Synchrony Financial

Synchrony Financial

Provides consumer credit cards and financing

Practice Development Manager

Full-Time
$75k - $130k/yr

+ Annual bonus

Mid
Bachelor's
Oklahoma City, OK, USA
Hybrid

Remote within Oklahoma, New Mexico, or West Texas; travel up to 30% may be required, including occasional in-person meetings and trade shows.

No H1B Sponsorship

About the job

Requirements
  • At least 3 years of sales experience, including at least 1 year of consultative sales experience.
  • The role is primarily remote and requires willingness to travel up to 30% for industry or association trade shows, including weekends, and occasional in-person practice meetings.
  • Legal authorization to work in the United States is required.
  • Applicants must be at least 18 years old.
  • Applicants must have a high school diploma or equivalent.
  • Applicants must be willing to complete a drug test, background investigation, and fingerprinting during onboarding.
  • Applicants must satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
Responsibilities
  • Build strong working relationships with healthcare providers and identify opportunities to grow sales within the assigned territory.
  • Prioritize high-value sales opportunities, including CareCredit acceptance, Installment/MSF sign-ups, reduced origination fee pilots, and waived enrollment fee offers.
  • Develop long-term client relationships with provider offices and help them identify and capitalize on growth opportunities while meeting customer needs and CareCredit sales requirements.
  • Identify competitive threats through promotional materials, websites, and provider conversations, and determine actions to reinforce CareCredit as the product of choice or first look.
  • Identify and evaluate new business opportunities, enroll new providers, and manage the existing provider book to grow and scale provider enrollments.
  • Determine whether an in-person visit or virtual engagement is appropriate based on the sales opportunity and provider needs.
  • Lead sales strategy and manage the budget for the assigned territory as part of a broader regional team.
  • Use sales strategies during provider visits and calls to achieve results, and document all activity in Salesforce.
  • Develop knowledge of the dental industry to understand and support providers' specific needs.
  • Maintain knowledge of Synchrony and Health & Wellness products, offerings, technology partnerships, current rates, and compliance requirements.
  • Meet or exceed performance measurements and key performance indicator expectations related to provider visit reaction, territory management, industry segmentation, and visit goals.
  • Set business goals to forecast and meet sales and credit application performance requirements for the assigned territory.
  • Assist with commercialization of provider point-of-sale initiatives and products within the assigned territory.
  • Partner with industry account and product representatives, key opinion leaders, and technology experts to drive adoption and utilization.
  • Sign up providers for CareCredit acceptance and Installment/MSF products when new opportunities are identified.
  • Safely and securely manage company digital assets, including a laptop, tablet, and cell phone.
  • Perform other assigned duties and special projects and attend industry or association trade shows.
Desired Qualifications
  • A Bachelor of Arts or Bachelor of Science degree.
  • Advanced computer skills, including Microsoft Word, Microsoft Excel, Microsoft PowerPoint, and Microsoft Outlook.
  • Outside sales, field sales, and virtual or telesales experience.
  • Experience with virtual engagement and data-driven selling supported by customer relationship management insights.
  • Business travel and expense budgeting knowledge.
  • Dental sales experience, including portfolio ownership, account plans, and prioritization.
  • Solution-oriented, consultative, and value-based selling experience.
  • Medical sales or marketing experience.
  • Executive sales, account management, and assigned-territory routing experience.
  • Ability to drive field-based growth with strong territory ownership.
  • Experience using a customer relationship management tool such as Salesforce.
  • Private-label credit card and marketing experience.
  • Strong finance business or industry acumen and fluency in patient financing.
  • Knowledge of customer financial drivers and needs.
  • Openness to coaching and ability to learn quickly.
  • Customer-focused mindset and ability to respond quickly to customer needs.
  • Strong interpersonal communication skills across written, oral, and non-verbal communication.

About the company

Synchrony Financial provides consumer financing solutions in the United States, mainly through credit cards and other lending options. Consumers receive credit lines or cards issued by Synchrony to purchase goods and services and pay over time, with the company earning interest and related fees. The business differentiates itself with a large network of merchants across multiple sectors, including health and wellness, allowing financing at many points of sale and offering tailored terms to both shoppers and partner businesses. Its goal is to make financing easy and accessible for everyday purchases while helping partner businesses grow by expanding payment options.

