Full-Time

Research Senior Associate

Assistant Vice President

Updated on 9/3/2026

Citi

Citi

10,001+ employees

Global financial services including banking, investment

No salary listed

Mumbai, Maharashtra, India

Hybrid

Hybrid work combines in-office collaboration with remote flexibility.

Bachelor's, Master's

Category
Finance & Banking (1)
Required Skills
Data Analysis
Excel/Numbers/Sheets
Financial Modeling

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Requirements
  • The candidate must have 4-7 years of total experience.
  • The candidate must have 3 years of prior equity research experience.
  • The candidate must have strong data management and analysis skills and be comfortable using Excel to maintain and update existing models and databases.
  • The candidate must have prior exposure to working with artificial intelligence tools to manage data sets.
  • The candidate must have strong financial modeling skills, including full company modeling experience.
  • The candidate must have strong interpersonal skills for dealing with overseas colleagues.
  • The candidate must be able to work under pressure, with minimal supervision, and in a team environment.
  • The candidate must be detail-oriented and process-driven, with strong organizational and execution skills.
  • The candidate must be able to work independently when the analyst is traveling or as part of a team.
  • The candidate must have a bachelor's or university degree, equivalent experience, or a master's degree.
Responsibilities
  • Create and maintain Excel models for companies under coverage.
  • Create and maintain Excel models for industry subsectors.
  • Manage team data products.
  • Track sector news and analyze periodic statistical data.
  • Collaborate and exchange information with fellow associates.
  • Perform background analysis as part of active research on a company or theme.
  • Maintain research products such as dailies, preview notes, and results notes.
  • Complete ad hoc client requests, often to deadlines.
  • Assist in initiating coverage on new stocks.
  • Support the development of new products.
Desired Qualifications
  • CFA certification is preferred but not required.
  • Prior experience in the Consumer Staples sector is preferred but not required.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 14% to $24.8 billion, showing broad business momentum.
  • Assets under custody and administration reached $35 trillion, up 22% year over year.
  • Citi won $250 million from FundPark, expanding trade-finance and SME financing capacity.

What critics are saying

  • Britain fined Citi £4.7 million on September 2, 2026 for Russia sanctions failures.
  • Citi cut about 1,000 jobs in January 2026 and plans more March layoffs.
  • China brokerage approval in September 2026 still leaves Citi exposed to CSRC rejection and delays.

What makes Citi unique

  • Citi's Services franchise hit $6.4 billion in Q2 2026, led by TTS and Securities Services.
  • Citi processed live tokenized-dollar transfers with DBS and SWIFT in minutes.
  • Citi is launching Custody+ and Japan blockchain payments, extending global transaction-banking reach.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Nikkei Asia
Sep 8th, 2026
Citi to launch instant cross-border blockchain payments for Japanese firms

Citigroup will launch instant cross-border payment services for Japanese companies using blockchain-based tokenized deposits as early as this year. The US bank claims this will be the first such service offered to Japanese clients by a foreign financial institution. The blockchain-based system will enable companies to make foreign-currency transfers instantly, including during nights and holidays when traditional banking systems are unavailable. The service represents an expansion of Citi's blockchain payment capabilities into the Japanese market, offering businesses greater flexibility in managing international transactions outside standard banking hours.

Startup Rise Asia
Sep 8th, 2026
NEOM secures $3B SACE-guaranteed financing from nine international banks

NEOM has secured approximately $3 billion in export credit agency financing from Italy's SACE under a long-term multicurrency untied facility. The deal, NEOM's first corporate ECA financing and the largest untied financing ever guaranteed by SACE, is backed by nine international banks including HSBC, Bank of America, and J.P. Morgan. The financing will support various projects across NEOM, particularly in infrastructure, urban development, construction, and transport. It will enable NEOM to leverage supplies from Italian businesses, especially SMEs. Italian suppliers and contractors have already supported NEOM projects with contracts worth $6.3 billion. The partnership aims to generate capital investment aligned with Saudi Vision 2030 and diversify the Kingdom's economy through foreign investment.

Yahoo Finance
Sep 8th, 2026
DBS and Citi complete live tokenized dollar payment on SWIFT's blockchain ledger in minutes

DBS and Citi completed a live cross-border US dollar payment on a Saturday in minutes using tokenized deposits through SWIFT's blockchain-based Digital Ledger. The transaction between DBS in Singapore and Citi's New York office took place on 5 September, whilst conventional transfers can take up to two business days. SWIFT declared its blockchain ledger ready for initial use in July, with 17 banks across six continents preparing live pilots. Participants include Citi, DBS, HSBC, Standard Chartered, UBS, BNY, Wells Fargo, BNP Paribas, and MUFG. Banks issue tokenised representations of deposits on their own ledgers, whilst SWIFT's shared ledger coordinates payment commitments. Final settlement occurs through existing infrastructure. Citi has already processed live transactions with First Abu Dhabi Bank and OCBC.

Yahoo Finance
Sep 7th, 2026
Citigroup eyes China brokerage licence approval, plans to double staff to 100

Citigroup is expected to receive Chinese regulatory approval for its fully owned mainland brokerage as early as this month, Reuters reported. The US bank applied for the licence in late 2021 as part of efforts to deepen its China operations. The bank plans to expand the unit's workforce to around 100 employees by year-end, roughly double current levels, according to sources. Recruitment will cover senior revenue-generating roles and operational positions through relocations and external hiring. The brokerage will seek permission for A-share trading, underwriting, research and principal trading. It aims to leverage Citi's existing mainland corporate relationships for equity and M&A work, focusing on technology, healthcare, consumer and financial sectors. Citi declined to comment on the application.

Newsbytes
Sep 4th, 2026
Anthropic secures $15B credit facility, expects $65B revenue ahead of IPO

Anthropic, the developer behind Claude AI chatbot, has secured a $15 billion credit facility ahead of its initial public offering. Major financial institutions including Morgan Stanley, Goldman Sachs, JPMorgan Chase, and Citigroup are backing the arrangement. The facility significantly exceeds last year's $2.5 billion loan and surpasses the company's roughly $10 billion target. Anthropic now expects over $65 billion in annualised revenue, representing more than a sevenfold increase from its pace at the end of last year. Additional banks including Barclays and Bank of America have joined the arrangement. The timing coincides with renewed activity in the US IPO market, positioning Anthropic for a substantial market debut.