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Wise

Wise

Low-cost international money transfers with API

Account Manager - Payouts

Full-Time
$120k - $150k/yr
Mid
Austin, TX, USA
Hybrid

Three days in the office per week required.

About the job

Requirements
  • At least 4 years of post-sale account management, customer success, or partner management experience in payments, fintech, or technical application programming interface infrastructure.
  • Demonstrated experience meeting or exceeding quantified expansion and net revenue growth metrics rather than solely customer satisfaction or net promoter score metrics.
  • Clear understanding of application programming interface and payment infrastructure concepts, with the ability to scope and diagnose client technical issues accurately and drive quick resolution with internal engineering and product teams.
  • Strong comfort with ambiguity and unstructured environments, including building operational playbooks from scratch.
  • Proven capability using transactional data and client usage metrics to assess portfolio health and identify expansion opportunities.
Responsibilities
  • Partner with Pre-Sales and Implementation teams to project-manage newly signed enterprise accounts from contract execution to the first successful payout run.
  • Ensure technically successful go-lives and transition signed contract value into active processing volume.
  • Own net revenue retention and expansion targets across the portfolio by driving adoption of new payment corridors, currencies, payout flows, and additional business units.
  • Translate pre-sale business cases into post-sale operational execution and grow volume month over month.
  • Serve as the primary hands-on point of contact for live enterprise partners.
  • Triage application programming interface batch failures, webhook errors, and settlement discrepancies directly with partner engineering teams before escalating to internal engineering.
  • Continuously monitor transaction volume metrics to identify usage anomalies, operational risks, and drop-offs before formal account reviews.
  • Design, test, and implement foundational post-sale processes, including client onboarding playbooks, account health scoring models, quarterly business review formats, and internal escalation paths.
  • Collaborate with Global Wise Platform teams across Technical Support, Compliance, Pricing, and Product to optimize client experience and workflow efficiency.
  • Monitor evolving partner business models and payment flows for regulatory or compliance changes, and partner with internal Compliance teams to adjust operational setups as needed.

About the company

Wise enables international money transfers with lower fees by using a peer-to-peer model to match transfers across borders. It offers a multi-currency account for holding and managing money in different currencies and provides an API for businesses to integrate Wise transfers into their platforms. Unlike traditional banks that charge higher fees and poor exchange rates, Wise uses transparent, small-per-transaction fees and real-time exchange rates to reduce costs. Its approach differentiates it from competitors by emphasizing simplicity, cost transparency, and a broad API for business integration. The goal is to make cross-border payments cheaper, faster, and more transparent for individuals and businesses around the world.

Company Size

10,001+

Company Stage

IPO

Headquarters

London, United Kingdom

Founded

2011

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Simplify's Take

What believers are saying

  • FY26 customer holdings reached $39 billion, showing deeper wallet penetration and stickier balances.
  • Wise’s September 2026 Canada launch expands everyday banking use beyond transfers.
  • Cross-border volume rose 31% in FY26, supporting revenue leverage and platform expansion.

What critics are saying

  • Brussels prosecutors are nearing conclusion of a money-laundering probe into Wise Europe.
  • The OCC denied Wise’s U.S. trust bank charter on July 24, 2026.
  • Belgian and U.S. AML actions expose Wise’s core remittance model to recurring enforcement.

What makes Wise unique

  • Wise’s FY26 infrastructure powered 19 million customers and $243.5 billion cross-border volume.
  • Wise added direct payment connections in Brazil and Japan, cutting costs and improving speed.
  • Canada’s September 2026 Chequing Account combines Interac, CDIC eligibility, and multi-currency balances.

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Benefits

PTO & annual leave

Work from home flexibility

Parental leave

Medical insurance plans

Health & wellbeing discounts

Pension & retirement plans

Social events

Relocation support

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-1%

2 year growth

-3%
BayPay Forum
Sep 15th, 2026
Bleap launches stablecoin-based Brazil-to-Europe transfers.

