Kemper

Kemper

Insurer offering property-casualty and life

Business Systems Analyst

Full-Time
No salary listed
Junior, Mid
Bachelor's
Birmingham, AL, USA+1 more

More locations: Jacksonville, FL, USA

Hybrid

Hybrid work is based primarily in the Jacksonville or Birmingham office.

About the job

Requirements
  • Bachelor’s degree in Business, Information Systems, Computer Science, or a related field, or equivalent work experience.
  • Two to four years of experience in business systems analysis or related information technology or business roles.
  • Working knowledge of business analysis practices, requirements gathering, and documentation techniques.
  • Working knowledge of software development life cycle methodologies including Scaled Agile Framework Agile and Waterfall, with experience supporting Agile delivery teams preferred.
  • Experience with tools such as JIRA, Confluence, Visio, ServiceNow, or similar platforms.
  • Strong analytical, problem-solving, organizational, communication, and data analysis skills with the ability to support validation, troubleshooting, and reporting activities and work effectively in a collaborative team environment.
  • Willingness to learn new technologies, business processes, and regulatory concepts.
  • Ability to work in a hybrid environment with primary office locations in Jacksonville, Florida, or Birmingham, Alabama.
Responsibilities
  • Conduct requirements gathering sessions and participate in the analysis and documentation of business and system requirements.
  • Translate business needs into user stories and acceptance criteria utilizing Scaled Agile Framework Agile and Behavior-Driven Development/Gherkin methodologies.
  • Document workflows, process flows, data mappings, system interactions, and functional design documentation.
  • Participate in Scaled Agile Framework Agile delivery activities including backlog refinement, sprint planning, stand-ups, retrospectives, and Program Increment planning.
  • Collaborate with business stakeholders, developers, architects, and project teams to clarify requirements, validate solutions, and communicate project status, risks, and issues.
  • Support testing activities including test case development, defect management, traceability validation, and user acceptance testing.
  • Support change management, production readiness, deployment, and post-production support activities.
  • Support administration and operational activities for assigned applications and platforms, including user access, role management, and permissions support.
  • Support enterprise privacy, consent management, compliance, and data governance initiatives, including analysis and support of external-facing digital experiences.
  • Maintain knowledge of business processes, technical platforms, and evolving compliance and regulatory requirements while adhering to corporate policies and standards.
Desired Qualifications
  • Experience in insurance, financial services, or other regulated industries.
  • Experience supporting Agile delivery teams.
  • Experience supporting external-facing digital platforms, privacy/compliance initiatives, or application administration activities.

About the company

Kemper is an insurance holding company in the United States offering personal and commercial insurance products through two segments: Specialty Property & Casualty (auto and other coverage) and Life & Health (life and health products). It sells mainly through independent agents and brokers; premiums pay for claims and operations while a large asset base generates investment income. It differentiates itself by combining P&C and life/health lines with a nationwide agent network to provide tailored solutions for individuals, families, and businesses. Its goal is to provide tailored insurance solutions across the United States and manage a broad portfolio of insurance and financial services to meet customer needs.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Madrid, Spain

Founded

1990

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Simplify's Take

What believers are saying

  • Q2 2026 Florida and Texas personal auto combined ratio hit 95.5%.
  • Specialty commercial auto grew policies 9.2% year over year, with 93.7% underlying ratio.
  • Kemper booked over $80 million annualized restructuring savings by August 2026.

What critics are saying

  • Q2 2026 goodwill impairment and $464.8 million net loss crushed reported equity.
  • California personal auto still ran at 107.3% underlying combined ratio in Q2 2026.
  • April 2026 ShinyHunters breach exposed 269,300 accounts, inviting class actions and retention damage.

What makes Kemper unique

  • Kemper's nonstandard auto expertise and 24,100-agent network target hard-to-place risks nationwide.
  • Chris Flint's enterprise distribution unit unifies P&C and Life agency selling.
  • Kemper's Florida, Texas, and specialty commercial auto diversification reduces California concentration.

