Renmoney

Fintech offering loans, savings, and investments

Credit Monitoring Analyst

Risk ManagementConfirmed live in the last 24 hours

Full-timeLagos, NigeriaNo salary listedIn-person

About the Job

Requirements

A university degree or equivalent standard with high numerical content in statistics, econometrics, business administration, economics, mathematics, finance, or a similar area.
At least 2 years of practical experience.
Hands-on customer relationship management experience.
Practical credit risk knowledge gained at a banking or non-banking financial institution.
Experience with customer experience services.

Responsibilities

Monitor loan portfolios after disbursement to ensure timely repayments, identify early warning signs of credit risk, and ensure compliance with approved loan terms and credit policies.
Manage the bank’s collateral strategy, implement effective controls, and conduct regular mark-to-market analysis to ensure adequate facility coverage.
Implement and enforce the Collateral Inspection Plan.
Prepare and share daily reports on Past Due Obligations, Imminent Maturities, and Newly Booked Facilities.
Engage with Business Heads and Relationship Teams on key report insights.
Ensure compliance with drawdown conditions and escalate exceptions for prompt resolution.
Identify early warning signs of problem loans and escalate adverse credit developments to prevent losses.
Appoint agents for stock monitoring and perform inventory spot checks.
Review warehouse reports and evaluate stock coverage breaches.
Develop performance metrics and manage vendor relationships, including onboarding, conflict resolution, and sanctions where necessary.
Participate in Criticized Assets Review Committee meetings to address high-risk assets.
Ensure all facilities operate within approved terms and proactively follow up on maturing obligations to avoid defaults.
Engage clients regularly through calls, emails, and in-person meetings to understand their needs, provide updates, and offer tailored financial solutions.
Gather feedback through surveys or direct interactions, promptly resolve issues, or escalate concerns to the appropriate team.

Credit Monitoring Analyst

Renmoney · Lagos, Nigeria · — · Posted 2026-03-17

Workplace: on_site

Description

Who we are

We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are the place for you, if

You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions, and are comfortable challenging anyone or any idea.

The position

The Credit Monitoring Analyst is responsible for monitoring loan portfolios after disbursement to ensure timely repayments, identify early warning signs of credit risk, and ensure compliance with approved loan terms and credit policies.

Job Description

Collateral Strategy & Control: Manage the bank’s collateral strategy, implement effective controls, and conduct regular mark-to-market analysis to ensure adequate facility coverage.
Monitoring & Reporting:

- Implement and enforce the Collateral Inspection Plan.

- Prepare and share key daily reports, including: Past Due Obligations (PDOs), Imminent Maturities and Newly Booked Facilities

- Engage with Business Heads and Relationship Teams on key report insights.

Post-Disbursement Review: Ensure compliance with drawdown conditions and escalate exceptions for prompt resolution.
Early Warning & Risk Mitigation: Identify early warning signs of problem loans, escalate adverse credit developments to prevent

- Appoint agents for stock monitoring and perform inventory spot checks.

- Review warehouse reports and evaluate stock coverage breaches.

- Develop performance metrics and manage vendor relationships, including onboarding, conflict resolution, and sanctions where necessary.

Credit Risk Oversight:

- Participate in Criticized Assets Review Committee meetings to address high-risk assets.

- Ensure all facilities operate within approved terms and follow up proactively on maturing obligations to avoid defaults.

Customer Engagement: Engage clients regularly through calls, emails, and in-person meetings to understand their needs, provide updates, and offer tailored financial solutions.
Feedback Collection & Resolution: Gather feedback through surveys or direct interactions, and promptly resolve issues or escalate concerns to the appropriate tea

Requirements

University degree or equivalent standard with a high numeric content: statistics, econometrics, business administration/ economics, mathematics, finance, etc.
2+ years practical experience
Experience with hands-on customer relationship management
Practical knowledge in credit risk working for a banking or non-banking financial institution
Experience with Customer experience services

Apply

Apply at Renmoney

About the Company

Renmoney

Fintech offering loans, savings, and investments

Renmoney provides personal and business financial products, including loans, savings, and investments, designed to be simple, useful, and accessible. It uses data-driven insights to understand customers and tailor offerings to individual needs, enabling convenient loans to help people do more today, savings plans to stay on track with goals, and investments to grow money over time. The company differentiates itself by focusing on making finance easy and available to a broad audience, rather than restricting access, and by combining a flexible hybrid work model with customer-centric product design. Its goal is to help people manage money more effectively and reach their financial objectives.

Company size: 501-1,000
Company stage: Not listed
Total funding: Not listed
Headquarters: Lagos, Nigeria
Founded: 2012

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