Bleap launches stablecoin-based Brazil-to-Europe transfers. Bleap has launched a stablecoin-settled transfer corridor between Brazil and Europe, positioning itself against SWIFT-reliant providers such as Wise. Bleap has launched a stablecoin-settled transfer corridor between Brazil and Europe, positioning itself against SWIFT-reliant providers such as Wise. The financial account provider has introduced a service that allows Brazilians living in Europe to move money from Brazil without routing payments through SWIFT-based banking infrastructure. The launch targets a segment of cross-border payments that has traditionally relied on correspondent banking networks, which the company says keeps costs high for individual transfers. Traditional cross-border transfers rely on a bank in one country sending payment instructions over SWIFT to a bank in another, with settlement occurring separately between the institutions involved. Providers expanding into a new market typically face two options: route payments through SWIFT and pay fees to each correspondent bank in the chain, which requires no local licence but is comparatively slow and expensive, or establish a licensed local entity, which is faster to operate but costly to set up. In both cases, these costs are generally passed on to the end customer, particularly affecting smaller, individual remittances rather than institutional transfers. Bleap's model replaces the SWIFT leg with stablecoin settlement, which the company states allows value to move across borders instantly. A local partner in each country then handles the final step, converting the stablecoin value into local currency and disbursing it through that country's domestic payment rails. In Brazil, this means customers send reais through PIX, the country's instant payment system, with the equivalent amount arriving in a Bleap account in euros within seconds. Transfers are processed at the mid-market exchange rate, with no transfer fee and 0% IOF, Brazil's tax on financial transactions. According to the company, the underlying use of stablecoins is not visible to the end customer. The transfer feature is integrated into Bleap's broader account offering, which already includes global spending with no foreign exchange fees, cashback of up to 20%, USD savings accounts (with EUR savings planned), and investment options, all operated under a European IBAN. Brazilian customers can open an account using a CPF and Brazilian identification alone, without a European residence visa, subject to verification checks. Bleap has raised more than EUR 7.6 million across two funding rounds since late 2024: a EUR 2.1 million pre-seed round led by Ethereal Ventures, followed by a EUR 5.5 million seed round led by Blossom Capital. The company reports more than 70.000 users to date. According to Bleap, the funding will support the opening of additional transfer corridors based on the same stablecoin-settlement model, as well as continued user growth. The launch reflects a broader trend of fintech providers using stablecoins to settle cross-border payment legs outside traditional correspondent banking networks, an approach increasingly explored by remittance and neobanking providers seeking to reduce settlement costs on retail-sized transfers... Sep 15, 2026 00:00

iPhone in Canada
Sep 14th, 2026
Wise launches no-fee Chequing Account in Canada with free Interac e-Transfers.

Wise launches no-fee Chequing Account in Canada with free Interac e-Transfers. 6 hours ago Wise has launched a new Chequing Account in Canada, adding free Interac e-Transfer options, CDIC deposit insurance eligibility and features for sharing expenses. In a statement to iPhone in Canada, Wise said the account is available starting today for Canadian customers and businesses. It has no monthly fee. One of the biggest additions is support for free Interac e-Transfers. Customers can fund their Canadian dollar balance through Interac e-Transfer or send Canadian dollars to an Interac alias without paying a Wise fee. Balances held through the Wise Chequing Account can also qualify for CDIC protection of up to $100,000 across currencies. Wise itself is not a CDIC member. Eligible customer deposits are instead held in trust at a CDIC member institution. Wise is also launching Group Spend, which lets users create a shared balance with family or friends for expenses such as bills or trips. "Canadians shouldn't need one account for life at home and another for life internationally. We're building a new kind of chequing account for people and businesses in Canada so they don't need to use different providers in order to meet their everyday money management needs. Now, they can simply use the Wise Chequing Account," said Vinay Nilakantan, Head of Product for North America at Wise. The account also supports local account details for Canadian dollars and other currencies, with more than 20 currencies available for receiving money. Users can set up pre-authorized debits, send money to more than 70 countries and spend internationally using Wise's exchange rates. Wise is offering several launch promos. Its "Double Payday" offer will select five customers each month for one year to have their first direct-deposit paycheque doubled, up to $5,000. The promotion excludes Quebec. The company is also opening a temporary Wise branch at Toronto's Eaton Centre from September 14 through October 11, where customers can get help setting up accounts. Wise remains registered in Canada as a money services business and payment service provider and is not a bank. P.S. Want to keep this site truly independent? Support Iphoneincanada by buying Iphoneincanada a beer, treating Iphoneincanada to a coffee, or shopping through Amazon here. Links in this post are affiliate links, so Iphoneincanada earn a tiny commission at no charge to you. Thanks for supporting independent Canadian media!

