T

Thunes

Global payment infrastructure with cross-border API

Financial & Regulatory Reporting Specialist

Full-TimePosted on 10/21/2026
No salary listed
Mid
London, UK
In Person
AccountingFinancial Accounting

About the job

Requirements
  • Experience in financial and regulatory reporting within banking, payments, fintech, or another regulated financial institution.
  • Practical understanding of safeguarding requirements, safeguarded client funds, and related reconciliation and reporting processes.
  • Experience preparing, reviewing, or validating regulatory returns.
  • Strong understanding of financial controls, reconciliations, and reporting governance.
  • Ability to analyse large datasets and investigate discrepancies, breaks, and unusual movements.
  • Advanced Excel skills and confidence working with complex financial data.
  • Experience with regulatory reporting, finance, or accounting systems.
  • Experience supporting regulatory change, system enhancements, user acceptance testing (UAT), or reporting automation.
  • Strong attention to detail and ability to work effectively to demanding regulatory deadlines.
  • Communication skills and confidence engaging with senior stakeholders across Finance and the wider business.
  • A proactive, hands-on approach and ability to work independently in a fast-paced environment.
Responsibilities
  • Prepare, review, and support the submission of financial, regulatory, and statistical returns to relevant regulatory authorities.
  • Take ownership of safeguarding reporting, including reconciliation and monitoring of safeguarded client funds and investigation of breaks, discrepancies, and movements.
  • Ensure safeguarding and regulatory reporting obligations are completed accurately, reconciled appropriately, and delivered within required deadlines.
  • Perform detailed reconciliations across bank accounts, ledgers, payment flows, and reporting systems.
  • Investigate and explain material movements, variances, exceptions, and reporting anomalies.
  • Maintain robust evidence, documentation, and audit trails supporting regulatory and safeguarding reporting.
  • Act as a subject matter expert on financial, regulatory, and safeguarding reporting requirements, providing guidance to Finance and wider business stakeholders.
  • Monitor regulatory developments and assess the impact of new or amended reporting requirements on the business.
  • Support regulatory reporting systems, including maintenance, enhancements, data validation, user acceptance testing (UAT), and testing.
  • Identify opportunities to improve reporting processes, controls, data quality, and automation.
  • Develop and maintain reporting procedures, control frameworks, and operating documentation.
  • Support internal and external audit requests and provide clear explanations and supporting evidence where required.
  • Work closely with Finance, Risk, Compliance, Operations, Treasury, Technology, and senior stakeholders.
  • Contribute to a strong culture of financial control, regulatory compliance, and continuous improvement.
Desired Qualifications
  • A qualified accountant or equivalent professional qualification is desirable but not essential.

About the company

Thunes provides global payment infrastructure for businesses by offering a single API to send and receive cross-border payments. It connects directly to banks and 92 mobile wallets worldwide, enabling real-time transfers with low fees and no intermediaries. The platform is modular, supports various payment types (including digital values like prepaid cards and vouchers) and services (such as Buy Now Pay Later and a risk scoring tool), and tailors payment flows to local markets. This direct network and API-first approach differentiates Thunes from competitors that rely on multiple partners or slower routes. The company aims to help businesses reach customers globally, grow sales, and improve payment experiences by making international payments faster, cheaper, and more accessible.

Company Size

501-1,000

Company Stage

Series D

Total Funding

$382M

Headquarters

Singapore, Singapore

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Thunes raised $150 million in 2025, funding U.S. expansion and product buildout.
  • The June 2026 New York hub speeds enterprise sales and hiring across America.
  • September 2026 Saudi and Middle East wins deepen exposure to remittance-heavy corridors.

What critics are saying

  • J.P. Morgan and Fiserv can route around Thunes once internal rails mature.
  • Fifty U.S. licenses and 50+ global approvals create constant compliance and enforcement exposure.
  • Visa, Stripe, and local payout specialists compress margins; one major license loss cripples expansion.

