Staff Engineer - Payments Platform

Are you someone that loves to create new systems? Do you have a knack for moving things forward? Do you like collaborating with people to accomplish big projects? If so, the Staff Engineer position could be your calling.

At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled banking services.

Who you are:

As a Staff Engineer, you are our subject matter expert, ensuring your team has the necessary tools and guidance to deliver top quality systems. In this role, you will be responsible for overseeing the entire development lifecycle for a team of software engineers. You will use your effective communication skills and analytical mindset to provide necessary expertise and direction to ensure all systems meet development standards. You welcome a challenge and strive to contentiously optimize system and program functionality with integrity, caring and excellence in mind.

What you’ll do: 

• Oversee the entire development lifecycle for a team of software engineers with assigned programs and systems

• Provide technical leadership and strategic direction for the payments platform, including architecture decisions, system design, and technology roadmap.

• Lead/Build complex projects focused on enhancing existing payment systems and developing new capabilities, ensuring scalability, security, and high availability.

• Collaborate closely with product management, architecture, security, and compliance teams to define technical requirements and implement innovative solutions.

• Actively participate in coding, code reviews, and hands-on technical tasks to ensure high-quality delivery, business needs, and Frost development standards

• Mentor and guide engineering teams, promoting best practices, coding standards, and engineering excellence.

• Continuously monitor system performance, troubleshoot complex issues, and proactively recommend improvements.

• Evaluate emerging technologies and industry trends to identify opportunities for innovation and competitive advantage in payments.

• Ensure compliance with regulatory standards specific to payments and financial transactions.

• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you’ll need:

• Master’s degree in Computer Science, Engineering, in a related field, or equivalent experience

• Demonstrated ability to develop technical solutions, typically requiring a minimum of 6 years of experience

• Extensive experience (5+ years) in software development, with a proven track record in designing and building highly scalable payment systems or financial transaction platforms.

• Strong proficiency in modern programming languages such as Java.

• Experience with microservices architecture, containerization (Docker/Kubernetes), spring boot, APIs.

• Exceptional problem-solving, debugging, and analytical skills.

• Excellent communication skills with the ability to clearly articulate technical strategies to both technical and non-technical stakeholders.

• Demonstrated experience independently identifying issues and designing solutions for the biggest and most complex programs and systems at the bank

• Demonstrated experience synthesizing and directing coding efforts for a group of Software Engineers

• Experience leading a team

• Current knowledge of emerging market trends, development methodologies, and development frameworks that improve application security

• Strong understanding of commonly-used concepts, practices, and procedures associated with programming

Additional Preferred Skills:

• Prior experience working with banking or fintech organizations.

• 5+ years of experience in the following areas: Development, configuration, and deployment of mission critical commercial payment software for High availability and redundancy and Integration technologies using API standards.

• Familiarity with fraud detection/prevention systems, risk management systems, and security best practices.

• Familiarity with financial regulatory

• Experience with Agile methodologies including Scrum and Kanban

• Familiarity with corporate payment solutions for BillPay such as FIS and Fiserv payment Exchange

• Knowledge of Payment Hub concept for handling different type of payments and formats

• Deep understanding of payment gateways, processing networks, ACH transactions, Zelle, Checks, BillPay, RTP, FedNow, Loan Payments, card processing, and related security standards (PCI DSS).

• Experience integrating with third-party payment providers and financial institutions.

• Familiarity with DevOps practices, CI/CD pipelines, and automated testing frameworks.

• Knowledge of container orchestration platforms, particularly OpenShift, streaming platforms like Kafka and cloud platforms such as AWS, Azure, or GCP

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:  

• Medical, dental, vision, long-term disability, and life insurance

• 401(k) matching

• Generous holiday and paid time off schedule

• Tuition reimbursement

• Extensive health and wellness programs, including our Employee Assistance Program

• Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.