Blend
Digital lending platform for loan processing
Financial Reporting & Technical Accounting Lead
+ Bonus + Restricted Stock Units
About the job
- A Bachelor's degree in Accounting or Finance is required.
- A Certified Public Accountant credential is required.
- At least 9 years of progressive accounting and financial reporting experience is required.
- Public accounting experience is required, ideally at the manager level.
- Extensive SEC reporting experience is required, preferably with direct ownership of filings.
- Strong technical accounting expertise, including ASC 718 stock-based compensation and ASC 842 leases, is required.
- Extensive Workiva experience is required.
- Proven experience leading teams and managing complex reporting environments is required.
- Strong communication skills and the ability to influence across functions are required.
- The role requires sound professional judgment, attention to detail, accuracy, integrity, compliance, transparency, and the ability to manage multiple priorities under deadline pressure.
- Own and oversee the preparation and filing of all SEC reports, including Forms 10-K, 10-Q, and 8-K, along with related financial statements, footnotes, and management's discussion and analysis.
- Serve as the Company's subject matter expert on U.S. GAAP and SEC reporting requirements.
- Research, draft, and review technical accounting memoranda for complex transactions and significant management judgments, with citations to authoritative literature.
- Monitor, assess, and implement new accounting pronouncements and emerging disclosure requirements, including income statement expense disaggregation.
- Ensure consistency, accuracy, and clarity of financial disclosures across reporting materials, earnings releases, and investor communications.
- Own equity accounting under ASC 718, including stock-based compensation primarily for RSUs and PRSUs.
- Own lease accounting under ASC 842, including evaluating new and modified arrangements, maintaining right-of-use asset and lease liability schedules, and preparing related financial statement disclosures.
- Support equity plan operations, participant-level transactions, share reserve tracking, and reconciliation of the equity administration platform to the general ledger.
- Evaluate and enhance financial reporting processes, controls, and systems to support scalability and efficiency.
- Drive improvements in close timelines, reporting automation, and data integrity.
- Lead use of Workiva and partner with finance and IT on related tools, platforms, and the ERP.
- Strengthen the reporting function for future growth and increasing reporting complexity.
- Serve as the primary point of contact for external auditors and support annual audits and quarterly reviews end to end.
- Ensure SOX and internal-controls compliance through design, documentation, testing support, and continuous improvement.
- Identify and mitigate financial reporting risks.
- Build, mentor, and lead a high-performing financial reporting team, including onshore and offshore resources.
- Establish clear expectations, provide coaching, and develop future leaders.
- Collaborate with FP&A, investor relations, legal, tax, human resources, and operations to align financial messaging and disclosures.
- Support investor relations with earnings materials and external communications.
- Partner with business leaders on MD&A and disclosure reporting, strategic initiatives, transactions, and business growth opportunities.
- Public-company experience in software, SaaS, FinTech, or other technology industries is preferred.
- Manager-level public accounting experience is preferred.
- Direct ownership of SEC filings is preferred.
About the company
Blend builds a digital platform that streamlines loan processing for banks, credit unions, and other lenders, handling everything from loan application to closing. Its Consumer Banking Suite offers configurable lending and deposit tools that work online or in-branch, using automated verifications, instant pre-approvals, and electronic closings to speed up the process. The platform is modular and no-code, so institutions can tailor customer journeys and replace paper-heavy workflows with data-driven automation. The goal is to help financial institutions cut costs, speed loan processing, and convert more borrowers into customers.
Company Size
501-1,000
Company Stage
IPO
Headquarters
San Francisco, California
Founded
2012
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Simplify's Take
What believers are saying
- August 13, 2026 Blend-Prove integration cut application drop-off 16% and manual entry 54%.
- September 23, 2026 Alliant Credit Union expanded Blend deployment across homebuying workflows.
- Q2 2026 cash flow turned positive at $7.7 million, funding Autopilot rollout and sales.
What critics are saying
- February 2026 cut 12 jobs; another 2025 reduction eliminated 24 positions, signaling persistent austerity.
- Q2 2026 revenue was $33.8 million, while public shares traded near $1.95 on August 6.
- Haveli’s $150 million preferred stake and redemption overhang constrain equity upside if growth stalls.
What makes Blend unique
- Blend’s July 1, 2026 Autopilot automates pre-underwriting across credit, income, and compliance.
- March 1, 2026 title sale makes Blend a focused platform-first lending software vendor.
- Its MCP-based Autopilot opens lender workflows to AI agents without rebuilding core systems.
