A

Amar Bank

Digital-first bank offering unsecured personal loans

Senior Product Designer

Full-TimeUpdated on 10/15/2026
No salary listed
Mid, Senior
Jakarta, Indonesia
In Person
Product & Experience DesignProduct Design

About the job

Requirements
  • Four to seven or more years of experience in product design, UX design, or a similar digital product design role.
  • A strong portfolio demonstrating end-to-end product design work across several products, domains, or complex initiatives.
  • Strong product thinking and the ability to independently understand problems, define solutions, and make design decisions.
  • Strong understanding of UX fundamentals, interaction design, information architecture, usability, and visual design.
  • Basic data analysis skills, including the ability to read and interpret product metrics, funnels, conversion rates, user behavior, and experiment results to support design decisions.
  • Demonstrated interest or hands-on experience in improving design workflows using automation, AI, or technical tooling.
  • Strong communication and stakeholder management skills, including the ability to explain design rationale, challenge assumptions, and facilitate decision-making.
Responsibilities
  • Own the end-to-end product design process, from problem definition, ideation, and solutioning.
  • Work across multiple products or product domains and adapt to different user journeys, business models, and technical constraints.
  • Collaborate with Product, Engineering, Data, Business, and other stakeholders to define problems and identify appropriate solutions, and take ownership of specific sub-metrics to help achieve desired outcomes.
  • Elevate design craft to add tangible product value, establish rigorous feature evaluations, and maintain continuous feedback loops so design solutions proactively enable product success.
  • Experiment with AI-assisted workflows to improve research synthesis, documentation, design quality assurance, product analysis, and repetitive design operations.
Desired Qualifications
  • Created or contributed to a Figma plugin, internal design tool, script, or other tooling that solves a real workflow problem.
  • Built or contributed to automation workflows using tools such as n8n, Make, Zapier, application programming interfaces, scripts, or similar platforms.
  • Actively experiments with AI tools, AI agents, large language models, Model Context Protocol, or AI-assisted design workflows to improve daily productivity.
  • Contributed to or created dashboards for data analysis using Mixpanel, Looker, or Google Analytics.
  • Experience designing fintech, banking, lending, financial services, or other complex or regulated digital products.

About the company

Amar Bank is a digital-first bank in Indonesia focused on financial inclusion for the unbanked and MSMEs, delivering products through digital channels. Its Tunaiku platform uses big data and predictive analytics to underwrite unsecured personal loans and often disburses funds within 24 hours to support business capital or home improvements. Senyumku is a cloud-based, mobile-only digital banking app developed with Google that uses AI to help customers manage money and build savings habits. The bank also offers an embedded banking SDK so partners such as e-commerce platforms can integrate payments and loans, aiming to expand access to affordable financial services through technology and strategic partnerships.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Surabaya, Indonesia

Founded

1991

Get referred to Amar Bank

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 net profit rose 16.1% to Rp249.6 billion, a record for Amar.
  • Q1 2026 credit grew 30.62% to Rp4.16 trillion, driving assets to Rp6.93 trillion.
  • Amar's net NPL improved to 0.86% in Q1 2026 from 1.48%.

What critics are saying

  • OJK data showed Amar's gross NPL at 8.14% in March 2026.
  • Tunaiku's unsecured MSME loans depend on underwriting discipline; credit slippage hits earnings fast.
  • Loan-to-deposit ratios above 100% force wholesale funding dependence; any market freeze strains survival.

What makes Amar Bank unique

  • Tunaiku has disbursed over Rp19 trillion since 2014, funding Indonesia's underserved borrowers.
  • Embedded banking inside MRT Jakarta and JULO extends Amar into partner ecosystems.
  • SBI Holdings bought 5.63% in October 2025, validating Amar's digital-banking model.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours

Company News

InsuranceAsia
Oct 9th, 2025
SBI Holdings Acquires 5% of Amar Bank

SBI Holdings has acquired over 5% of PT Bank Amar Indonesia Tbk (Amar Bank), becoming its third-largest institutional investor. This marks SBI's entry into Indonesia's digital banking sector. The partnership aims to leverage SBI's expertise to enhance services for retail and MSME customers. Amar Bank President Director Vishal Tulsian and Tolaram's Navin Nahata highlighted the potential for collaboration and affirmed Amar Bank's strategy to expand financial access.

Crowdfund Insider
Jul 4th, 2020
Amarbank launches app-only banking service that resides completely in Google Cloud

Indonesia-based Amar Bank, which is part of the Tolaram Group and reportedly became the first Fintech bank in the country with the launch of its digital product, Tunaiku, has introduced an app-only banking service that resides completely in Google Cloud.