M&T Bank
Full-service banking with mortgage, deposits, loans
Business Systems Analyst
+ 401(k) match at 5%
Hybrid position in Buffalo, New York.
About the job
- A combined minimum of 8 years of higher education and/or operational, business analytics, or systems development experience.
- Strong understanding of software development life cycle, Agile, and software delivery methodologies.
- Experience with requirements elicitation and stakeholder management.
- Experience supporting system integration testing and user acceptance testing.
- Strong data analysis and problem-solving skills.
- Excellent written and verbal communication skills.
- Lead requirements gathering, analysis, documentation, and stakeholder workshops.
- Create business requirements, functional specifications, process flows, and user stories.
- Partner with Product Owners, Engineering, and business stakeholders to define and align on business outcomes.
- Support Agile ceremonies including backlog refinement, sprint planning, and user acceptance testing activities.
- Lead and coordinate system integration testing and user acceptance testing efforts.
- Perform data analysis and validation to support business decisions and solution design.
- Identify process improvements and recommend technology solutions.
- Track requirements through the full software development life cycle to ensure successful delivery.
- Bachelor's degree.
- Experience in Digital Banking or Financial Services.
- Experience with SQL, data analysis, and reporting tools.
- Product Owner or Agile delivery experience.
- Experience supporting enterprise modernization initiatives.
About the company
M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.
Company Size
10,001+
Company Stage
IPO
Headquarters
Buffalo, New York
Founded
1993
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Simplify's Take
What believers are saying
- On July 15, 2026, M&T reported record quarterly EPS of $5.32.
- Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
- M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.
What critics are saying
- Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
- Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
- A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.
What makes M&T Bank unique
- M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
- Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
- The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.
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Benefits
401(k) Company Match
401(k) Retirement Plan
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Growth & Insights and Company News
6 month growth
↑ 10%1 year growth
↑ 11%2 year growth
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