E

EXL

Analyzes business data and runs outsourced operations

Backend Developer

Full-TimeUpdated on 10/23/2026
No salary listed
Mid
Bengaluru, Karnataka, India
In Person
Software EngineeringBackend Engineering

About the job

Requirements
  • Strong backend experience with JavaScript or TypeScript, including production API development; Java or Python backend experience, especially for APIs and cloud services, is also an accepted alternative.
  • Experience with common backend frameworks and tooling such as Node.js, Express, Fastify, or NestJS is beneficial.
  • Ability to design and build production-grade REST APIs, including versioning strategies, input validation, error models, and pagination and filtering patterns.
  • Experience documenting APIs using OpenAPI or Swagger.
  • Strong fundamentals in relational data modeling and SQL, including schema design, indexes, constraints, transactions, and query tuning.
  • Hands-on experience building and operating Azure Functions or equivalent serverless services, including deployment, configuration, observability, scaling, and cost awareness.
  • Experience integrating with Microsoft SQL Server, ideally in a cloud-hosted setup; Microsoft Fabric integration familiarity is beneficial.
  • Strong understanding of authentication and authorization, including OAuth2/OIDC, JWT, claims and roles, least privilege, and secure secrets management.
  • Experience implementing API metering and usage tracking, including rate limiting, quotas, tenant-level usage aggregation, and auditability.
  • Practical experience with CI/CD, automated testing, and production-reliable services, including monitoring, alerting, and incident-friendly design.
Responsibilities
  • Design and build secure, scalable backend services and contribute to design discussions while selecting appropriate technical approaches.
  • Design logical and physical data models, schema migrations, indexing strategies, and performance tuning for SQL workloads.
  • Partner with stakeholders to translate requirements into maintainable database structures and data contracts.
  • Build clean, well-documented RESTful APIs and/or GraphQL APIs where appropriate, with consistent patterns, versioning, and error handling.
  • Implement validation, pagination, filtering, and search-oriented endpoints as needed.
  • Develop and operate HTTP-triggered and event-based Azure Functions for core backend workloads and integrations.
  • Implement logging, metrics, tracing, resiliency patterns, and cost-aware scaling.
  • Integrate backend services with Microsoft SQL Server deployed on Microsoft Fabric, ensuring reliable connectivity, security, and performance.
  • Work with platform owners to align environments, deployment workflows, and governance.
  • Implement authentication and authorization using industry best practices, including OAuth2/OIDC, JWT, and RBAC/ABAC concepts, aligned with Microsoft identity patterns.
  • Ensure secure secrets management, least-privilege access, and threat-aware API design.
  • Implement API metering, quota and rate-limiting patterns, usage aggregation, and reporting.
  • Write automated unit and integration tests, establish CI/CD pipelines, and support releases across environments.
  • Participate in code reviews, define backend standards, and maintain clear technical documentation.
Desired Qualifications
  • Experience with Azure API Management (APIM) for gateway policies, authentication integration, throttling, and analytics.
  • Familiarity with Microsoft Entra ID (Azure AD) for OAuth2/OIDC flows, app registrations, scopes, and role- or claims-based access.
  • Experience using Azure Key Vault for secrets and certificate management and secure configuration practices.
  • Infrastructure-as-Code experience using Bicep and/or Terraform to provision and manage Azure resources in repeatable, audited deployments.
  • Familiarity with Microsoft Fabric integration.

About the company

EXL analyzes business data and runs outsourced operations for insurers, healthcare payers, banks, retailers, and other large organizations. Its teams combine industry expertise with data engineering and AI to handle tasks such as claims processing, payment reviews, customer service, and finance within existing technology environments. The company also builds software, including LifePRO, which manages insurance policies, and EXLdata.ai, which connects fragmented data for use in AI systems. Clients pay for consulting projects, ongoing managed services, and software delivered through the cloud. EXL was founded in 1999 and is headquartered in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1999

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Simplify's Take

What believers are saying

  • Growth supports larger assignments: July 2026 results showed EXL's quarterly sales rose 15.6% year over year.
  • Staff get substantial training: EXL recorded 1.6 million employee learning hours in 2025.
  • Client accounts deepen over time: EXL's relationships typically expand from one service into multiple integrated business processes.

What critics are saying

  • Large accounts shape job stability: EXL's ten largest clients supplied 34% of revenue in 2025.
  • Team turnover is substantial: July 2026 results reported EXL employee attrition of 24.7%.
  • A division faces leadership transition: September 2026 brought a scheduled October departure for insurance and healthcare chief Vivek Jetley.

What makes EXL unique

  • Insurance clients are unusually large: EXL says nine of America's ten largest insurers use its services.
  • Industry data shapes its models: EXL fine-tunes its language models using over a decade of proprietary data.
  • Its AI toolkit extends beyond chatbots: EXL reports over 250 prebuilt agents and accelerators for enterprise workflows.

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Benefits

  • Health Insurance
  • Life Insurance
  • Income Protection Insurance
  • Private Healthcare
  • Pension
  • Professional Development Budget
  • Employee Stock Purchase Plan
  • Flexible Work Hours
  • Hybrid Work Options

Growth & Insights and Company News

6 month growth

-2%

1 year growth

3%

2 year growth

-3%
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Oct 26th, 2026
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iMerit, an EXL company, has launched iMerit Scholars, a platform to manage hundreds of thousands of global domain experts who fine-tune, evaluate and validate generative AI models. It is the first major launch since EXL acquired iMerit in July. The platform lets iMerit recruit, onboard, assign, pay, and retain experts at scale. It runs on iMerit's Ango Hub and uses Trolley for global payments and compliance. The Scholars programme already includes more than 30,000 vetted professionals from 118 countries, covering 106 languages and fields such as medicine, finance, and agriculture. The platform matches them to projects by specialisation. "We need people who are knowledgeable enough not just to teach models, but to prove them wrong and correct them," said Radha Basu, executive vice president and head of iMerit at EXL.

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Law.com
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Yahoo Finance
Sep 3rd, 2026
EXL's insurance and healthcare president Vivek Jetley departs after 20 years to lead Hexaware

EXL announced that Vivek Jetley, president and head of Insurance, Healthcare and Life Sciences, will leave the company on 26 October 2026 to become chief executive officer of Hexaware Technologies Limited. Jetley has worked at EXL for nearly 20 years, playing a key role in building the company's analytics capability and leading its insurance and healthcare businesses. EXL chairman and chief executive officer Rohit Kapoor praised Jetley as "a great leader and trusted partner", expressing gratitude for his contributions to the company's evolution. Jetley will continue in his current role and assist with transitioning his responsibilities over the coming months. The New York-based data and AI company, which employs approximately 68,000 people across six continents, said it has a strong leadership team in place to continue executing its strategy.