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Benefits
Meaningful equity and a 401(k) plan
Comprehensive health benefits
Wellness benefits covering a variety of wellness activities, gym memberships, fitness classes and more
16 weeks of paid parental leave
Generous vacation policy
Work from home office set up stipend and internet stipend during COVID-19
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↓ -1%Blend Labs, Inc. (NYSE: BLND), (“Blend” or the “Company”), a leading provider of cloud banking services, and Haveli Investments (“Haveli”), a technology-focu...
Related posts. Alliant Credit Union is moving its mortgage and home-equity origination experience onto Blend's digital lending platform, giving its membership a unified, automated path from prequalification through application and toward digital closing. The integration centralizes intake, document collection and workflow orchestration on a single vendor stack, aiming to reduce manual touchpoints, shorten cycle times and improve application completion. For members, the move promises a more consistent, mobile-first experience with clearer eligibility signals and streamlined disclosures; for operations, it enables standardized data flows that support higher straight-through processing rates and better loan-level analytics. The shift reflects industry momentum toward integrated platforms that replace disparate point solutions to improve efficiency and conversion. From an operational and strategic perspective, adopting a single digital mortgage stack should lower per-loan processing costs, reduce exception volume and free capacity for product development and advisory sales. The change also concentrates third-party reliance, increasing the importance of robust integration testing, vendor oversight and compliance controls to manage fair-lending, data privacy and closing integrity. Credit unions evaluating similar moves will need to balance digital convenience with member education and the retention of human support for complex transactions. Overall, the implementation positions the institution to accelerate product innovation across purchase, refinance and home-equity channels and to sharpen competitive parity with banks and fintechs that have modernized origination pathways. - Partnership with Blend: Migrates mortgage and home-equity workflows onto a single, end-to-end digital lending platform to streamline origination. - Membership impact: Extends a more automated, mobile-friendly borrowing experience to nearly one million members, improving access and consistency. - Workflow scope: Covers prequalification, application intake, document collection and the pathway to digital closing, reducing manual handoffs. - Operational benefits: Expected reductions in cycle times, fewer exceptions, better data quality and improved straight-through processing potential. - Risk and controls: Heightens the need for integration testing, vendor management and compliance oversight around privacy, fair-lending and closing procedures. - Strategic positioning: Frees capacity for product innovation and improves competitiveness versus banks and fintechs with modern origination stacks. Note Servicing Center provides professional, fully compliant loan servicing for private mortgage investors so they can avoid the aggravation of servicing their own loans and just relax and get paid. Contact Note Servicing Center today for more information. Disclaimer The information provided in this article is for general educational and informational purposes only and does not constitute legal, financial, investment, tax, or professional advice. Note Servicing Center, Inc. is a licensed loan servicer and does not provide legal counsel, investment recommendations, or financial planning services. Reading this content does not create an attorney-client, fiduciary, or advisory relationship of any kind. Nothing in this article constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, promissory note, mortgage note, fractional interest, or other investment product. Any references to notes, yields, returns, or investment structures are illustrative and educational only. Past performance is not indicative of future results, and all investments involve risk, including the potential loss of principal. Note investing, real estate transactions, and lending activities are subject to federal, state, and local laws that vary by jurisdiction and change over time. Before making any decision based on the information in this article, you should consult with a qualified attorney, licensed financial advisor, certified public accountant, or other appropriate professional who can evaluate your specific circumstances. Some articles on this site include hypothetical stories, examples, and scenarios created to illustrate concepts and demonstrate the types of situations Note Servicing Center, Inc. handles. Any names, companies, properties, and circumstances in these examples are fictitious or have been anonymized to protect confidentiality, and any resemblance to actual persons or entities is coincidental. These examples do not describe specific clients and do not guarantee any particular outcome. Some content may be created with the assistance of generative AI tools and may contain errors or omissions. While Note Servicing Center make reasonable efforts to ensure the accuracy of the information presented, Note Servicing Center, Inc. makes no warranties or representations regarding the completeness, accuracy, or current applicability of any content. Note Servicing Center disclaim all liability for actions taken or not taken in reliance on this article.
