T

Thunes

Global payment infrastructure with cross-border API

Senior Finance Analyst

Full-Time
No salary listed
Senior, Expert
Bachelor's
Paris, France
In PersonOn-site role in Paris; no remote work.
AccountingFinancial Accounting

About the job

Requirements
  • Bachelor's degree in Accounting, Finance or equivalent
  • At least 5 years' experience in finance, accounting or audit
  • Working knowledge of International Financial Reporting Standards
  • Experience supporting month-end close
  • Strong analytical skills
  • Advanced Microsoft Excel skills
  • English language proficiency required
Responsibilities
  • Financial Reporting and Compliance: Support the monthly, quarterly and annual financial close process; Review accounting outputs from Accounting Operations; Prepare month-end journals where required; Prepare financial schedules and management reports; Perform flux analysis and investigate unusual movements; Support preparation of Group reporting packages
  • Financial Controls: Complete balance sheet reconciliations; Review aging reports and outstanding reconciling items; Monitor intercompany balances; Ensure compliance with Group accounting policies; Support internal control improvements
  • Regulatory & Statutory Reporting: Support preparation of regulatory reporting submissions; Assist with statutory financial statements; Coordinate supporting information for regulatory reporting; Maintain reporting documentation and audit evidence; Support internal and external audits (including statutory and regulatory audits); Prepare audit schedules; Coordinate information requests; Work with external advisors where required
  • Accounting Operations oversight: Working closely with the Accounting Operations: Review Accounts Payable and Accounts Receivable outputs; Monitor month-end deliverables; Resolve operational queries; Track outstanding finance operations issues; Drive service improvements; Process Improvement; Identify automation opportunities; Improve finance processes; Document Standard Operating Procedures; Support finance transformation initiatives; Standardise accounting processes across Europe
  • Business partnering: Partner with Finance Leads, Group Controllership, Treasury, Tax, Compliance, Legal, Accounting Operations
Desired Qualifications
  • Experience within fintech, payments, banking or financial services
  • Experience working with a shared services centre
  • French language proficiency is advantageous

About the company

Thunes provides global payment infrastructure for businesses by offering a single API to send and receive cross-border payments. It connects directly to banks and 92 mobile wallets worldwide, enabling real-time transfers with low fees and no intermediaries. The platform is modular, supports various payment types (including digital values like prepaid cards and vouchers) and services (such as Buy Now Pay Later and a risk scoring tool), and tailors payment flows to local markets. This direct network and API-first approach differentiates Thunes from competitors that rely on multiple partners or slower routes. The company aims to help businesses reach customers globally, grow sales, and improve payment experiences by making international payments faster, cheaper, and more accessible.

Company Size

501-1,000

Company Stage

Series D

Total Funding

$382M

Headquarters

Singapore, Singapore

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Thunes raised $150 million in 2025, funding U.S. expansion and product buildout.
  • The June 2026 New York hub speeds enterprise sales and hiring across America.
  • September 2026 Saudi and Middle East wins deepen exposure to remittance-heavy corridors.

What critics are saying

  • J.P. Morgan and Fiserv can route around Thunes once internal rails mature.
  • Fifty U.S. licenses and 50+ global approvals create constant compliance and enforcement exposure.
  • Visa, Stripe, and local payout specialists compress margins; one major license loss cripples expansion.

What makes Thunes unique

  • Thunes owns 50 U.S. money-transmission licenses and operates a direct global network.
  • Its network reaches 140+ countries, 90 currencies, and 12 billion bank-account and wallet endpoints.
  • J.P. Morgan, Fiserv, and Aljazira Bank use Thunes for real-time cross-border payouts.

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Benefits

Health Insurance

401(k) Retirement Plan

Remote Work Options

Flexible Work Hours

Paid Vacation

Paid Holidays

Wellness Program

Mental Health Support

Conference Attendance Budget

Training Programs

Professional Development Budget

Stock Options

Company Equity

Phone/Internet Stipend

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Yahoo Finance
Sep 28th, 2026
J.P. Morgan partners with Thunes to connect clients to 12B accounts across 100+ payment corridors

J.P. Morgan has partnered with Thunes to power its XPedite Remit solutions suite. The collaboration will give J.P. Morgan clients access to 12 billion bank accounts and mobile wallets across more than 100 payment corridors through the Thunes network. Thunes co-founder and chief executive Peter De Caluwe said the partnership aims to make global commerce smoother. The deal marks a significant expansion of J.P. Morgan's cross-border payment capabilities, leveraging Thunes' extensive global payments infrastructure to streamline international money transfers for corporate clients.

PR Newswire
Sep 28th, 2026
Aljazira Bank selects Thunes to power next-generation global remittances from Saudi Arabia.