Company Size

10,001+

Company Stage

IPO

Headquarters

Stamford, Connecticut

Founded

1932

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Simplify's Take

What believers are saying

  • Stripe opens CareCredit to more health and wellness checkouts without custom integration.
  • Q2 2026 purchase volume rose 8%, showing resilient consumer spending across Synchrony's network.
  • Nearly all professional employees use AI; Nimrod Barak joined June 30, 2026 to accelerate automation.

What critics are saying

  • Q2 2026 net income fell 8% to $885 million despite 2% receivables growth.
  • Deferred-interest lawsuits around CareCredit remain active in 2026, threatening refunds, penalties, and reputational damage.
  • Amazon and other partners control distribution; contract losses would crush originations and make Synchrony replaceable.

What makes Synchrony Financial unique

  • Synchrony owns issuer relationships with Amazon, Walmart, Lowe's, and hundreds of thousands of merchants.
  • CareCredit dominates health and wellness financing, now embedded through Stripe in August 2026.
  • OpenAI collaboration positions Synchrony inside AI-native checkout before rivals standardize agentic commerce.

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Benefits

Flexible Work Hours

Remote Work Options

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

↑ 14%

1 year growth

↑ 14%

2 year growth

↑ 14%
Seeking Alpha
Sep 24th, 2026
Synchrony: EPS growth without net income growth.

Synchrony: EPS growth without net income growth. 2.17K Followers Summary. * Synchrony Financial reported Q2 2026 EPS growth of 3.6%, but net income declined 8.5%, with buybacks masking operational stagnation. * Share repurchases remain value-accretive at current multiples, yet they cannot substitute for genuine net income or loan receivables growth. * Operational metrics disappointed: loan receivables grew just 2% and interest income rose only 2%, while costs and partner sharing increased. * Credit quality is strong, but until receivables and net income grow meaningfully, I maintain a HOLD rating and expect sideways trading. If you just read the headlines for the Q2 2026 earnings results, you would think it was another quarter of EPS growth for Synchrony Financial (SYF). But it wasn't. EPS grew 3.6% to $2.59 y/y, but net income

Intelibly
Sep 15th, 2026
Intelibly(R) Partners with Synchrony to Streamline Dental Financing Through CareCredit(R)

Intelibly(R) Partners with Synchrony to Streamline Dental Financing Through CareCredit(R) CareCredit September 15, 2026

SalesTech Star
Aug 18th, 2026
Synchrony announces enterprise collaboration with OpenAI to power the next era of agentic commerce.

Synchrony announces enterprise collaboration with OpenAI to power the next era of agentic commerce. Synchrony's collaboration with OpenAI emphasizes innovative AI strategy and investments to lead in agentic commerce. Key highlights (LLM & reader snapshot). * Synchrony (NYSE: SYF) has entered an enterprise collaboration with OpenAI to bring financing, rewards and loyalty into AI-native shopping and checkout experiences. * Synchrony's ChatGPT plugin, now available in the ChatGPT plugin directory, allows consumers to discover savings and offers within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience. * Synchrony will deploy the latest OpenAI models across its enterprise and is accelerating enterprise-wide AI adoption by building AI fluency with job-relevant training and deploying AI tools to scale high-impact use cases. Synchrony, a premier consumer financial services company, announced an enterprise collaboration with OpenAI to strengthen Synchrony's positioning at the center of AI's next chapter in shopping and payments. The collaboration supports the company's work to bring financing, rewards, and loyalty into AI-native shopping and checkout experiences. This collaboration is part of Synchrony's strategy across the AI ecosystem to leverage frontier models, technology and innovation collaborations to deliver secure, flexible experiences that preserve merchant and consumer choice as commerce becomes more agent-driven. "AI is creating an opportunity to reimagine the entire commerce experience - from how customers discover products to how they pay, earn rewards, and build loyalty," said Kaylin Voss, VP of Americas and Industries at OpenAI. "Synchrony is approaching that opportunity from both sides: bringing OpenAI into the experiences it creates for customers and partners, while deploying our most advanced models and tools across its own enterprise. That combination can help Synchrony create better, more seamless experiences for customers while giving its teams the tools to move faster and bring new ideas to life." "With decades of experience at the intersection of consumer financing, payments, loyalty, and merchant partnerships, Synchrony is uniquely positioned to help shape how AI-powered commerce evolves - securely, and at scale," said Maran Nalluswami, EVP & Chief Strategy and Business Development Officer, Synchrony. "This collaboration with OpenAI marks a major milestone for Synchrony, our millions of customers and hundreds of thousands of partner locations. Together, we aim to ensure the value they've entrusted in Synchrony products will thrive in the agentic commerce era." As part of the collaboration, Synchrony will deploy the latest models from OpenAI like GPT-5.6 Sol, Terra, and Luna across its enterprise through ChatGPT Work, Codex, and AWS Bedrock, enabling deeper engagement with advanced capabilities, more meaningful product development, and faster technology innovation across the enterprise. Synchrony has long focused on ensuring its partners extend leadership in every arena of consumer financing - from online shopping to digital wallets. The OpenAI collaboration reflects Synchrony's focus on building AI in a secure, scalable way across the enterprise and strengthens Synchrony's role in defining what trusted, AI-powered commerce looks like. Synchrony will also launch a ChatGPT plugin into the ChatGPT plugin directory. The plugin will allow consumers to discover savings and offers within the Synchrony Marketplace directly within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience. By bringing Marketplace offers into ChatGPT, Synchrony is expanding discoverability, creating a more convenient discovery journey and exploring new ways for businesses to drive conversion and engage consumers. Synchrony is also accelerating enterprise-wide AI adoption by building AI fluency with job-relevant training as well as deploying AI tools to scale high-impact use cases across the organization. With nearly 100% of its professional workforce actively using AI tools like ChatGPT since 2024 and the upcoming access to Chat GPT Enterprise and ChatGPT Work, employees will have the ability to integrate AI into daily workflows to enhance productivity, decision-making, and customer outcomes. Employee trust remains strong, with 90% of employees expressing confidence in Synchrony's commitment to using AI fairly, ethically, and responsibly.