The IT Nerd
Sep 14th, 2026
Wise launches Chequing Account.

Wise launches Chequing Account. Wise is today launching its Chequing Account in Canada, with new features designed for people and businesses whose financial lives span borders. The move comes as Canadians are looking for smarter ways to manage their money both at home and abroad as they increasingly juggle multiple providers. The Chequing Account introduces several new features for Canadian customers, including free Interac e-Transfer options, eligibility for CDIC insurance, and Group Spend. Wise is also offering the highest return in market on USD for all Canadians through the Chequing Account, following the introduction of Interest earlier this year. This launch addresses growing financial frustration among Canadians. According to new research from Wise, more than half (54%) of Canadians use more financial services and tools today than they did five years ago. This isn't making life easier, as 45% of Canadians say managing their money has become more complicated and over a third (35%) note switching between multiple financial providers is frustrating. Balancing different providers comes from navigating many needs, and Canadians are increasingly spending more time - and money - internationally. More than half (53%) of Canadians shared they manage at least one international financial activity as part of their daily lives, spanning travel, global shopping, holding foreign currencies and sending money abroad. New features for Canadians at home and abroad The Wise Chequing Account includes new features that make it easier for people and businesses in Canada to manage and move money no matter where they are in the world: * Free Interac e-Transfer Options: Canadian and global customers funding their CAD balance using Interac e-Transfer or sending CAD to an Interac alias can now do so for free. * CDIC Insurance: Chequing Account balances are now eligible for CDIC deposit insurance up to $100,000 on all currencies held with Wise. * Group Spend: Set up a group of family and friends on Wise to pool money in a central balance for easy spending on bills, travel and more. * Double Payday + Account Bonus: Wise is offering limited time promotions to reward customers using Wise for everyday money needs, including activity-based bonuses for using the Chequing Account and a Double Payday promotion where every month for the next year Wise will randomly pick 5 lucky customers to get their first paycheque of the month doubled (up to $5,000) if they receive their direct deposit in the Chequing Account. See more here. Building on the success of Wise's existing offerings to meet Canadians' needs Wise's research found Canadians managing multiple providers are looking for lower fees (28%), better savings options (25%), and better interest rates (24%). The Wise Chequing Account is built to address those needs. Plus, 43% of Canadians say growing their money or earning more on their savings is a top financial priority over the next year. Earlier this year, Wise became the first provider in Canada to enable customers to earn a return on balances held across multiple currencies - USD, GBP, EUR and CAD - with instant access to funds within one consolidated account. And with Interest there's no promotional rates and no minimum balances customers must hold, making it even more convenient. In addition, the Wise Chequing Account comes with local account details in CAD and other currencies, including over 20 currencies for receiving money. Pre-authorized debits can be set up easily for recurring payments like streaming services or energy providers. Customers can also send money to 70+ countries or spend it at the mid-market rate with no hidden fees. With Wise 77% of all global payments arrive instantly in under 20 seconds^^. Celebrate the Chequing Account with a branch pop-up experience in Toronto To mark the launch of the Chequing Account, Wise is opening its first-ever Canadian pop-up branch on September 14 at Toronto's Eaton Centre, which runs until October 11. The pop-up branch will bring the Wise Chequing Account to life, giving people in Canada - especially newcomers - the chance to meet Wise experts, get hands-on support with opening and using their account, and access a range of exclusive experiences and offers. To celebrate the global connections that are part of Canadians' everyday lives, new and existing Wise customers can pick up some of their favourite snacks and drinks from around the world for free. They will also be eligible to enter a branch-exclusive a branch-exclusive weekly drawing for the chance to win $10,000 CAD to use for travel to see family or bring them to Canada to visit.

