Full-Time

Staff Machine Learning Engineer

Product

Rocket Money

Rocket Money

201-500 employees

Personal finance management with bill negotiation

Compensation Overview

$210k - $260k/yr

+ Bonus

Washington, DC, USA + 3 more

More locations: San Francisco, CA, USA | New York, NY, USA | Denver, CO, USA

Hybrid

One to two days in the office per week required.

Category
AI & Machine Learning (1)
Required Skills
LLM
MLOps
Python
Data Science
SQL
Machine Learning
TypeScript

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Requirements
  • 8+ years of professional experience in machine learning engineering or data science roles, with a track record of designing and implementing machine learning systems at consumer technology scale and speed.
  • Hands-on experience integrating machine learning and artificial intelligence methods into production workflows, including creating evaluation tooling and user feedback mechanisms for rapid product development and systematic model evaluation.
  • Experience with prompt engineering and management, including creating systems for testing and optimizing large language model applications.
  • Expert-level proficiency in Python, SQL, and several common machine learning frameworks.
  • Fundamental understanding of machine learning methods, software engineering, and computer science, applied at consumer scale to build machine-learning-powered products in production environments.
  • Experience owning the development, launch, and maintenance of scaled machine-learning- and artificial-intelligence-powered product experiences.
  • Ability to identify technical opportunities and gaps relative to best practices.
  • Strong communication skills to support technical collaboration and business impact.
Responsibilities
  • Lead the architecture and development of complex artificial-intelligence- and machine-learning-powered features across the product suite, proactively identifying technical challenges.
  • Design, implement, and maintain robust evaluation frameworks that enable continuous improvement of machine learning and artificial intelligence systems.
  • Develop new product experiences enabled by machine learning and artificial intelligence, capitalize on unique datasets, and guide others in generating impact through technical leadership and partnership with product teams.
  • Own the end-to-end development and implementation of machine-learning and artificial-intelligence product features in collaboration with cross-functional product development teams.
  • Provide technical mentorship and foster an environment where contributors can perform high-impact work.
  • Develop comprehensive evaluation and machine learning operations frameworks for systematic assessment of model performance and rapid iteration of artificial-intelligence and machine-learning product features.
  • Scale transaction metadata generation systems to billions of financial transactions and implement artificial-intelligence-assisted transaction management and personalization features, including personalized categories, income and rent detection, and subscription identification.
  • Implement user feedback mechanisms to measure machine-learning feature quality and support continuous improvement.
  • Architect user-facing predictive features that depend on fast-moving, large-scale user transaction data.
Desired Qualifications
  • Working knowledge of TypeScript.
  • Deep experience in natural language processing techniques.

Rocket Money helps people manage personal finances through a mobile app offering budgeting, spending tracking, subscription management, bill negotiation, credit score monitoring, and smart savings. It works by linking accounts and providing dashboards, alerts, and automated features; it negotiates bills on users' behalf and takes a fee from savings; subscriptions and budgeting features generate ongoing revenue. It differentiates itself by combining multiple personal-finance tools in one app with a member-centric approach and strong data security, monetizing via subscriptions and savings-based fees rather than one-off services. Its goal is to empower everyday consumers to gain control over finances, save money, reduce unnecessary expenses, and improve financial health.

Company Size

201-500

Company Stage

Seed

Total Funding

$230K

Headquarters

Los Angeles, California

Founded

2015

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Simplify Jobs

Simplify's Take

What believers are saying

  • Rocket Money ranked #2 in finance app-store results during 2025 audits.
  • Its 2026 pricing page says Premium remains $7-$14 monthly, sustaining monetization.
  • The 2025-2026 credit card beta expands Rocket Money beyond subscription management.

What critics are saying

  • EPIC's 2025 CFPB complaint targets dark patterns and billing transparency.
  • Rocket Money's headquarters move from Silver Spring to D.C. signals operational churn.
  • Monarch and YNAB attack budgeting depth, while Rocket Money's free tier commoditizes.

What makes Rocket Money unique

  • Rocket Money pairs subscription cancellation with budgeting, unlike pure budgeting apps.
  • Its pay-what-you-think-is-fair Premium pricing broadens adoption among price-sensitive consumers.
  • Rocket Money leverages Rocket Companies distribution, including mortgage and card ecosystem tie-ins.

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Benefits

Health, dental, & vision coverage

Unlimited PTO

Competitive pay

Daily catered lunch

401k matching

Commuter benefits

Unlimited snacks & kombucha on tap

Life insurance

Growth & Insights and Company News

Headcount

6 month growth

↓ -1%

1 year growth

↑ 0%

2 year growth

↑ 0%
Source of the Spring
Sep 30th, 2025
Inventa Towers Lands Capital Technology Group HQ in Downtown Silver Spring

Rocket Money, which has 260 local employees, would relocate from 8455 Colesville Road, where it's looking to sublease its 13,000-square-foot office.

Bethesda Magazine
Sep 2nd, 2025
Rocket Money looking to move headquarters from Silver Spring to D.C.

Money management app Rocket Money may soon relocate its headquarters from downtown Silver Spring to Washington, D.C.

VentureBeat
Feb 26th, 2024
Supermassive Games adds to the expanding list of industry layoffs

Even investment money hasn't been enough to stop it, as Build a Rocket Boy announced layoffs shortly after raising $110 million in funding.

ShyftUp
Jan 2nd, 2024
Rocket Money ASO Audit Report

In fact, Rocket Money, at the time of this writing, is rated to be the #2 app in the finance category.

The Fintech Strategy Group
Mar 27th, 2023
Consumer Frustration With Proliferating Subscriptions Is Real – The Fintech Strategy Group

For example, Rocket Money, which acquired subscription management tool TrueBill for $1.2B in 2021, enables users to manage all of their subscriptions through a single interface and easily cancel those that are unwanted.