I

Intact

Underwrites insurance and manages claims

Fire Investigator

Full-Time
CA$101.8k - CA$124.4k/yr
Expert
Bachelor's
Calgary, AB, Canada+1 moreMore locations: Vancouver, BC, Canada
Hybrid
InsuranceClaims Adjudication

About the job

Requirements
  • Thorough knowledge of buildings, construction methods, heat transfer, and the laws governing fire propagation.
  • Investigate and research damage to identify its root cause and rule out other possible causes.
  • Recreate the sequence of events leading to a loss and validate it against current scientific knowledge.
  • Apply the scientific method by validating assumptions and testing scenarios to identify the cause of losses.
  • Over 10 years of relevant experience investigating the origin and causes of fires.
  • A technical college diploma, or an equivalent combination of relevant education and experience, is required.
  • Must hold or be able to obtain CFI, CFEI, CFVI, or WETT certification.
  • Must be eligible to work in Canada from the anticipated start date and throughout employment, and maintain work eligibility.
Responsibilities
  • Complete assignments for internal and external adjusters and file handlers, and work with building appraisers.
  • Meet with policyholders to understand the circumstances surrounding their claims.
  • Investigate loss sites to determine the cause and circumstances of fires, including checking for explosions, equipment electrical failures, and malpractice.
  • Document the scene and state and support an opinion about the probable cause of damage, in writing and through technical expertise to help resolve claims disputes.
  • Participate in joint analysis of specimens related to the cause of claims.
  • Record and manage storage of specimens related to assigned files.
  • Carry out other related tasks.
  • Produce brief or detailed reports depending on the severity of the damage.
  • Testify in court to present an expert opinion.
Desired Qualifications
  • Demonstrate oral and written communication skills to explain the cause and origin of losses.
  • Experience in insurance and serving as an expert before the courts is an asset.

About the company

Intact Financial Corporation operates as a Canadian insurer offering home, auto, and business coverage, with a notable presence in the UK and Ireland. It underwrites policies, processes claims, and earns revenue from premiums plus investment income. The company emphasizes climate resilience, digital engagement, and community well‑being, with about three-quarters of customers engaging digitally and a focus on using data and AI through external investments. Its goals include 10% NOIPS growth per year, 500 basis points in ROE, outperforming the industry combined ratio by 5 points, and improving customer experience while supporting community resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1809

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Simplify's Take

What believers are saying

  • Q2 2026 operating ROE stayed 17.0%, with book value per share up 13%.
  • Intact issued C$250 million LRCNs on August 10, 2026, preserving capital flexibility.
  • Management says AI benefits should reach C$500 million annually by 2028, two years early.

What critics are saying

  • Q2 2026 catastrophes and large losses cut underwriting income 61% to C$305 million.
  • UK and Ireland transformation now needs 24 to 36 months to reach 90% combined ratio.
  • Persistent wildfire, storm, and commercial-fire losses can overwhelm growth and compress returns.

What makes Intact unique

  • Intact’s AI already delivers over C$220 million recurring annual benefits in 2026.
  • Its integrated claims network and On Side Restoration rebuilt Kingston wildfire homes within a year.
  • Jiffy acquisition deepens digital engagement and home-maintenance services across Canada since November 2024.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Remote Work Options
  • Paid Vacation
  • Hybrid Work Options
  • 401(k) Company Match
  • Employee Stock Purchase Plan
  • Wellness Program
  • Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

15%

1 year growth

20%

2 year growth

20%
Associated Press
Aug 10th, 2026
Intact Financial Corporation Announces Private Placement of $250 Million Limited Recourse Capital Notes and Intention to Redeem Non-cumulative Rate Reset Class A Shares Series 3

/NOT FOR DISTRIBUTION TO U.S. NEWSWIRE SERVICES OR FOR DISSEMINATION IN THE UNITED STATES/ TORONTO, Aug. 10, 2026 /CNW/ -- Intact Financial Corporation (TSX: IFC) ("Intact" or the "Company") announced today that it has agreed to issue $250 million aggregate principal amount of 6.133% Limited Recourse Capital Notes, Series 3 (Subordinated Indebtedness) due September 30, 2086 (the "LRCNs")

Associated Press
Jul 14th, 2026
Intact closes 75% of Kingston wildfire claims within a year, rebuilds 60+ homes

Intact Financial Corporation reports that 75% of insurance claims from last year's Kingston, Newfoundland and Labrador wildfire have been closed, nearly one year after the disaster. The wildfire burned approximately 10,708 hectares and destroyed over 60 homes among Intact customers. The insurer deployed more than 100 team members from across Canada to support the community. Intact received over 400 personal property claims and mobilised adjusters within 48 hours of evacuation orders lifting. On Side Restoration, Intact's wholly owned restoration company, has been rebuilding the destroyed homes. The integrated supply chain approach allowed Intact to coordinate assessment through final rebuild despite high demand for labour and materials. Tracy Laughlin, Senior Vice President of Claims at Intact, emphasised the company's commitment to building relationships with affected customers throughout the recovery process.

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EIN Presswire
Feb 18th, 2026
Comeryx raises $7.5M to automate small business insurance with AI-native MGA platform

Comeryx, an AI-native managing general agent, has launched with $7.5 million in seed funding led by Altai Ventures. American Family Ventures, Intact Ventures, Boulder Ventures, Arch Capital Group and Echelon also participated. The company addresses profitability challenges in small business insurance by automating underwriting for policies that have traditionally been too costly to process manually. Comeryx targets the small business artisan contractor market, comprising over 500,000 US businesses with under $10 million in revenue. The platform distributes exclusively through excess and surplus licensed wholesale brokers, offering automated quote, bind and issue capabilities. Founded by industry veterans including CEO Dax Craig, co-founder of Pie Insurance and Valen Analytics, Comeryx expects to begin issuing policies later in 2026.

Investors Hangout
Nov 7th, 2025
Intact Financial Closes $150 Million in Preferred Shares - Investors Hangout

Explore Intact Financial Corporation's recent announcement of a $150 million preferred share offering and its strategic implications for investors.