What makes Thunes unique

  • Thunes owns 50 U.S. money-transmission licenses and operates a direct global network.
  • Its network reaches 140+ countries, 90 currencies, and 12 billion bank-account and wallet endpoints.
  • J.P. Morgan, Fiserv, and Aljazira Bank use Thunes for real-time cross-border payouts.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Remote Work Options
  • Flexible Work Hours
  • Paid Vacation
  • Paid Holidays
  • Wellness Program
  • Mental Health Support
  • Conference Attendance Budget
  • Training Programs
  • Professional Development Budget
  • Stock Options

Growth & Insights and Company News

6 month growth

0%

1 year growth

-1%

2 year growth

0%
PR Newswire
Oct 19th, 2026
Thunes and Coinbase join forces to drive next generation global payments.

Thunes and Coinbase join forces to drive next generation global payments. Oct 19, 2026, 11:00 ET Strategic alliance unites global fiat payout infrastructure with best-in-class stablecoin infrastructure, empowering both platforms to serve new markets across corporate, gig economy, and consumer use cases. LAS VEGAS, Oct. 19, 2026 /PRNewswire/ - Money20/20 USA: Thunes, the Smart Superhighway to move money around the world, and Coinbase today announced a strategic collaboration to drive the next generation of global payments. By bringing together two established leaders across fiat and digital asset ecosystems, the partnership kicks off a unified infrastructure that empowers both companies to scale and deliver frictionless payment experiences globally. As Coinbase powers Thunes' stablecoin infrastructure and Thunes powers Coinbase's global fiat reach, this alliance will further help accelerate the real-world adoption of stablecoins. By combining Coinbase's broad suite of stablecoin solutions with Thunes' network, the companies are unlocking seamless cross-border money movement across diverse use cases ranging from enterprise supplier payments and global gig worker payouts to instant international remittances. Under the agreement, Coinbase will integrate Thunes' Direct Global Network into its platform, creating direct payout access to local clearing systems and alternative payment methods. Thunes will provide real-time, 'last-mile' delivery to billions of mobile wallets and bank accounts worldwide, allowing Coinbase customers to send funds across more countries and currencies, including hard-to-reach regions with limited banking infrastructure. Coinbase will power Thunes' stablecoin infrastructure through its broad suite of stablecoin solutions, enabling Thunes to integrate stablecoins more deeply across its global network. This infrastructure will support Thunes' expansion within the digital asset ecosystem. Chloé Mayenobe, Deputy CEO at Thunes, said: "Digital assets have become a core part of our financial ecosystem, but connecting digital currencies to fiat and local domestic financial systems remains essential for real-world utility. Thunes serves as the crucial bridge connecting traditional finance, mobile wallets, and digital assets. Together with Coinbase, we are enabling seamless fully compliant cross-border payouts, anywhere in the world." Alec Lovett, Head of Infrastructure Products at Coinbase, said: "Digital assets and stablecoins are transforming how value moves worldwide, and at Coinbase we are focused on unlocking their full potential. Last-mile connectivity is a key part of this, and working alongside Thunes allows us to deliver an end-to-end payment experience that offers faster, friction-free payouts across more countries and currencies than ever before." Kyle Rosen, Head of North America at Thunes, said: "Our collaboration with Coinbase reflects the massive momentum Thunes is building as the cross-border infrastructure of choice for leading US businesses across financial services, payments, fintech, and digital assets. As Coinbase integrates our global network to power payouts for its users, we're demonstrating how seamless cross-border rails can connect digital assets to traditional finance. Together, we're delivering the speed, scale, and reliability US businesses need to power global growth." About Coinbase: Cryptocurrencies creates economic freedom by ensuring that people can participate fairly in the economy, and Coinbase is on a mission to increase economic freedom for more than 1 billion people. We're updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets, including trading, staking, safekeeping, spending, and fast, free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community, we advocate for responsible rules to make the benefits of crypto available around the world. About Thunes: Thunes is the Smart Superhighway to move money around the world. Thunes' proprietary Direct Global Network allows Members to make payments in real-time in over 140 countries and more than 90 currencies. Thunes' Network connects directly to over 12 billion mobile wallets, stablecoin wallets and bank accounts worldwide, as well as 15 billion cards via more than 220 different payment methods, such as GCash, M-Pesa, Airtel, MTN, Orange, JazzCash, Easypaisa, AliPay, WeChat Pay HK and many more. Thunes' Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the Network receive unrivaled speed, control, visibility, protection, and cost efficiencies when making real-time payments, globally. Members of Thunes' Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks. Headquartered in Singapore, Thunes has offices in 14 locations, including Barcelona, Beijing, Dubai, Hong Kong, Johannesburg, London, Manila, Nairobi, New York, Paris, Riyadh, San Francisco and Shanghai. For more information, visit: https://www.thunes.com SOURCE Thunes

Ohsem.me
Oct 13th, 2026
Thunes secures double win at the Pay360 Awards 2026.