Blend and Prove cut application drop-off by 16% for banks and credit unions. August 13, 2026 Key takeaways. 16% fewer abandoned applications: Financial institutions using Blend's integration with Prove Pre-Fill reduced application drop-off by an average of 16%. 54% less manual data entry: The integration securely pre-populates verified personal information, cutting the fields applicants must complete themselves by 54%. Faster, more reliable onboarding: Applicants are verified through their mobile devices, accelerating account opening while reducing errors and improving confidence in customer data. Security without added friction: Blend and Prove position identity verification as both a fraud-prevention measure and a way to create a simpler customer experience. Better conversion from existing traffic: By turning more applicants into account holders, banks and credit unions can support account growth and improve returns on their digital marketing investments. The modern way of proving identity. Trusted by 2500+ leading companies to reduce fraud and improve consumer Read the article: Turning Vision Into the Internet's Trust Infrastructure Turning Vision Into the Internet's Trust Infrastructure Prove's 2026 Inc. 5000 recognition reflects its growth and leadership in persistent identity management, deterministic identity, and trusted AI agents. August 12, 2026 Read the article: The Missing Layer in Agentic AI The Missing Layer in Agentic AI Learn how merchants can prepare for agentic commerce by verifying AI agents, securing checkout authorization, and structuring product data for LLMs. August 12, 2026 Read the article: Attackers Have Industrialized the Moment of Urgency: The Hidden Cost of OTP Nobody Talks About Attackers Have Industrialized the Moment of Urgency: The Hidden Cost of OTP Nobody Talks About Discover the hidden costs of SMS OTPs, from fraud and failed delivery to customer abandonment, and how passkeys and persistent authentication reduce risk. August 3, 2026 Ready to get started? Talk to an expert today. Trusted by 2,000+ leading companies to reduce fraud and improve consumer experiences, Prove is the world's most accurate identity verification and authentication platform.
Blend Labs: Q2 earnings snapshot. August 6, 2026, 5:37 PM NOVATO, Calif. (AP) - NOVATO, Calif. (AP) - Blend Labs Inc. (BLND) on Thursday reported a loss of $1.5 million in its second quarter. The Novato, California-based company said it had a loss of 3 cents per share. Earnings, adjusted for stock option expense and amortization costs, were less than 1 cent on a per-share basis. The cloud-based platform for financial companies posted revenue of $33.8 million in the period. For the current quarter ending in September, Blend Labs said it expects revenue in the range of $31.5 million to $33.5 million. In the final minutes of trading on Thursday, the company's shares hit $1.95. A year ago, they were trading at $3.58. This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BLND at https://www.zacks.com/ap/BLND
CrossCountry Mortgage pushes faster closings with Blend integration. May 20, 2026 Managing Editor Lender says new workflow cuts cycle times by more than half, underscoring growing pressure on speed in purchase-driven market CrossCountry Mortgage is rolling out a new digital mortgage workflow with Blend that the lender says can cut closing times by more than half, positioning faster turn times as a key differentiator for retail lenders as borrowers, real estate agents, and sellers place greater emphasis on certainty and timelines. The integration streamlines key parts of the origination process, including borrower application, document collection, verification, and underwriting workflows. The goal is to reduce manual touchpoints and compress the time between application and clear-to-close. For mortgage professionals, the development reflects a broader operational shift already underway across the industry: lenders are investing heavily in automation and workflow technology to eliminate bottlenecks that slow down loan production. While CrossCountry Mortgage did not specify a standardized baseline for comparison, the claim of cutting closing times "by more than half" suggests a significant reduction in cycle time relative to prior internal processes. The lack of detailed benchmarks, however, leaves open questions about how the improvement compares to broader industry averages or existing fast-close programs. What it means. For LOs, faster closings can translate directly into competitive advantage. In a market where purchase transactions dominate and inventory remains constrained, the ability to close quickly can help win offers and strengthen relationships with referral partners. Get the NMP Daily Essential stories, every weekday. Shorter cycle times may also improve pull-through rates and reduce fallout, while allowing LOs to handle more volume without proportionally increasing workload. At the same time, the shift toward more automated workflows could reshape how LOs interact with borrowers and internal operations teams. As more of the process becomes digitized, the LO role continues to move toward advisory and relationship management rather than manual file shepherding. Industry-wide pressure on speed. CrossCountry's move comes as lenders across channels - retail, broker, and non-QM - look for ways to reduce fulfillment costs and improve efficiency amid ongoing margin compression. Speed to close has emerged as one of the few remaining areas where lenders can clearly differentiate, particularly as pricing competition remains intense and refinance activity subdued. Technology platforms like Blend are increasingly central to that effort, enabling lenders to consolidate workflows, automate verifications, and reduce friction in the borrower experience. For independent mortgage banks and smaller lenders, the move adds to the pressure to modernize technology stacks or risk falling behind competitors that can deliver faster, more predictable closings. *This article was drafted with AI assistance and reviewed and edited by a human editor before publication.