Full-Time
Junior Software Engineer with Accounting Experience
Sezzle
201-500 employees
BNPL fintech facilitating consumer-merchant transactions
No salary listed
Remote in USA
Remote
Bachelor's
 Software Engineering (1) |
|---|
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- Prior experience as an accountant or financial analyst.
- Solid understanding of financial operations such as reconciliation, reporting, and compliance.
- Proficient in at least one programming language (e.g., Python, Java, Go) and familiar with database systems like MySQL or PostgreSQL.
- Experience with backend API development.
- Experience with relational database storage and retrieval.
- Familiarity with software engineering tools, software development methodology, and release processes.
- Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication.
- Bachelor’s degree in Accounting, Computer Science, or a related field.
- Collaborate with cross-functional teams to enhance and maintain software solutions for financial processes.
- Be an integral part of the software development lifecycle.
- Work as an integrated team member developing new features.
- Leverage accounting background to identify gaps and improve automation and reconciliation workflows.
- Evaluate and deploy software tools, processes, and metrics.
- Provide support and consulting on software systems usage.
- Ensure compliance with project plans and industry standards.
Sezzle provides a four‑installment, interest‑free buy now, pay later (BNPL) service for consumers and a merchant payment option for retailers. Consumers split purchases into four equal, no‑interest payments at checkout, while merchants pay Sezzle a fee to enable the option and reduce cart abandonment. Sezzle earns most of its revenue from merchant fees and operates as a Public Benefits Corporation and Certified B Corp, aligning financial goals with social impact. Its stated goal is to financially empower younger consumers and help merchants grow by offering accessible, flexible payments, supported by rapid growth in active users and merchants (3.4 million and 46,982 respectively, with $1.8 billion in underlying merchant sales).
Company Size
201-500
Company Stage
IPO
Headquarters
Minneapolis, Minnesota
Founded
2016
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Simplify's Take
What believers are saying
- Q2 2026 revenue rose 51.7% to $149.7 million, with $58 million adjusted EBITDA.
- Active subscribers jumped 76.4% to 854,000, and merchant sales reached $1.3 billion.
- Sezzle Send's 100,000-person waitlist and August 2026 launch create a new growth vector.
What critics are saying
- Sezzle's August 2026 guidance implied second-half growth slowdown to roughly 30%.
- WebBank can enforce a $100 million tangible net worth covenant, tightening financing pressure.
- Klarna and Affirm are copying Sezzle's AI and product expansion, compressing BNPL differentiation.
What makes Sezzle unique
- Sezzle paired BNPL with subscriptions, lifting repeat usage to 97.2% in Q2 2026.
- WebBank partnership now extends to SezzleCash and Sezzle Send, broadening monetization beyond checkout.
- AI automation runs 68% of support chats and 88% of new code, cutting operating friction.
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Benefits
Comprehensive Benefit Plans
Generous Parental & Family Leave
Competitive 401k Match
Paid Time Off & Volunteer Time Off
Ownership Through Equity
100% of Donations to Charity Matched
Work from Home Stipend
Highly Discounted Fitness Membership
Growth & Insights and Company News
6 month growth
↑ 2%1 year growth
↑ 0%2 year growth
↑ 0%Sezzle is integrating AI across customer service and operations, reporting measurable productivity gains. In Q2 2026, its AI chatbot handled 68% of consumer enquiries with higher satisfaction scores than human agents. The AI shopping assistant generated 3.6 times more product clicks and reached 80% of Sezzle Anywhere users. Internally, 88% of new code was AI-developed, and developer productivity rose 20% quarter-over-quarter. Sezzle's revenues increased 51.7% year-over-year to $149.7 million, with adjusted EBITDA of $58 million and a 38.8% margin. Active subscribers grew 76.4% to 854,000. The company used AI to build its upcoming Sezzle Send product in weeks with a small team. The product already has approximately 100,000 users on its wait list. Competitors Klarna and Affirm are also expanding AI use across operations and product development.