MarketBeat
Aug 30th, 2026
Thornburg Investment Management Inc. takes position in Wise Group plc $WSE.

Thornburg Investment Management Inc. takes position in Wise Group plc $WSE. August 30, 2026 Key points. * Thornburg Investment Management acquired 168,669 Wise Group shares worth approximately $2.0 million, while several other institutional investors also established new positions during the second quarter. * Wise Group shares opened at $13.04, down 0.6%, after the company reported quarterly EPS of $0.12 and revenue of $576.48 million. Analysts maintain a "Moderate Buy" consensus rating with an average price target of $16.52. * The company faces securities-class-action litigation alleging misleading disclosures about compliance with anti-money-laundering and counter-terrorist-financing requirements, creating potential legal, regulatory, financial and reputational risks. * Five stocks we like better than Wise Group. Thornburg Investment Management Inc. acquired a new position in Wise Group plc (NASDAQ:WSE - Free Report) during the second quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The institutional investor acquired 168,669 shares of the company's stock, valued at approximately $2,009,000. Thornburg Investment Management Inc. owned 0.13% of Wise Group at the end of the most recent reporting period. A number of other hedge funds and other institutional investors have also recently made changes to their positions in WSE. Public Employees Retirement System of Ohio acquired a new position in Wise Group during the second quarter valued at $1,265,000. Van ECK Associates Corp acquired a new stake in Wise Group during the 2nd quarter worth about $1,608,000. Madison Asset Management LLC acquired a new stake in Wise Group during the 2nd quarter worth about $1,725,000. Finally, Royal London Asset Management Ltd. purchased a new position in shares of Wise Group during the 2nd quarter valued at about $2,514,000. Wise Group trading down 0.6%. Shares of Wise Group stock opened at $13.04 on Friday. The stock has a 50-day moving average price of $12.44. Wise Group plc has a fifty-two week low of $10.36 and a fifty-two week high of $17.47. The company has a debt-to-equity ratio of 0.17, a current ratio of 1.07 and a quick ratio of 1.07. Wise Group (NASDAQ:WSE - Get Free Report) last posted its earnings results on Thursday, June 25th. The company reported $0.12 EPS for the quarter. The business had revenue of $576.48 million for the quarter. On average, equities research analysts forecast that Wise Group plc will post 0.57 earnings per share for the current year. Key stories impacting Wise Group. Here are the key news stories impacting Wise Group this week: * Several law firms, including SBS, Kaplan Fox, Rosen Law Firm, and others, reminded investors that a securities class action has been filed against Wise Group and certain officers. The case covers investors who purchased Wise securities from May 11 through July 23, 2026, with a September 29 deadline to seek lead-plaintiff status. The repeated notices increase visibility around the litigation and may weigh on investor sentiment. * The allegations reportedly concern statements that Wise represented compliance with AML and CTF requirements while regulators were documenting "long-standing deficiencies" at Wise's U.S. operations. If substantiated, the claims could create legal costs, potential damages, regulatory exposure, and reputational risk. The allegations have not been proven in court. * Wise Group announced that its 2026 annual general meeting will take place on September 24, 2026. The announcement provides meeting details but does not identify a new operating, financial, or strategic catalyst. Analysts set new price targets. Several equities analysts have recently issued reports on WSE shares. Barclays raised Wise Group to a "strong-buy" rating in a report on Tuesday, July 7th. JPMorgan Chase & Co. reduced their price target on Wise Group from $17.50 to $17.30 and set an "overweight" rating for the company in a research report on Friday, July 17th. Wall Street Zen upgraded Wise Group from a "sell" rating to a "hold" rating in a research report on Saturday, June 27th. BNP Paribas Exane assumed coverage on Wise Group in a report on Monday, June 1st. They issued an "outperform" rating and a $16.69 price target for the company. Finally, The Goldman Sachs Group upgraded Wise Group to a "strong-buy" rating in a research report on Tuesday, May 12th. Two analysts have rated the stock with a Strong Buy rating, four have given a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat, the stock presently has an average rating of "Moderate Buy" and an average target price of $16.52. Discover more Dividend Screener Financial News Wise Group profile. Wise Group PLC is a technology company. Its product offering includes Wise Account, Wise Business and Wise Platform. Wise Account is its solution for people with cross-border financial needs. Wise Business offers product along with business-specific functionalities designed to enable business customers. Wise Platform provide financial services for banks, financial institutions and enterprises. Wise Group PLC is based in LONDON, United Kingdom. Want to see what other hedge funds are holding WSE? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Wise Group plc (NASDAQ:WSE - Free Report). This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Continue following MarketBeat Before you consider Wise Group, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Wise Group wasn't on the list. While Wise Group currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. Tesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you'll find 7 stocks that could play a major role in the next tech-driven market boom.

