Full-Time

Software Engineer

Posted on 8/13/2025

Ncino

Ncino

1,001-5,000 employees

Cloud banking platform for loan origination

Compensation Overview

$81k - $129.8k/yr

+ Base Salary

Melbourne VIC, Australia

In Person

Category
Software Engineering (1)
Requirements
  • Bachelor’s Degree in Computer Science or a related field with 2+ years of experience/proficiency or a combination of education and experience
  • Knowledge of software design principles and development tools, technologies (languages, frameworks, etc.) and domains used
  • Proficiency in at least one programming language
  • Experience with web application development
  • Strong understanding of software engineering best practices, including coding standards, code reviews, source control management, and testing
  • Ability to collaborate with others in a professional and respectful manner
  • Proficient knowledge of code versioning tools, such as Git.
Responsibilities
  • Support product refinement process such as the creation of tickets and analysis for development work.
  • Follow architectural decisions made by the team and understand the reasoning behind them.
  • Engage in brainstorming sessions to propose innovative ideas and solutions.
  • Be involved in proof-of-concept implementations and prototypes used to gather feedback and make informed decisions. Consider potential risks that might impact solution.
  • Express themselves clearly to both technical and non-technical audiences in written and verbal formats.
  • Independently analyze, troubleshoot, break down complex tickets, and identify dependencies across teams and epics.
  • Contributes to CI/CD process including Automated Testing and enhancing the testing coverage of their product.
  • Understand adoption and release barriers to entry for the product and technology.
  • Support PM and team in developing a strategic launch and release plan with cross functional teams.
  • Promote cross-team collaboration focused on taking end to end solutions to market and supporting Go-live activities.
  • Analyze adoption of product and understand how to improve the customer journey by applying solutions to address new enhancement requests.
  • Play an active role in addressing system hygiene.
  • Mitigate future hygiene issues by consistently producing high-quality code
  • Adhere to coding standards and is up to date with the latest technology trends, best practices.
  • Encourages continuous learning and is able to define a personalized continuous learning path that assists with career growth.
  • Independently handle complex tickets, actively collaborate with the team to drive continuous improvement.
  • Increased expectations in quality code review process
Desired Qualifications
  • Experience with client-side JavaScript frameworks like Angular, React, Knockout, etc.
  • Agile software development experience

nCino provides cloud-based banking software for financial institutions through a SaaS platform. Its Bank Operating System combines loan origination, customer relationship management, and regulatory compliance into one integrated workflow accessible via subscription, with additional revenue from implementation and support services. The company expanded its capabilities by acquiring SimpleNexus to enhance its mobile mortgage technology. Its goal is to help banks operate more efficiently, cut costs, and deliver better service, while growing market share through product expansion and ecosystem enhancements.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Wilmington, North Carolina

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Q4 2026 revenue hit $149.7M, beating estimates with 17% ACV growth from AI adoption.
  • Partnership with €404.5B Raiffeisenbankengruppe Oesterreich expands European corporate lending platform.
  • Keith Kettell appointed CRO April 1, 2026, drives global sales for agentic banking.

What critics are saying

  • Temenos Infinity undercuts pricing by 20-30%, eroding nCino's mid-tier bank share in 6-12 months.
  • Salesforce Banking Cloud AI agents launch Q2 2026, migrating 15-20% of nCino clients in 12-18 months.
  • SandBox acquisition integration fails, causing 25% churn in digital modules within 3-6 months.

What makes Ncino unique

  • nCino's Bank Operating System unifies commercial lending, portfolio analytics, and mortgage suites on Salesforce.
  • AI agents like Banking Advisor automate credit memos and document validation for 2,700 institutions.
  • Acquisitions of DocFox, FullCircl, and SandBox Banking enhance onboarding and lifecycle intelligence.