Thunes secures double win at the Pay360 Awards 2026. 13/10/2026 Best FX Initiative and Best Business Payments Product wins recognise Thunes' capabilities in global liquidity management and cross-border business payments LONDON, Oct. 13, 2026 /PRNewswire/ - Thunes, the Smart Superhighway to move money around the world, today announced that it has won Best FX Initiative and Best Business Payments Product at the Pay360 Awards 2026. The double win recognises Thunes' work to help businesses manage liquidity across currencies and make cross-border payments with greater speed, visibility and control. Announced on 7 October at Grosvenor House Hotel in London, the awards are organised by The Payments Association and recognise innovation and achievement across the payments industry. The recognition reflects two connected challenges for businesses operating internationally: ensuring funds are available where and when they are needed, and delivering payments reliably across markets. Thunes addresses these through its Direct Global Network, which spans 140 countries and billions of payment endpoints, supported by its SmartX Treasury System and Fortress Compliance Platform. Thunes won Best FX Initiative for the second consecutive year, building on its 2025 recognition for excellence in global liquidity management. Its SmartX Treasury System supports money movement across more than 90 currencies, helping Members manage funding and settlement across the Network. The Best Business Payments Product award recognises Thunes' Business Payments solution, which supports salary, supplier and invoice payments, alongside treasury funding. It enables financial institutions and the businesses they serve, plus enterprises, marketplaces and platforms to pay across borders through the accounts and wallets their recipients use. Abigail Slater, SVP Sales Europe, at Thunes, said: "Businesses need confidence that they can fund and deliver payments across borders without unnecessary complexity. These awards recognise how we bring those capabilities together, helping our Members manage liquidity, pay suppliers and employees, and grow internationally. Thank you to our valued Members for their trust and to the brilliant Thunes team who deliver for them every day." Mathieu Limousi, Chief Marketing Officer at Thunes, said: "Consecutive FX wins and recognition for our Business Payments product reflect the amazing progress our teams are making in solving real problems for the Members we serve. At Thunes we are committed to simplifying global money movement so our Members can focus on serving their customers and growing their businesses." The double win builds on Thunes' previous Pay360 successes, including Best FX Initiative in 2025, and Leading Organisation in the Industry and Best International Payments, Remittance or use of FX in 2024. About Thunes: 02/07/2026 18/08/2014 13/05/2026 27/04/2026 30/04/2026 Discover more Agricultural Technology Consulting Farm Management Software Agricultural Robotics Solutions Blog 13/10/2026

The Straits Times
Oct 13th, 2026
Thunes secures double win at the Pay360 Awards 2026.

Thunes secures double win at the Pay360 Awards 2026. Published Oct 13, 2026, 04:00 PM Best FX Initiative and Best Business Payments Product wins recognise Thunes' capabilities in global liquidity management and cross-border business payments LONDON, Oct. 13, 2026 /PRNewswire/ - Thunes, the Smart Superhighway to move money around the world, today announced that it has won Best FX Initiative and Best Business Payments Product at the Pay360 Awards 2026. The double win recognises Thunes' work to help businesses manage liquidity across currencies and make cross-border payments with greater speed, visibility and control. Announced on 7 October at Grosvenor House Hotel in London, the awards are organised by The Payments Association and recognise innovation and achievement across the payments industry. The recognition reflects two connected challenges for businesses operating internationally: ensuring funds are available where and when they are needed, and delivering payments reliably across markets. Thunes addresses these through its Direct Global Network, which spans 140 countries and billions of payment endpoints, supported by its SmartX Treasury System and Fortress Compliance Platform. Thunes won Best FX Initiative for the second consecutive year, building on its 2025 recognition for excellence in global liquidity management. Its SmartX Treasury System supports money movement across more than 90 currencies, helping Members manage funding and settlement across the Network. The Best Business Payments Product award recognises Thunes' Business Payments solution, which supports salary, supplier and invoice payments, alongside treasury funding. It enables financial institutions and the businesses they serve, plus enterprises, marketplaces and platforms to pay across borders through the accounts and wallets their recipients use. Abigail Slater, SVP Sales Europe, at Thunes, said: "Businesses need confidence that they can fund and deliver payments across borders without unnecessary complexity. These awards recognise how we bring those capabilities together, helping our Members manage liquidity, pay suppliers and employees, and grow internationally. Thank you to our valued Members for their trust and to the brilliant Thunes team who deliver for them every day." Mathieu Limousi, Chief Marketing Officer at Thunes, said: "Consecutive FX wins and recognition for our Business Payments product reflect the amazing progress our teams are making in solving real problems for the Members we serve. At Thunes we are committed to simplifying global money movement so our Members can focus on serving their customers and growing their businesses." The double win builds on Thunes' previous Pay360 successes, including Best FX Initiative in 2025, and Leading Organisation in the Industry and Best International Payments, Remittance or use of FX in 2024. About Thunes: The issuer is solely responsible for the content of this announcement.