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Benefits

Health Insurance

Dental Insurance

Life Insurance

Disability Insurance

401(k) Company Match

401(k) Retirement Plan

Paid Vacation

Employee Stock Purchase Plan

Company News

Insurance Business
Sep 25th, 2026
Kemper rebuilds its distribution structure as California diversification accelerates

Kemper rebuilds its distribution structure as California diversification accelerates. Three leadership changes reflect a carrier managing a California correction while pursuing growth in Florida, Texas and specialty commercial auto 25 Sep 2026 Kemper Corporation has created a new enterprise Distribution and Marketing organisation and made three senior appointments across its P&C claims and life insurance businesses, as the insurer continues to cut exposure in California while growing its book elsewhere. Chris Flint has been named chief distribution and marketing officer, heading the new unit which consolidates sales and marketing resources across Kemper's businesses. He reports to President and CEO Steve McAnena. Flint had most recently served as president of Kemper Life since 2023. Todd Williams has joined as chief claims officer, leading Kemper's P&C claims organisation and reporting to Eric Kappler, head of P&C. Williams brings more than 25 years of auto claims experience, including building and leading the claims organisation at Bristol West. Jennifer Kopps-Wagner has been named head of Kemper Life, succeeding Flint and reporting to McAnena. She spent more than eight years as Kemper Life's general counsel and will oversee core insurance operations including administration, actuarial, product, pricing and underwriting. McAnena said Williams's knowledge of the nonstandard auto market and proven claims leadership, alongside Kopps-Wagner's life and operating experience, position them well to advance Kemper's priorities in each business. The underwriting picture behind the restructure. The three appointments extend a broader leadership rebuild at Kemper this year. McAnena became president and CEO on June 1, ending a roughly seven-month interim period following former CEO Joseph P. Lacher Jr.'s departure. Kappler was named executive vice president and president of P&C on July 30, succeeding Matthew Hunton. The context for the new distribution organisation is Kemper's uneven performance across its personal auto book. In California, the underlying combined ratio stood at 107.3% in the second quarter of 2026, outside the company's target range, though down 1.9 points from the first quarter. Kemper is focused on restoring profitability rather than growing volume there - policies in force fell 10% sequentially in the quarter. The picture is different elsewhere. In Florida and Texas combined, the personal auto book carried an underlying combined ratio of 95.5% in the second quarter, within target, with policies in force up 7% sequentially as the company pursued geographic diversification. The specialty commercial automobile segment grew policies in force 9.2% year on year with an underlying combined ratio of 93.7%, though its combined ratio of 101.2% reflected $17.7 million in non-catastrophe adverse prior-year reserve development. Kemper has identified more than $60 million in cumulative run-rate savings from restructuring as of its first-quarter 2026 results. What the changes signal for agents. For the 24,100 agents and brokers in Kemper's network, the creation of a dedicated distribution and marketing leadership function signals the carrier is building the infrastructure for coordinated growth outside California rather than managing a contraction. Williams's nonstandard auto background is directly relevant for agents placing difficult personal lines risk through Kemper's P&C book. Flint's move into a cross-business distribution role suggests the insurer intends a more integrated approach to agency relationships across its P&C and life platforms. Kemper serves more than 4.4 million policies through its Kemper Auto and Kemper Life brands and reports approximately $12 billion in assets.

Yahoo Finance
Sep 24th, 2026
Kemper creates enterprise distribution unit, appoints Chris Flint as chief officer

Kemper Corporation has established a new enterprise Distribution & Marketing organisation and announced several leadership appointments across its businesses. Chris Flint has been named Chief Distribution & Marketing Officer, bringing together sales and marketing resources across Kemper's operations. Flint previously served as President of Kemper Life since 2023. Todd Williams has joined as Chief Claims Officer, bringing over 25 years of auto claims experience, including building the claims organisation at Bristol West. He will report to Head of P&C Eric Kappler. Jennifer Kopps-Wagner has been appointed Head of Kemper Life, succeeding Flint. She previously served as Kemper Life's General Counsel for more than eight years and will oversee the business's core insurance operations and strategy.

