Full-Time

Staff ML Engineer

Product

Rocket Money

Rocket Money

201-500 employees

Personal finance management with bill negotiation

Compensation Overview

$210k - $260k/yr

+ Bonus

Washington, DC, USA + 3 more

More locations: San Francisco, CA, USA | New York, NY, USA | Denver, CO, USA

Hybrid

1-2 days on-site per week at an approved office.

Category
AI & Machine Learning (2)
,
Required Skills
LLM
Python
Data Science
SQL
Machine Learning
Requirements
  • Local to one of the Rocket Money offices (Silver Spring, New York City, San Francisco, Miami, Denver) and willing to work from an office 1-2 times per week.
  • Eight or more years of professional experience in machine learning engineering or data science roles, with a proven track record of designing and implementing machine learning systems at consumer technology scale and speed.
  • Expert-level proficiency in Python, SQL, and at least a handful of common machine learning frameworks.
  • Experience integrating machine learning and artificial intelligence methods into production workflows, including creating evaluation tooling and effective user feedback mechanisms to support rapid product development cycles and systematic model evaluation.
  • Experience with prompt engineering and management, creating robust systems for testing and optimizing large language model based applications.
  • Understanding of basic software engineering and computer science fundamentals and the ability to apply them at consumer-grade scale to build machine learning powered products in production environments.
  • Strong communication skills and the ability to provide technical leadership, enabling the team to capitalize on opportunities and generate impact.
  • You care about products and user experiences, and you are a practitioner who can work at the intersection of real-world needs and cutting-edge approaches.
Responsibilities
  • Lead the architecture and development of complex artificial intelligence and machine learning powered features across Rocket Money's product suite, proactively identifying technical challenges before they become issues.
  • Design, implement, and maintain robust evaluation frameworks to ensure that machine learning and artificial intelligence systems can be constantly improved and allow others to do the same.
  • Develop novel product experiences that leverage Rocket Money’s unique dataset and scale, and guide others to help generate impact through effective technical leadership and partnership with product teams.
  • Own end-to-end development and implementation of machine learning and artificial intelligence product features in collaboration with cross-functional product development teams, with rigorous technical critique and clear communication of business impact.
  • Provide technical mentorship and foster an environment where team members can contribute to high-impact work.
  • Develop comprehensive evaluation and ML Operations frameworks that enable systematic assessment of model performance and support rapid iteration and improvement of AI/ML product features.
  • Scale transaction metadata generation systems to billions of financial transactions in a consumer-facing app and implement AI-assisted transaction management and personalization features such as personalized categories, income and rent detection, and subscription identification.
  • Implement effective user feedback mechanisms to measure ML feature product quality and enable constant improvement.
  • Architect user-facing predictive features that depend on fast-moving and large-scale user transaction data.
Desired Qualifications
  • Working Typescript knowledge is a plus.
  • Deep experience in natural language processing techniques is a plus.

Rocket Money helps people manage personal finances through a mobile app offering budgeting, spending tracking, subscription management, bill negotiation, credit score monitoring, and smart savings. It works by linking accounts and providing dashboards, alerts, and automated features; it negotiates bills on users' behalf and takes a fee from savings; subscriptions and budgeting features generate ongoing revenue. It differentiates itself by combining multiple personal-finance tools in one app with a member-centric approach and strong data security, monetizing via subscriptions and savings-based fees rather than one-off services. Its goal is to empower everyday consumers to gain control over finances, save money, reduce unnecessary expenses, and improve financial health.

Company Size

201-500

Company Stage

Seed

Total Funding

$230K

Headquarters

Los Angeles, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Credit card beta in Q2 2026 earns positive response and #2 finance app ranking.
  • Over 10 million users trust platform for subscription management and budgeting.
  • Rocket Companies backing enables cross-selling to Rocket Mortgage customers.

What critics are saying

  • Rocket Visa Card cannibalizes app revenue via Rocket Card's 5% mortgage cashback.
  • NerdWallet review erodes trust with high 20.49%-30.24% APR criticism.
  • App ranking slips from #2 due to beta bugs, driving churn to Mint.

What makes Rocket Money unique

  • Rocket Money integrates bill negotiation with 30-40% savings cut into mobile app.
  • Smart Savings autopilot transfers funds based on spending patterns automatically.
  • Rocket Visa Signature Card bundles premium subscription and mortgage rewards.

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Benefits

Health, dental, & vision coverage

Unlimited PTO

Competitive pay

Daily catered lunch

401k matching

Commuter benefits

Unlimited snacks & kombucha on tap

Life insurance

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Source of the Spring
Sep 30th, 2025
Inventa Towers Lands Capital Technology Group HQ in Downtown Silver Spring

Rocket Money, which has 260 local employees, would relocate from 8455 Colesville Road, where it's looking to sublease its 13,000-square-foot office.

Bethesda Magazine
Sep 2nd, 2025
Rocket Money looking to move headquarters from Silver Spring to D.C.

Money management app Rocket Money may soon relocate its headquarters from downtown Silver Spring to Washington, D.C.

VentureBeat
Feb 26th, 2024
Supermassive Games adds to the expanding list of industry layoffs

Even investment money hasn't been enough to stop it, as Build a Rocket Boy announced layoffs shortly after raising $110 million in funding.

ShyftUp
Jan 2nd, 2024
Rocket Money ASO Audit Report

In fact, Rocket Money, at the time of this writing, is rated to be the #2 app in the finance category.

Fintech Strategy Group
Mar 27th, 2023
Consumer Frustration With Proliferating Subscriptions Is Real – The Fintech Strategy Group

For example, Rocket Money, which acquired subscription management tool TrueBill for $1.2B in 2021, enables users to manage all of their subscriptions through a single interface and easily cancel those that are unwanted.