Yahoo Finance
Sep 28th, 2026
J.P. Morgan partners with Thunes to connect clients to 12B accounts across 100+ payment corridors

J.P. Morgan has partnered with Thunes to power its XPedite Remit solutions suite. The collaboration will give J.P. Morgan clients access to 12 billion bank accounts and mobile wallets across more than 100 payment corridors through the Thunes network. Thunes co-founder and chief executive Peter De Caluwe said the partnership aims to make global commerce smoother. The deal marks a significant expansion of J.P. Morgan's cross-border payment capabilities, leveraging Thunes' extensive global payments infrastructure to streamline international money transfers for corporate clients.

PR Newswire
Sep 28th, 2026
Aljazira Bank selects Thunes to power next-generation global remittances from Saudi Arabia.

Aljazira Bank selects Thunes to power next-generation global remittances from Saudi Arabia. Sep 28, 2026, 02:00 ET Strategic collaboration to boost remittance payment speed, transparency, and international coverage for Aljazira Bank customers through Thunes' trusted Network. RIYADH, Saudi Arabia, Sept. 28, 2026 /PRNewswire/ - Thunes, the Smart Superhighway to move money around the world, has signed a new agreement with Aljazira Bank, one of Saudi Arabia's leading financial institutions, to modernize and expand its international remittance services. Through this collaboration, Aljazira Bank will significantly enhance the speed and reliability of consumer remittances and broaden its payment catalogue with new endpoints and destinations around the world. By leveraging Thunes' trusted Direct Global Network, the bank's retail customers will gain real-time access to pay to billions of bank accounts and mobile wallets worldwide, with optimised cross-border rails spanning key, high volume corridors in Asia Pacific, Europe, and the Gulf Cooperation Council. Thunes continues to expand its relationships in Saudi Arabia, supporting established, highly regulated local institutions to meet a surge in market demand as the Kingdom solidifies its position as a global hub for digital finance under Vision 2030. According to research by Thunes and Juniper Research, Saudi Arabia has one of the highest volumes of cross-border payment activity globally, with 56% of residents sending money internationally in the past year. The agreement with Aljazira Bank reinforces the profound trust that Saudi Arabia's premier banking players place in Thunes to power their core cross-border capabilities instantly, securely and at scale. Fahad Almutairi, Head of Retail Digital Banking and Payments at Aljazira Bank, said: "At Aljazira Bank, our focus is on providing our customers with world-class financial services that are fast, secure, and convenient. Leveraging Thunes' trusted Direct Global Network will enable us to upgrade our cross-border payment capabilities significantly. With the growth of new payment innovation and soaring international popularity of mobile wallets, we are prioritizing our customers' unprecedented access and faster account transfers across key international corridors." Ahmad Yaacoub, VP MENA and Country Head for Kingdom of Saudi Arabia at Thunes, said: "We are honored to be chosen by Aljazira Bank, a cornerstone of Saudi Arabia's banking sector. This agreement reflects the deep trust that established financial institutions place in Thunes to support their digital strategy. Together, we are connecting the Kingdom to the world, transforming how millions of people send money home. It's a seamless experience that empowers the Kingdom's essential migrant workforce and fuels the broader KSA economy." SOURCE Thunes