TMCnet
Sep 24th, 2026
Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments

Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments TMCnet News [September 24, 2026] | / | Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments Kemper Corporation (NYSE: KMPR) today announced the formation of an enterprise Distribution & Marketing organization and leadership appointments in its P&C and Life businesses. Together, these actions support Kemper's strategic priorities by aligning leadership and capabilities in areas central to performance and long-term profitable growth. The new Distribution & Marketing organization will bring together sales and marketing resources across Kemper's businesses under the leadership of Chris Flint, who has been named Chief Distribution & Marketing Officer, reporting to President and Chief Executive Officer Steve McAnena. Flint most recently served as President of Kemper Life, a position he held since 2023. The organization will strengthen and coordinate Kemper's distribution capabilities while supporting each business's distinct strategy and profitable growth objectives. "Aligning distribution and marketing capabilities is an important strategic step to enable sustained, disciplined, profitable growth," said McAnena. "Chris brings extensive experience across independent and exclusive agency channels, as well as direct and digital distribution. His breadth of experience, undestanding of our businesses, and proven leadership make him well suited to lead this organization, deepen our distribution relationships, and expand customer acquisition." Kemper also announced leadership appointments in P&C Claims and Life. Todd Williams has joined Kemper as Chief Claims Officer and leads the P&C Claims organization, with responsibility for claims strategy, performance and transformation. Reporting to Head of P&C Eric Kappler, Williams brings more than 25 years of auto claims experience and deep expertise in the nonstandard auto market, including building and leading the claims organization at Bristol West. Jennifer Kopps-Wagner has been named Head of Kemper Life, reporting to McAnena. She succeeds Flint as leader of the business after serving more than eight years as Kemper Life's General Counsel. Her background combines broad business, legal and operating expertise across life, health and supplemental insurance. She will oversee Life's core insurance operations and strategy, including insurance administration, actuarial, product, pricing and underwriting. "Effective claims management in P&C and the continued success of our Life business are important to Kemper's overall performance," McAnena said. "Todd's knowledge of the nonstandard auto market and proven leadership of claims functions, and Jennifer's life and operating experience position them well to support and advance our priorities in each business." About Kemper The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.4 million policies, is represented by 24,100 agents and brokers, and has 7,000 associates dedicated to meeting the ever-changing needs of its customers. Learn more about Kemper. View source version on businesswire.com: https://www.businesswire.com/news/home/20260924584385/en/ [ Back To TMCnet.com's Homepage] |

MarketBeat
Aug 11th, 2026
Insider buying: Kemper (NYSE:KMPR) director acquires $129,550.00 in stock.