Aljazira Bank selects Thunes to power next-generation global remittances from Saudi Arabia. Sep 28, 2026, 02:00 ET Strategic collaboration to boost remittance payment speed, transparency, and international coverage for Aljazira Bank customers through Thunes' trusted Network. RIYADH, Saudi Arabia, Sept. 28, 2026 /PRNewswire/ - Thunes, the Smart Superhighway to move money around the world, has signed a new agreement with Aljazira Bank, one of Saudi Arabia's leading financial institutions, to modernize and expand its international remittance services. Through this collaboration, Aljazira Bank will significantly enhance the speed and reliability of consumer remittances and broaden its payment catalogue with new endpoints and destinations around the world. By leveraging Thunes' trusted Direct Global Network, the bank's retail customers will gain real-time access to pay to billions of bank accounts and mobile wallets worldwide, with optimised cross-border rails spanning key, high volume corridors in Asia Pacific, Europe, and the Gulf Cooperation Council. Thunes continues to expand its relationships in Saudi Arabia, supporting established, highly regulated local institutions to meet a surge in market demand as the Kingdom solidifies its position as a global hub for digital finance under Vision 2030. According to research by Thunes and Juniper Research, Saudi Arabia has one of the highest volumes of cross-border payment activity globally, with 56% of residents sending money internationally in the past year. The agreement with Aljazira Bank reinforces the profound trust that Saudi Arabia's premier banking players place in Thunes to power their core cross-border capabilities instantly, securely and at scale. Fahad Almutairi, Head of Retail Digital Banking and Payments at Aljazira Bank, said: "At Aljazira Bank, our focus is on providing our customers with world-class financial services that are fast, secure, and convenient. Leveraging Thunes' trusted Direct Global Network will enable us to upgrade our cross-border payment capabilities significantly. With the growth of new payment innovation and soaring international popularity of mobile wallets, we are prioritizing our customers' unprecedented access and faster account transfers across key international corridors." Ahmad Yaacoub, VP MENA and Country Head for Kingdom of Saudi Arabia at Thunes, said: "We are honored to be chosen by Aljazira Bank, a cornerstone of Saudi Arabia's banking sector. This agreement reflects the deep trust that established financial institutions place in Thunes to support their digital strategy. Together, we are connecting the Kingdom to the world, transforming how millions of people send money home. It's a seamless experience that empowers the Kingdom's essential migrant workforce and fuels the broader KSA economy." SOURCE Thunes

MarketBeat
Sep 23rd, 2026
JPMorgan Chase & Co. $JPM shares acquired by Empowered Funds LLC.

