Product Lead

Job Description

Over 40M Americans have poor or thin file credit. These individuals often struggle to make ends meet, and rely on predatory products like payday or pawn shop loans. At Cash App Lending, we offer alternatives that are far cheaper, simpler, and straightforward. The results speak for themselves: we have grown nearly 3x in the last 12 months, and we’re providing our customers with over $8B of credit access annually. We’ve got a long journey ahead, as we’ve realized less than 10% of our overall opportunity. 

A major focus area is helping our customers pay over time, as our customers often can’t pay for essentials like groceries, gas, or school supplies. We recently launched a pilot that allows customers to pay over time for their recent Cash Card purchases and the results have been extremely promising. Your job will be to take our initial pilot, massively improve it, and scale it to millions of customers. This role has significant executive visibility and is a top priority for the company.

You will:

• Partner with design and engineering to build a simple and delightful UX. 

• Partner with the ML team to maximize access to credit within risk loss constraints.

• Partner with legal and compliance to keep us in good standing with our regulators. 

• Partner with other product teams to weave Pay Over Time into the broader Cash App ecosystem. 

• Drive cross functional and executive alignment around a vision and roadmap. 

Qualifications

Like us, you’ll be deeply committed to delivering positive outcomes for users and passionate about shaping the future of Cash App. Additionally, we’re looking for

• 7+ years of product management experience delivering successful, innovative products.

• Strong analytical abilities – ideally you’ve worked on ML or data-heavy products in the past, and are excellent at using data to make strategic decisions. 

• Strong product sense – you care deeply about design details and have great taste in design. 

• A driver’s mindset – you are biased toward action with no task too big or small. 

• A high quality bar – for the product, yourself, and the people you work with.

• Customer obsession – you want to deeply understand our customers and make something great for them. 

Highly preferred

• Experience working in a high growth consumer business, whether FinTech or other

• Experience leading and working with geographically dispersed teams