Insider buying: Kemper (NYSE:KMPR) director acquires $129,550.00 in stock. August 11, 2026 Key points. * Kemper director Jason Gorevic purchased 5,000 shares at an average price of $25.91, investing $129,550 and increasing his direct holdings by 18.66% to 31,802 shares. * Kemper's stock fell 0.7% to $26.21, while the insurer reported quarterly EPS of $0.45, beating estimates, despite a 10.8% year-over-year revenue decline and a net loss margin of 10.84%. * The company declared a quarterly dividend of $0.32, equivalent to $1.28 annually and a 4.9% yield. Analysts remain cautious, assigning the stock a consensus "Reduce" rating, while institutional investors own 86.23% of shares. * Interested in Kemper? Here are five stocks we like better. Kemper Corporation (NYSE:KMPR - Get Free Report) Director Jason Gorevic bought 5,000 shares of the company's stock in a transaction dated Monday, August 10th. The stock was bought at an average cost of $25.91 per share, with a total value of $129,550.00. Following the transaction, the director directly owned 31,802 shares in the company, valued at approximately $823,989.82. The trade was a 18.66% increase in their position. The acquisition was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Kemper stock down 0.7%. NYSE:KMPR traded down $0.18 during mid-day trading on Tuesday, reaching $26.21. The stock had a trading volume of 812,287 shares, compared to its average volume of 1,039,576. The company has a debt-to-equity ratio of 0.43, a current ratio of 0.17 and a quick ratio of 0.17. The company has a market capitalization of $1.54 billion, a price-to-earnings ratio of -3.12 and a beta of 1.04. Kemper Corporation has a 1-year low of $22.69 and a 1-year high of $54.90. The stock's 50 day simple moving average is $27.29 and its two-hundred day simple moving average is $30.33. Kemper (NYSE:KMPR - Get Free Report) last released its earnings results on Wednesday, August 5th. The insurance provider reported $0.45 EPS for the quarter, topping analysts' consensus estimates of $0.34 by $0.11. Kemper had a positive return on equity of 2.89% and a negative net margin of 10.84%.The company had revenue of $1.09 billion for the quarter, compared to the consensus estimate of $1.16 billion. During the same quarter last year, the business posted $1.30 EPS. Kemper's quarterly revenue was down 10.8% compared to the same quarter last year. Equities analysts anticipate that Kemper Corporation will post 1.93 EPS for the current year. Kemper dividend announcement. The firm also recently disclosed a quarterly dividend, which will be paid on Friday, September 4th. Shareholders of record on Friday, August 21st will be issued a $0.32 dividend. This represents a $1.28 dividend on an annualized basis and a yield of 4.9%. The ex-dividend date of this dividend is Friday, August 21st. Kemper's payout ratio is currently -15.24%. Wall Street analysts forecast growth. A number of research analysts have recently issued reports on KMPR shares. Zacks Research downgraded shares of Kemper from a "hold" rating to a "strong sell" rating in a research report on Wednesday, May 13th. Piper Sandler dropped their price objective on shares of Kemper from $35.00 to $28.00 and set an "underweight" rating on the stock in a research note on Thursday, May 7th. UBS Group cut their target price on shares of Kemper from $44.00 to $43.00 and set a "buy" rating on the stock in a report on Monday. Weiss Ratings downgraded Kemper from a "sell (d+)" rating to a "sell (d)" rating in a research note on Thursday. Finally, Wall Street Zen raised Kemper from a "sell" rating to a "hold" rating in a report on Saturday. One research analyst has rated the stock with a Buy rating, three have given a Hold rating and four have issued a Sell rating to the stock. Based on data from MarketBeat, Kemper currently has a consensus rating of "Reduce" and a consensus target price of $43.67. Discover more Options profit calculator AI infrastructure stocks Stock market news Institutional inflows and outflows. Several institutional investors and hedge funds have recently bought and sold shares of the company. Integrated Wealth Concepts LLC boosted its position in shares of Kemper by 39.9% during the first quarter. Integrated Wealth Concepts LLC now owns 4,933 shares of the insurance provider's stock worth $330,000 after buying an additional 1,406 shares during the period. Goldman Sachs Group Inc. increased its position in Kemper by 16.2% in the 1st quarter. Goldman Sachs Group Inc. now owns 557,786 shares of the insurance provider's stock valued at $37,288,000 after acquiring an additional 77,764 shares during the period. United Services Automobile Association bought a new stake in Kemper during the 1st quarter valued at $260,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its stake in shares of Kemper by 4.8% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 198,248 shares of the insurance provider's stock worth $13,253,000 after purchasing an additional 9,008 shares in the last quarter. Finally, Jane Street Group LLC grew its stake in shares of Kemper by 112.7% in the first quarter. Jane Street Group LLC now owns 10,516 shares of the insurance provider's stock worth $703,000 after purchasing an additional 5,573 shares in the last quarter. Institutional investors own 86.23% of the company's stock. Kemper company profile. Kemper Corporation NYSE: KMPR is a diversified insurance holding company headquartered in Chicago, Illinois. Formed through the rebranding of Unitrin in 2010, Kemper has established a nationwide presence by offering a broad array of property and casualty insurance products. The company distributes its products through independent agents, brokers and direct-to-consumer channels, serving both individual policyholders and commercial clients. The personal insurance segment provides coverage for automobiles, homeowners, renters and umbrella lines, while the commercial business focuses on liability, workers' compensation and specialty property solutions tailored to small and mid-sized enterprises. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Continue following MarketBeat Before you consider Kemper, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Kemper wasn't on the list. While Kemper currently has a Reduce rating among analysts, top-rated analysts believe these five stocks are better buys. The AI boom extends far beyond the biggest tech names. Discover 10 companies supplying the memory, storage, networking, semiconductor manufacturing, and power infrastructure that make AI possible. Learn where the next wave of AI investment opportunities may emerge - and the key risks investors should watch as the global AI buildout accelerates.

Yahoo Finance
Aug 6th, 2026
Kemper posts $465M net loss after $460M goodwill impairment but cuts costs by $80M

Kemper Corp reported a net loss of $464.8 million, or $7.90 per share, for Q2 2026, primarily due to a $460 million non-cash goodwill impairment in its specialty auto segment. The company also recognised a $16.6 million after-tax allowance for credit losses related to surplus notes. Despite the headline loss, adjusted consolidated net operating income totalled $26.3 million, or $0.45 per share. The specialty auto underlying combined ratio improved 0.8 points sequentially to 102.0%, whilst personal auto improved 1.3 points to 105.2%. Commercial auto performed strongly with a 93.7% combined ratio and 9.2% year-over-year growth in policies. The life business generated $18 million in net operating income with earned premiums increasing to $103 million. Kemper identified over $80 million in cumulative annualised restructuring savings, up $20 million from the previous quarter.