JPMorgan Chase & Co. $JPM shares acquired by Empowered Funds LLC. September 23, 2026 Empowered Funds LLC lifted its holdings in shares of JPMorgan Chase & Co. (NYSE:JPM) by 2.4% during the second quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 475,472 shares of the financial services provider's stock after acquiring an additional 11,078 shares during the period. JPMorgan Chase & Co. accounts for about 0.8% of Empowered Funds LLC's holdings, making the stock its 15th biggest position. Empowered Funds LLC's holdings in JPMorgan Chase & Co. were worth $155,636,000 at the end of the most recent quarter. A number of other institutional investors have also modified their holdings of the business. MBM Wealth Consultants LLC acquired a new stake in shares of JPMorgan Chase & Co. during the first quarter worth about $29,000. Aventus Investment Advisors Inc. acquired a new position in JPMorgan Chase & Co. in the 2nd quarter valued at about $33,000. Osbon Capital Management LLC purchased a new stake in JPMorgan Chase & Co. during the 4th quarter valued at approximately $35,000. Turim 21 Investimentos Ltda. purchased a new stake in JPMorgan Chase & Co. during the 1st quarter valued at approximately $62,000. Finally, Phillip James Consulting Co. acquired a new stake in JPMorgan Chase & Co. during the 4th quarter worth approximately $64,000. 71.55% of the stock is owned by institutional investors and hedge funds. Here are the key news stories impacting JPMorgan Chase & Co. this week: * New $20 billion QIA partnership supports long-term fee growth. J.P. Morgan Asset Management will oversee a $15 billion public-equities mandate and collaborate on $5 billion of private-markets investments for Qatar Investment Authority. The arrangement could expand JPMorgan's asset-management scale and recurring fee revenue. * Payments and investment-banking commentary remains constructive. JPMorgan is expanding cross-border payments through a Thunes partnership, while executives said dealmaking is on track for a strong year. These developments could benefit payments revenue and investment-banking fees. * JPMorgan CEO Jamie Dimon expects AI infrastructure spending to reach $1 trillion next year. The forecast highlights potential financing and advisory opportunities, but Dimon also warned that the investment boom could add to inflation, potentially keeping interest rates higher for longer. * Bank stocks sold off as investors questioned whether AI could disrupt traditional financial services. The market's preference for technology and AI-related shares pressured JPMorgan and other large banks despite JPMorgan's strong recent earnings and new QIA mandate. * Credit-card delinquencies and charge-offs rose sequentially in August. Although losses remained below year-ago levels, the increase raised concerns about gradual consumer deterioration and potential future credit costs for card issuers, including JPMorgan. JPMorgan Chase & Co. trading down 3.3%. Shares of JPM stock opened at $340.27 on Wednesday. The business's fifty day moving average price is $354.02 and its 200 day moving average price is $324.69. The firm has a market capitalization of $904.52 billion, a PE ratio of 14.58, a P/E/G ratio of 1.45 and a beta of 0.98. The company has a debt-to-equity ratio of 1.30, a current ratio of 0.85 and a quick ratio of 0.85. JPMorgan Chase & Co. has a 1-year low of $279.10 and a 1-year high of $366.50. Discover more Stock Market Holidays Live News Feed JPMorgan Chase & Co. (NYSE:JPM - Get Free Report) last released its earnings results on Tuesday, July 14th. The financial services provider reported $6.14 EPS for the quarter, beating analysts' consensus estimates of $5.59 by $0.55. JPMorgan Chase & Co. had a return on equity of 18.23% and a net margin of 21.86%.The company had revenue of $58.02 billion during the quarter, compared to the consensus estimate of $50.72 billion. During the same quarter last year, the company earned $4.96 earnings per share. JPMorgan Chase & Co.'s quarterly revenue was up 27.7% compared to the same quarter last year. As a group, sell-side analysts forecast that JPMorgan Chase & Co. will post 24.3 EPS for the current fiscal year. JPMorgan Chase & Co. increases dividend. The business also recently announced a quarterly dividend, which will be paid on Saturday, October 31st. Shareholders of record on Tuesday, October 6th will be given a dividend of $1.65 per share. The ex-dividend date is Tuesday, October 6th. This is an increase from JPMorgan Chase & Co.'s previous quarterly dividend of $1.50. This represents a $6.60 annualized dividend and a yield of 1.9%. JPMorgan Chase & Co.'s dividend payout ratio (DPR) is currently 25.71%. Analyst ratings changes. A number of research analysts have recently issued reports on the company. Barclays boosted their target price on JPMorgan Chase & Co. from $391.00 to $420.00 and gave the company an "overweight" rating in a report on Wednesday, July 15th. Morgan Stanley reaffirmed a "positive" rating and set a $370.00 price target on shares of JPMorgan Chase & Co. in a report on Wednesday, July 15th. Keefe, Bruyette & Woods lifted their price objective on shares of JPMorgan Chase & Co. from $370.00 to $384.00 and gave the company an "outperform" rating in a research report on Wednesday, July 15th. Truist Financial upped their price objective on shares of JPMorgan Chase & Co. from $344.00 to $352.00 and gave the stock a "hold" rating in a research report on Wednesday, July 15th. Finally, Wells Fargo & Company raised their target price on shares of JPMorgan Chase & Co. from $375.00 to $390.00 and gave the stock an "overweight" rating in a research note on Friday, August 14th. Sixteen analysts have rated the stock with a Buy rating and twelve have issued a Hold rating to the company. According to MarketBeat, the stock has a consensus rating of "Moderate Buy" and a consensus price target of $359.96. Insider transactions at JPMorgan Chase & Co. In other JPMorgan Chase & Co. news, insider Robin Leopold sold 2,500 shares of the stock in a transaction dated Thursday, September 10th. The shares were sold at an average price of $352.81, for a total value of $882,025.00. Following the completion of the transaction, the insider directly owned 71,047 shares of the company's stock, valued at approximately $25,066,092.07. This trade represents a 3.40% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 0.41% of the company's stock. JPMorgan Chase & Co. profile. JPMorgan Chase & Co is a global financial services company headquartered in New York City. Through its businesses, the company provides banking, lending, payments, investment banking, asset management and wealth management services to consumers, businesses, institutional clients and governments. The company operates through four primary business areas: Consumer & Community Banking; Commercial & Investment Banking; Asset & Wealth Management; and Corporate. Its offerings include deposit accounts, credit cards, mortgages, auto loans, business banking, commercial lending, treasury services, investment banking, securities trading, investment management and private banking. JPMorgan Chase serves customers in the United States and maintains operations and client relationships across numerous international markets. Want to see what other hedge funds are holding JPM? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for JPMorgan Chase & Co. (NYSE:JPM - Free Report). This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider JPMorgan Chase & Co., you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and JPMorgan Chase & Co. wasn't on the list. While JPMorgan Chase & Co. currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. Continue following MarketBeat

BayPay Forum
Sep 16th, 2026
Thunes expands payouts across six Middle East markets.