Sezzle and WebBank broaden partnership with launch of SezzleCash and Sezzle Send. On August 18, 2026, Sezzle Inc. announced via a Form 8-K filing that it finalized Second Amended and Restated Bank Program Agreements with WebBank on August 12, 2026, enhancing their existing banking collaboration to incorporate two new products and revising certain financial covenants. Key highlights. * Agreement date: The updated Second Amended Bank Program Agreements were signed on August 12, 2026, between Sezzle Inc. and WebBank, a Utah-chartered industrial bank. * Introduction of two new products: The amended agreements extend the program to include SezzleCash, a cash advance offering, and Sezzle Send, a payments solution backed by installment loans. * Loan retention by WebBank: For these new products, WebBank will hold loans on its balance sheet until maturity, subject to an initial aggregate retention cap of $30.0 million, which may be increased at WebBank's discretion up to $150.0 million. * Financial covenant update: The minimum tangible net worth requirement for Sezzle was raised from $12.0 million to $100.0 million. * Program duration: The program's original term remains unchanged, continuing through September 27, 2029. * Exclusive loan originator: WebBank continues as the sole originator of consumer installment loans and cash advance products marketed and serviced by Sezzle, with limited exceptions. Sezzle and WebBank revise agreements to incorporate SezzleCash and Sezzle Send products. Sezzle Inc. (NASDAQ:SEZL) and WebBank executed a Second Amended and Restated Loan and Receivables Sale Agreement alongside a Second Amended and Restated Marketing and Servicing Agreement on August 12, 2026. These agreements amend and restate the prior agreements dated September 26, 2024, which governed their existing bank partnership program. Under this program, WebBank originates and funds consumer installment loans linked to Sezzle's offerings, while Sezzle maintains servicing responsibilities for all loans originated. The filing detailed that the expanded program now includes two additional products: SezzleCash, a cash advance product, and Sezzle Send, a payments product supported by installment loans with proceeds disbursed by WebBank to deposit accounts it establishes. Unlike the sale structure for existing products, WebBank will retain loans for these new products on its balance sheet until maturity, subject to an aggregate retention threshold initially set at $30.0 million, with certain exceptions. WebBank may increase this threshold up to $150.0 million at its discretion. Furthermore, the filing disclosed amendments to certain company covenants, notably increasing the minimum tangible net worth requirement from $12.0 million to $100.0 million. New termination clauses were added relating to judgments, fines, or penalties exceeding specified limits and breaches of financial covenants. The filing emphasized that other significant program terms, including the sale structure and economics for existing products, "remain substantially unchanged." Sezzle plans to file the agreements as exhibits to its Quarterly Report on Form 10-Q for the quarter ending September 30, 2026. Summary of disclosure. Sezzle revealed it has amended its bank program agreements with WebBank to broaden their partnership by adding two new products, modifying loan retention policies for these products, and increasing the minimum tangible net worth covenant from $12.0 million to $100.0 million.
Paul Paradis, president and director of Sezzle Inc., disposed of 7,110 shares of common stock at $118.00 per share on 10 August, according to an SEC Form 4 filing. The shares were forfeited to meet tax withholding obligations arising from vesting restricted stock units. Following the transaction, Paradis holds approximately 1.1 million shares valued at roughly $144.6 million based on the 11 August market close of $128.27. His holdings comprise 390,000 shares held directly and 737,000 shares held indirectly through a spouse and other entities. Sezzle is a Minneapolis-based fintech company that provides interest-free installment payment plans for consumers at e-commerce and retail locations in the US and Canada. The company has a market capitalisation of $4.3 billion.
Sezzle CFO Brading Lee Dickson disposed of 1,405 shares of common stock on 10 August, according to an SEC filing. The transaction, valued at approximately $165,790, was executed to cover tax obligations from vesting equity compensation and was non-discretionary. Dickson retains a direct stake of about 285,000 shares in the company, worth $33.64 million following the transaction. The share disposal occurred as Sezzle's stock recorded roughly 30% returns for the year ending 10 August. The fintech payment platform reported trailing twelve-month revenue of $531.9 million and net income of $161.4 million. Sezzle operates a buy-now-pay-later platform enabling consumers to split purchases into four interest-free instalments across e-commerce and physical retail channels in the US and Canada.
Sezzle shares plunged 34% on Friday, marking the stock's worst day in a year, despite reporting strong second-quarter results that exceeded estimates. The buy-now-pay-later company posted revenue of $149.7 million, up 51.7% year-over-year, and adjusted earnings of $1.13 per share, beating the $1.03 estimate. However, executives signalled revenue growth would slow to about 30% in the second half of the year, tempering investor enthusiasm. The company raised full-year revenue growth guidance to 35% and adjusted earnings per share to $5.25 from $5.10. Analyst reactions were mixed. Keefe Bruyette & Woods lowered its price target to $155 from $190, whilst B. Riley raised its target to $196 from $141.