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Wells Fargo

Diversified financial services: banking, lending, investments

Product Manager - Unsecured Lending Operations

Full-TimePosted on 10/27/2026Deadline 10/31/26
No salary listed
Junior
Des Moines, IA, USA+2 moreMore locations: Chandler, AZ, USA | Irving, TX, USA
HybridHybrid schedule; must work on-site at a stated location. Travel up to 10%.
ProductProduct Management

About the job

Requirements
  • At least 2 years of product management experience, product development experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Must be available to work on-site at the stated location.
  • Ability to travel up to 10% of the time.
  • Ability to support occasional non-traditional business hours for release validation, production readiness reviews, production validation activities, global team coordination, and critical implementation activities.
Responsibilities
  • Strategize marketing based on assessment of results-based environment and new opportunities for product implementation and enhancements.
  • Review and analyze development of new products and product lines.
  • Provide support for product life cycle management.
  • Review global market dynamics, trends, regulatory impact, and risk management.
  • Present recommendations to resolve more complex situations and exercise independent judgment.
  • Develop, implement, and maintain products, services, and marketing programs.
  • Adhere to compliance and privacy regulations and policies.
  • Collaborate and consult with project teams, internal partners and stakeholders, including vendors and third parties.
Desired Qualifications
  • Perform detailed analysis to translate business needs into journeys, business rules, requirements, user stories, acceptance criteria, and test scenarios.
  • Analyze Communications Engine data and model results against actual outreach and customer outcomes to identify improvement opportunities.
  • Identify data gaps and requirements needed to strengthen Communications Engine capabilities and measurement.
  • Assess customer journeys across lines of business to identify gaps that limit digital communications or create fragmented experiences.
  • Support analysis of opportunities to simplify and streamline communications across products and channels.
  • Execute business testing and validation across data, letters, texts, emails, and secure inbox messaging.
  • Provide findings and recommendations to the Product Owner and domain leader to support prioritization, backlog refinement, and implementation decisions.

About the company

Wells Fargo offers a broad range of banking, mortgage, investing, credit card, and wealth and commercial services in the United States. Its products work through a network of branches, ATMs, and digital platforms, combining everyday banking with lending, investment products, and advisory services. The company differentiates itself with a large nationwide branch presence, a wide mix of financial services under one roof, and a focus on secure, user-friendly technology. Its goal is to help customers manage, protect, and grow their money by providing trusted, accessible financial solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • July 2026 second-quarter revenue rose 9% to $22.6 billion, beating estimates.
  • July 2026 investment banking fees jumped 35% to $939 million, showing capital-markets momentum.
  • 2026 card accounts grew 20% and commercial loans 12%, expanding fee and interest income.

What critics are saying

  • January 2026 severance costs hit $612 million after 5,600 layoffs, signaling ongoing restructuring.
  • CFPB’s 2022 $3.7 billion order keeps auto, mortgage, and deposit misconduct damage alive.
  • One OCC AML enforcement action remains; another control failure triggers fresh penalties and leadership scrutiny.

What makes Wells Fargo unique

  • June 2025 Fed lifted Wells Fargo’s $1.95 trillion asset cap, restoring balance-sheet growth.
  • May 2026 Advisor Gateway gave 200-plus tools and BlackRock Aladdin analytics to wealth advisors.
  • Wells Fargo still owns a top-tier U.S. branch franchise and $2.2 trillion wealth platform.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Sick Leave
  • Parental Leave
  • Disability Insurance
  • Life Insurance
  • Tuition Reimbursement
  • Commuter Benefits
  • Adoption Assistance

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