Thunes expands payouts across six Middle East markets. Thunes has expanded its Direct Global Network payout services to six Middle East markets, including Bahrain, Lebanon, and the UAE. Thunes has expanded its Direct Global Network payout services to six Middle East markets, including Bahrain, Lebanon, and the UAE. The announcement gives members of the network access to bank accounts, mobile wallets, and cash pickup locations across the six markets in local currencies. Members can connect either through direct API integration with Thunes or via existing SWIFT connectivity. The Middle East expansion builds on Thunes' rollout of real-time cross-border payments in Saudi Arabia in September 2025. With the addition of the six new markets, Thunes now covers a broader range of economic profiles across the region, from digitally advanced hubs to markets where remittance inflows form a substantial share of national income. In Bahrain, where the non-oil sector accounted for 85% of real GDP in 2025 according to the country's Ministry of Finance and National Economy, Thunes supports direct bank payouts in line with the National Digital Economy Strategy. In addition, in Oman, bank account payouts are positioned to support the objectives of Oman Vision 2040, a national economic diversification programme, at a time when the International Monetary Fund projects GDP growth of 4% for the country in 2026. In the UAE, Thunes now supports bank account payouts for both consumers and enterprises. The market is a regional payments hub shaped by the National Payment Systems Strategy, which promotes instant payment infrastructure across the country. Three of the six markets rely heavily on remittance flows. In Lebanon, Thunes supports mobile wallet payouts in a market that receives an estimated seven billion USD in remittances annually, according to World Bank data cited by L'Orient Today. In South Yemen, the company enables bank and cash pickup payouts in a market where remittances represent over 38% of total GDP, placing it among the most remittance-dependent economies globally, per ReliefWeb. In Syria, Thunes has introduced payouts to cash pickup locations, providing access to funds as the country works to rebuild its banking system, an effort supported by the UNDP and the Central Bank of Syria. The payout services are underpinned by Thunes' SmartX Treasury System, which the company describes as using automated forecasting for liquidity management, and its Fortress Compliance Platform, which the company states holds more than 50 licences worldwide. A Thunes official said the expansion is intended to give members and their end-users more direct access to markets that are prioritising digital payments and financial inclusion. The expansion adds to a series of moves by cross-border payment providers to deepen coverage in the Middle East, a region where regulatory modernisation and remittance dependency are shaping demand for payout infrastructure in different ways across markets... Sep 16, 2026 00:00

The Straits Times
Aug 17th, 2026
Thunes to support Fiserv's real-time global payouts for platforms.

Thunes to support Fiserv's real-time global payouts for platforms. Published Aug 17, 2026, 07:00 PM Capability enables Fiserv merchant customers to offer real-time international payouts via a single integration. SAN FRANCISCO, Aug. 17, 2026 /PRNewswire/ - Thunes, the Smart Superhighway to move money around the world, and Fiserv, a leading global provider of payments and financial services technology, today announced a strategic collaboration to transform how global platforms and marketplaces handle international payouts. Through the alliance, Thunes will support payouts for Fiserv's merchant ecosystem, enabling ecommerce platforms, marketplaces and other Fiserv clients to send money instantly around the world to pay employees, bills and suppliers. By leveraging Thunes' Direct Global Network, Fiserv clients will gain the ability to reach 12 billion bank accounts and mobile wallets in over 140 countries and 90 currencies. Sanjay Saraf, Chief Product Officer, Fiserv Merchant Services, said: "As merchants expand across borders, they need payments that are as seamless as their growth ambitions. Our work with Thunes helps businesses move money globally with greater speed, transparency and predictability, supporting more efficient and scalable global operations." Chloé Mayenobe, Deputy CEO at Thunes, added: "We are thrilled to enable cross-border payments infrastructure for Fiserv as they expand the boundaries of what their customers can achieve. This collaboration further validates Thunes' ability to support the world's largest fintechs with a robust global network designed to support compliant and efficient cross-border payouts. Together with Fiserv, we are powering the future of global commerce by making cross-border payments transparent, reliable, and real-time in supported markets." Kyle Rosen, Head of Americas at Thunes, added: "This collaboration with Fiserv captures the powerful momentum we are building in the US. U.S. platforms and marketplaces have historically faced significant friction when paying out globally at scale. Together, Thunes' licensed U.S. payments capabilities and Fiserv's merchant ecosystem can unlock increased speed and efficiency for businesses looking to capture global growth. We are proud to be the infrastructure engine driving this next chapter of real-time commerce for U.S. enterprises." This latest collaboration for Thunes represents another milestone for its growth in the Americas having obtained money transmission licenses in all U.S. states where required. Thunes continues to grow its support for major fintechs in the U.S. and around the world, offering fast, secure and reliable global money movement through its Direct Global Network. About Thunes: The issuer is solely responsible for the content of this announcement.