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Benefits

Remote Work Options

Professional Development Budget

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

1%
WECT
Apr 30th, 2026
nCino offering new scholarship for CFCC tech, business students.

nCino offering new scholarship for CFCC tech, business students. Updated: Apr. 30, 2026 at 7:59 AM PDT WILMINGTON, N.C. (WECT) - nCino is now offering new scholarships for students in partnership with the Cape Fear Community College Foundation. According to the company, the "Curious Minds, Bold Ideas Scholarship" will provide funds to Cape Fear Community College (CFCC) students pursuing degrees in business, technology and related fields, including: * Accounting and Finance * Business Administration * Business Analytics * Information Technology * Information Technology (Artificial Intelligence) * Cyber Security It will be distributed yearly as individual $1,000 awards to up to ten CFCC students. Scholarship recipients are picked through a blind review process, and must keep a cumulative GPA of 3.0 or higher and demonstrate financial need to be eligible. "These scholarships will help remove financial barriers and create opportunities for students pursuing careers in business and technology, fields that are experiencing significant growth and are vital to the continued success of our region's economy," Jim Morton, CFCC president, said.

Yahoo Finance
Apr 7th, 2026
nCino beats Q4 revenue estimates with $149.7M, up 5.9% year-on-year, as AI platform drives growth

nCino reported fourth-quarter results above Wall Street expectations, with revenue of $149.7 million beating estimates by 1.3% and adjusted earnings per share of $0.37 exceeding forecasts by 72.2%. The banking software company's annual contract value grew 17% year-on-year. CEO Sean Desmond attributed the performance to robust adoption of AI-powered features and the company's platform pricing model. Management highlighted expanding commitments from existing customers and momentum in both US and international markets. During the earnings call, analysts questioned whether AI orchestration could erode nCino's competitive advantage. Desmond responded that compliance requirements and data integration challenges position the company well. The firm also discussed customer response to platform pricing and provided updates on its Sandbox and DocFox acquisitions, with DocFox's onboarding solution entering broader commercialisation.

Yahoo Finance
Apr 4th, 2026
Morgan Stanley raises nCino price target to $23 as Q4 earnings beat estimates with 37¢ EPS

Morgan Stanley has raised its price target on nCino (NASDAQ:NCNO) to $23 from $21, maintaining an Overweight rating. The upgrade follows stronger-than-expected traction in pricing and Banking Advisor attach rates, which the firm believes could support growth acceleration into FY27 and beyond. On 31st March 2026, nCino reported fourth-quarter earnings per share of 37 cents, beating the 21-cent consensus estimate, though revenue of $141.37 million fell short of the $147.41 million consensus. CEO Sean Desmond cited record bookings and strong demand for AI-driven solutions. Barclays also raised its price target to $22 from $21, whilst Piper Sandler upgraded the stock to Overweight from Neutral with a $22 price target, highlighting improved execution and clearer growth visibility.

Yahoo Finance
Apr 1st, 2026
nCino Q4 revenue beats expectations at $149.7M, AI adoption drives 17% ACV growth

Banking software provider nCino reported better-than-expected fourth-quarter revenue of $149.7 million, up 5.9% year on year, beating analyst estimates by 1.3%. The company's non-GAAP profit of $0.37 per share exceeded consensus by 72.2%. Management attributed the strong performance to robust adoption of AI-powered features, with over 170 customers purchasing AI intelligence units and usage increasing 25-fold in credit review functions since October. The company's platform pricing model now accounts for 38% of annual contract value, supporting larger multiyear deals. nCino guided first-quarter revenue of $155.5 million at the midpoint, 1.6% above analyst expectations. The company appointed Keith Kettell as chief revenue officer to consolidate global sales operations. Nearly 500 financial institutions have authorised nCino to process their data for benchmarking and AI-driven products.

Yahoo Finance
Apr 1st, 2026
nCino stock jumps 10% after Q4 earnings beat estimates by $0.16 per share

nCino stock surged 10% on Wednesday after the software company reported fourth-quarter results that exceeded Wall Street expectations. The company posted adjusted earnings per share of $0.37, beating analyst estimates by $0.16, whilst revenue reached $149.67 million, surpassing forecasts by $2.26 million. Subscription sales accounted for 88% of total revenue, up from 86% in the prior-year period. Annual contract value increased 17% year over year. For fiscal 2027, nCino projects revenue between $639 million and $643 million, with subscription revenue of $569 million to $573 million. The company expects adjusted operating income to jump from $129.4 million to between $165 million and $170 million, as it continues adding new customers and expanding spending from existing clients.

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