LUMPUR: Malaysia's leading digital insurance platform, BJAK Sdn Bhd, launches its RM150 million Free Road Tax programme.

Mashable
Oct 29th, 2021
Bjak will launch buy-now-pay-later payment option on Nov 1st 21'.

Leading Malaysian insurance platform Bjak has just announced that it will launch a buy-now-pay-later (BNPL) payment option for its car and motorcycle insurance offerings on November 1, 2021, making it the first to provide such a service in Malaysia.