Payconsulting
Aug 27th, 2026
Wise vs Stripe 2026: compliance and financial risk comparison.

Wise vs Stripe 2026: compliance and financial risk comparison. 27/08/2026 Payconsulting Compass Risk Benchmarking, AML Sanctions, and Payment Security Introduction. This technical comparison evaluates the risk and compliance profiles of Wise and Stripe, two pillars of the global financial infrastructure. The analysis is based on G2 Risk Solutions reports from March 2026 and highlights the differences between cross-border remittances and online payment processing. Platform role and exposure. Wise focuses on international money transfers, while Stripe is the dominant processor for online commerce. Both entities reach the maximum level of systemic risk due to the massive scale of their operations and the complexity of the networks they manage. Transparency and legal framework. Both platforms maintain a Compass Score of 1000, placing them in the Critical Risk category. Stripe has a longer monitoring period of 107 months compared to the 45 months recorded by Wise. Both infrastructures are critical for global capital movement. Operational risk. Network integrity is the primary challenge for both, with incidents linked to their sub-merchants. Wise registers 4 confirmed transaction laundering cases, while Stripe reports 6 cases linked to illicit activities such as illegal drugs and nutraceuticals. Stripe demonstrates efficient claims management with an A+ rating from the BBB. User Trust and external signals. Stripe faces a negative perception with a 1.8/5 Trust Score, where 50% of reviews are one-star due to account blocks. Wise presents critical legal exposure with CFPB fines of 2.5 million dollars for illegal remittance practices. Sanctions and legal exposure. Wise has faced sanctions of 360,000 dollars in Abu Dhabi for AML protocol failures and has been flagged in Ghana for operating without authorization. Stripe, while having low current legal risk, faces a heavy administrative burden from historical commercial litigation in the US. Content compliance. Systems monitor terms that could indicate the use of these platforms for unregulated purposes. For Stripe, keywords like Bitcoin, Cryptocurrency, Jihad, or Opium are monitored. Wise is monitored for terms such as Money Transfer and MSB (Money Service Business). Data governance risk. Both maintain solid technical infrastructures with valid SSL certificates. Wise shows exceptional domain maturity with 32 years of registration. Stripe has a diversified acquirer network, with 5 active out of 8 registered. Kynara insight. Wise represents the highest operational risk in terms of regulatory compliance due to its role in remittance flows. If you wish to obtain compliance services to perform Enhanced Due Diligence (EDD) on these financial pillars, you may visit the following link: https://kynara.payconsulting.es/ Compliance risk summary. While Wise faces international licensing challenges, Stripe is a constant target for transaction laundering through fictitious e-commerce. EU VAT Consideration. Global financial operations require rigorous EU VAT control. If you wish to obtain services regarding VAT and taxation for international Fintech services, you may visit the following link: https://vies.payconsulting.es/ Final assessment. It is recommended to prioritize sub-merchant network monitoring for Stripe and the validity of international licenses for Wise. Both platforms require continuous supervision to mitigate systemic risks. Disclaimer. This analysis is based on publicly available data and monitoring signals from March 2026. It does not constitute legal advice.