V

Viva.com

Cloud-based neobank offering payment processing

Junior Financial Operations Analyst

Full-TimeUpdated on 10/17/2026
No salary listed
Entry, Junior
Bachelor's
Marousi, Greece
In Person
Finance & BankingTreasury

About the job

Requirements
  • A Bachelor's degree in Finance, Accounting, Economics, Business Administration, Banking, Business Analytics, or a related field.
  • Up to two years of relevant experience in financial operations, payments, reconciliation, banking, or financial analysis; recent graduates with relevant academic knowledge or internship experience are also encouraged to apply.
  • Good knowledge of Microsoft Excel and confidence working with financial and operational data.
  • Strong analytical and problem-solving skills, including identifying discrepancies and interpreting financial data.
  • High attention to detail and commitment to data accuracy and completeness.
  • Strong organizational and time-management skills, including managing multiple tasks and meeting deadlines.
  • Good written and verbal communication skills in English.
  • Ability to collaborate effectively with technical and non-technical teams.
  • Willingness to learn, take ownership, and contribute to process improvement and automation initiatives.
  • Professionalism, accountability, and commitment to data integrity and confidentiality.
Responsibilities
  • Monitor bank transfer flows and support day-to-day financial operations.
  • Review operational data and contribute to identifying trends and process-improvement opportunities.
  • Support reconciliation activities across payment flows, card schemes, foreign currency transactions, and bank settlements.
  • Perform quality checks on financial data, files, and operational reports to ensure accuracy, completeness, and consistency.
  • Assist in reviewing and following up on reconciliation items with relevant internal teams.
  • Support the preparation and maintenance of operational reports, dashboards, and management information.
  • Monitor financial operations activities and communication channels to ensure timely follow-up and appropriate escalation.
  • Manage and follow up on cases assigned to the Financial Operations team.
  • Maintain accurate records of operational activities, reviews, and follow-up actions.
  • Collaborate with internal stakeholders, including Payments, Technology, Customer Operations, and Finance.
  • Contribute to process documentation, operational controls, automation, and continuous-improvement initiatives.
  • Use AI-enabled monitoring or workflow tools to manage daily recovery actions efficiently and accurately.
Desired Qualifications
  • Basic knowledge of SQL, Microsoft Access, or business intelligence and reporting tools.
  • Familiarity with financial transactions, payment flows, bank transfers, reconciliation, or card schemes.

About the company

Viva Wallet provides cloud-based payment processing and banking services for merchants across 24 countries, including online gateways, POS terminals, and business accounts with local IBANs and corporate debit cards. Its platform on Microsoft Azure supports 30+ payment methods and features like Tap to Pay on iPhone/Tap on Phone and a Smart Checkout that localizes language, currency, and payment options to improve conversions. A key differentiator is the 0% commission model for merchants who use both card acceptance and Viva Wallet’s corporate debit card, plus its licensed European neobank status and merchant cash‑advance capability. The company aims to simplify cross-border payments for merchants and expand its European footprint in payments, banking services, and mobile card acceptance.

Company Size

501-1,000

Company Stage

Acquired

Total Funding

$178.5M

Headquarters

Athens, Greece

Founded

2010

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Simplify's Take

What believers are saying

  • May 14, 2026 expansion added Estonia, Latvia, Lithuania, Slovakia, and Slovenia.
  • July 22, 2026 Wero added 57 million users to Viva.com's checkout options.
  • Fiskaltrust gives Viva.com fiscalisation software, winning ERP and POS vendor integrations.

What critics are saying

  • J.P. Morgan sued Viva in September 2026, seeking €916 million and control leverage.
  • The valuation war blocks management, distracts engineers, and threatens a forced sale.
  • A court-triggered ownership shift would fracture founder control and end Viva's independence.

What makes Viva.com unique

  • Viva.com combines payments, banking, and financing on one regulated European platform.
  • Its Tap on Phone and Tap to Pay coverage spans 29 countries by May 2026.
  • Wero integration and 400-plus partners deepen local payment acceptance across Europe.

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Benefits

  • Health Insurance
  • Performance Bonus
  • Professional Development Budget
  • Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-4%
Yahoo Finance
Jul 23rd, 2026
Viva.com joins European Payments Initiative to integrate Wero wallet across 29 markets

Viva.com has joined the European Payments Initiative (EPI), integrating the Wero digital wallet into its payments and banking platform. The integration will initially launch in Belgium, France and Germany, with additional countries to follow as Wero expands. Viva.com operates as a pan-European banking infrastructure across 29 markets, providing services including card acceptance and payment gateways for businesses. Wero will join more than 40 payment methods available through its platform. The Wero digital wallet supports instant account-to-account transfers and reportedly has more than 57 million users across Europe. Viva.com also plans to support Wero's expansion into NFC-based in-store acceptance when available. Earlier this year, Global Payments' Worldpay business joined EPI as a principal member.

Coindoo
Jul 22nd, 2025
UK Court Blocks JPMorgan's $1.1B Viva Bid

A UK court has blocked JPMorgan Chase's $1.1 billion lawsuit against Greek fintech Viva Wallet. The dispute arose from JPMorgan's 2022 acquisition of a 48.5% stake in Viva, with an option to buy the remaining shares if Viva's valuation fell below €5 billion by July 30, 2025. JPMorgan alleged Viva obstructed growth to maintain its valuation above the threshold, but the court halted the bank's efforts to trigger the buyout option.

Viva.com
Feb 19th, 2025
Viva.com Acquires Majority Stake in Fiskaltrust - viva.com

Viva.com Acquires Majority Stake in Fiskaltrust to Become the First in Europe to Offer Payments & Banking Solution, Integrated with Fiscalisation Services.

BilKuj
Jan 9th, 2025
JPMorgan Takes Legal Action Against Viva Wallet In Ongoing Valuation Dispute

JPMorgan Chase & Co. (NYSE: JPM) has filed two lawsuits against Greece's Viva Wallet, escalating a long-standing legal battle over the fintech company's valuation.

Greek City Times
Jan 8th, 2025
JP Morgan Sues Viva Wallet in Ongoing Dispute Over Valuation

JP Morgan sues Viva Wallet in ongoing dispute over valuation.