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Trustmark

Trustmark

Banking and financial solutions provider

Mortgage Loan Originator

Full-TimeDeadline 8/24/27
No salary listed
Junior
Associate's
Brookhaven, MS, USA
In Person

About the job

Requirements
  • A minimum of 2 years of experience originating agency-eligible mortgage loans, or equivalent experience in underwriting or processing agency-eligible mortgage loan products.
  • Eligibility for National Mortgage Licensing System certification.
  • Thorough knowledge of government and conventional mortgage loan guidelines and requirements.
  • Extensive knowledge of the qualifying variables between mortgage loan products.
  • Ability to analyze documentation to determine accuracy and acceptability for agency and portfolio requirements.
  • Knowledge of appraisal standards and acceptability.
  • Ability to produce tax return analysis as required by conforming loan guidelines.
  • Knowledge of how to fully disclose and handle applications according to compliance regulations.
  • Ability to work with a varied group of borrowers, housing-related entities, and community-based organizations.
  • Working knowledge of financial compliance and regulatory requirements.
  • Computer skills.
  • Interpersonal skills.
  • Sales skills.
  • Communication skills.
  • Analytical skills.
Responsibilities
  • Determine the best loan product for each customer.
  • Devise marketing plans to seek referrals from agents and builders.
  • Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements.
  • Complete applications and gather documents as needed to meet the parameters of the loan type, including FHA, VA, conventional, and portfolio loans.
  • Develop referrals from internal and external sources and maintain relationships with realtors by providing superior service.
  • Originate and promote Trustmark’s Community Lending Loans and Products.
  • Coordinate and assist the mortgage department in the origination and servicing of Community Lending products and services.
Desired Qualifications
  • Junior college or two-year college training.

About the company

Trustmark provides banking and financial services through a network of offices in Alabama, Florida, Georgia, Mississippi, Tennessee and Texas. It offers typical retail and commercial banking products such as checking and savings accounts, loans, and other financial solutions, with services delivered through local branches and digital channels. The company operates as an Equal Housing Lender and is FDIC insured, emphasizing protection of customer deposits. Trustmark differentiates itself through a regional footprint focused on community needs and local banking relationships across multiple southern states. The goal is to help customers manage money, borrow for personal and business needs, and access financial services with a local touch and trusted oversight.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Jackson, Mississippi

Founded

1889

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Simplify's Take

What believers are saying

  • Q2 2026 net income reached $63.5 million after the $73.8 million mortgage sale.
  • Nonperforming assets fell 47.3% to 0.39% of loans after the delinquent mortgage sale.
  • Trustmark repurchased $40.9 million year-to-date and authorized $100 million through December 31, 2026.

What critics are saying

  • CRE payoffs and prepayments masked softer underlying loan growth in Q2 2026.
  • Regional concentration in Mississippi and five neighboring states exposes Trustmark to local credit shocks.
  • If deposit competition reaccelerates, the 3.84% margin and buyback pace compress fast.

What makes Trustmark unique

  • July 28, 2026 systems conversion modernized Trustmark’s 45-year-old deposit platform.
  • Trustmark pairs commercial banking with wealth management and insurance across six Southern states.
  • Management kept Q2 2026 ROATE at 14.08% and ROAA at 1.33%.

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Benefits

Flexible Work Hours

Phone/Internet Stipend

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

4%

2 year growth

4%
Yahoo Finance
Jul 30th, 2026
Trustmark expands net interest margin to 3.84% and cuts nonperforming assets by 47% after $73.8M mortgage sale

Trustmark Corporation completed a major core deposit system conversion in Q2 2026, migrating from a 45-year-old legacy platform to a modern vendor-supported system. The bank reported a net interest margin of 3.84%, supported by low-cost deposits and disciplined loan production. The company sold a $73.8 million delinquent mortgage portfolio, reducing nonperforming assets by 47.3%. The transaction resulted in a $3.2 million net income increase. Loan growth was driven by $643 million in new originations, offset by $652 million in commercial real estate prepayments and payoffs. Management expects the September rate hike and efficiency gains to offset conversion-related costs in the second half. The bank plans to reduce temporary staffing by approximately 50–55 positions through attrition. Capital deployment priorities include organic growth and share repurchases, with renewed interest in M&A following the technical conversion.

Yahoo Finance
Jul 29th, 2026
Trustmark reports Q2 net income of $63.5M as loan growth lifts margin to 3.84%

Trustmark Corporation reported second-quarter net income of $63.5 million, or $1.08 per diluted share. Adjusted operating earnings were $56.7 million, or $0.97 per share, excluding two non-routine items totalling $6.9 million. Loan and deposit growth lifted net interest income 3.1% sequentially, whilst the net interest margin expanded to 3.84%. Management maintained its outlook for mid-single-digit loan and deposit growth and a full-year margin of 3.80% to 3.85%. Credit quality improved sharply after the sale of $73.8 million in delinquent mortgage loans, reducing non-performing assets to 0.39% of loans. The transaction lowered non-performing loans by $47.1 million. Trustmark completed its core systems conversion and repurchased $21.1 million of stock during the quarter.

Yahoo Finance
Jul 29th, 2026
Trustmark Q2 revenue rises 4.9% to $211M, beats estimates by 0.06%

Trustmark reported Q2 2026 revenue of $211.13 million, up 4.9% year-over-year, slightly exceeding the consensus estimate of $211 million. The company posted earnings per share of $0.97, matching both analyst expectations and up from $0.92 in the prior-year quarter. Key metrics showed mixed performance. Net interest margin came in at 3.8%, in line with analyst estimates, whilst the efficiency ratio of 62.2% bettered the 63.1% forecast. Total nonperforming assets of $54.87 million came in well below the $104.33 million estimate. Net interest income reached $165.63 million, marginally above the $165.56 million consensus. Trustmark shares have gained 0.5% over the past month.

Yahoo Finance
Jun 22nd, 2026
Trustmark reports Q1 revenues of $203M, up 4.2% year on year

Trustmark, a Mississippi-based financial services organisation, reported first-quarter revenues of $202.9 million, up 4.2% year on year and in line with analyst expectations. The results showed a mixed performance, with earnings per share beating estimates but tangible book value per share slightly missing forecasts. CEO Duane Dewey highlighted continued loan growth, stable credit quality and an attractive core deposit base. The company also saw growth in noninterest income whilst maintaining flat noninterest expenses. Across the sector, 91 tracked regional banks reported a slower quarter, with revenues meeting consensus estimates. Share prices have held steady, rising 2.2% on average since results. However, Trustmark's stock fell 1.8% following its announcement and currently trades at $44.67.

IndexBox
May 17th, 2026
North Reef Capital takes 2.8% stake in Trustmark Corporation worth $82.3M

North Reef Capital Management has acquired a new stake in Trustmark Corporation, purchasing 1,952,930 shares during the first quarter of 2026, according to a Securities and Exchange Commission filing. The investment was valued at $82.30 million as of 31 March, representing 2.8% of North Reef's reportable assets under management. Trustmark shares traded at $43.10 on 15 May 2026, up 20% over the previous 12 months. The bank reported first-quarter net income of $56.1 million, with earnings per share of $0.95. Loans held for investment increased 4.8% year-on-year to $13.9 billion, whilst deposits grew to $15.7 billion. Trustmark provides commercial and consumer banking, wealth management and insurance services across regional US markets.