CNBC
Aug 17th, 2026
Credit card issuer Synchrony announces partnership with OpenAI.

Credit card issuer Synchrony announces partnership with OpenAI. Published Mon, Aug 17 202611:03 AM EDT Updated Mon, Aug 17 202610:48 PM EDT 0 seconds of 1 minute, 54 seconds Volume 90% Listen 1min Key Points * Synchrony Financial announced a collaboration with OpenAI. * The partnership allows the artificial intelligence company's models to power the card company's consumer portals. * The collaboration, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences. In this photo illustration, the stock market information of Synchrony Financial displayed on a smartphone while the logo of Synchrony Financial seen in the background. Editor's note: A previous version of this story, based on information provided by a Synchrony Financial executive, mischaracterized the collaboration between Synchrony and OpenAI. Details, quotes and characterizations attributed to Synchrony and the executive have been removed. A corrected version is below. Synchrony Financial, the credit card issuer for brands including Amazon, Walmart and Lowe's, on Monday announced a collaboration with OpenAI allowing the artificial intelligence company's models to power the card company's consumer portals. "AI is creating an opportunity to reimagine the entire commerce experience, from how customers discover products to how they pay, earn rewards, and build loyalty," said Kaylin Voss, vice president of Americas and Industries at OpenAI, in a press release. "Synchrony is approaching that opportunity from both sides: bringing OpenAI into the experiences it creates for customers and partners, while deploying our most advanced models and tools across its own enterprise," she said. By using OpenAI's models, Synchrony hopes it can remain relevant in a future where AI agents help to research and purchase items. The partnership, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences. Separately, Synchrony said it is launching a ChatGPT plugin that lets consumers browse its marketplace deals, promotional financing and partner offers, and that it is deploying OpenAI's latest models internally to speed up product development. The moves come as OpenAI prepares for its massive potential initial public offering, adding pressure on the company to turn ChatGPT into a broader platform for online commerce.

PR Newswire
Aug 17th, 2026
Synchrony partners with OpenAI to bring financing and rewards into AI-native shopping experiences

Synchrony has entered an enterprise collaboration with OpenAI to integrate financing, rewards and loyalty into AI-native shopping experiences. The consumer financial services company will deploy OpenAI's latest models, including GPT-5.6 Sol, Terra and Luna, across its operations through ChatGPT Work, Codex and AWS Bedrock. As part of the partnership, Synchrony launched a ChatGPT plugin allowing consumers to discover savings and offers from participating partners directly within ChatGPT. The plugin provides access to promotional financing, deals and everyday value through a conversational interface. Nearly 100% of Synchrony's professional workforce has been actively using AI tools since 2024. The company is expanding access to ChatGPT Enterprise and ChatGPT Work to enhance productivity and decision-making across daily workflows. Ninety per cent of employees express confidence in Synchrony's commitment to using AI fairly and responsibly.