Fraud Analyst
About the job
- Two to five years of related experience in a related field.
- Knowledge of business entities and corporate structures.
- Ability to handle multiple tasks under tight time constraints.
- High attention to detail.
- Highly organized.
- Strong computer literacy.
- Ability to learn new skills and tasks quickly.
- Ability to use sound judgment regarding confidential information.
- Ability to work in a fast-paced environment with minimal oversight.
- Excellent organizational, analytical, and critical thinking skills.
- Ability to make decisions independently.
- Strong internet research skills and the ability to navigate multiple systems at once.
- Demonstrated experience and/or strong working knowledge of Microsoft Word, Excel, and Outlook.
- Perform ongoing analysis of reports, alerts, and accounts to detect questionable or fraudulent activity.
- Review and analyze fraud alerts provided by Verafin and other monitoring systems to identify accounts that may be engaging in or being targeted for illegal or fraudulent activity.
- Complete required Bank Secrecy Act, Anti-Money Laundering, fraud, and other compliance training.
- Comply with applicable federal, state, and local banking and industry laws and regulations, including the Bank Secrecy Act.
- Participate in training that promotes fraud awareness and prevention.
- Perform other assigned duties.
- A Bachelor's degree.
- Annual fraud training through an external seminar, class, or webinar.
About the company
SmartBank is a full-service regional bank serving individuals, businesses, and high-net-worth clients across Tennessee, Alabama, and Florida. It attracts deposits and funds a diversified loan portfolio, including commercial, consumer, mortgage, construction, auto, and home equity loans, while offering checking and savings accounts and credit cards, with revenue mainly from interest on assets. The bank differentiates itself through a 42-branch footprint, family-led leadership, and bundled services such as private banking, wealth management with Raymond James, insurance through SBK Insurance, and dealer financing, all within SmartFinancial, Inc. Its goal is to deepen relationships, grow deposits and loans, expand its branch network, and provide integrated banking, wealth, insurance, and commercial financing services in the southeastern U.S.
Company Size
201-500
Company Stage
N/A
Total Funding
N/A
Headquarters
Pigeon Forge, Tennessee
Founded
2007
Get referred to SmartBank
See people who can refer or advise you
Simplify's Take
What believers are saying
- Q2 2026 net income hit $16.3 million, up from $11.7 million in 2025.
- Loans and leases reached $4.68 billion by June 30, 2026, after $165 million quarterly growth.
- SmartBank recertified as a Great Place to Work in July 2026, supporting hiring.
What critics are saying
- Commercial loans and leases drive growth; a credit cycle turn would hit reserves fast.
- Noninterest expense rose to $34.0 million in Q2 2026, pressuring efficiency if growth slows.
- A deposit flight in Florida or Tennessee forces costly balance-sheet shrinkage.
What makes SmartBank unique
- SmartBank pairs relationship banking with private banking, wealth management, and mortgage services across three states.
- Billy Carroll centralized operations, technology, data, AI governance, and payments under COO Cynthia Cain.
- The bank recruits local bankers like Welsh and Griffin to deepen market-specific client relationships.
Help us improve and share your feedback! Did you find this helpful?
Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Disability Insurance
- 401(k) Company Match
- Paid Vacation
- Flexible Work Hours
- Paid Holidays
- Tuition Reimbursement