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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Ejecutivo Negocios Trainee

Retail & Commercial BankingPosted on Nov 11
Full-timeLima, PeruNo salary listedIn-person

About the Job

Responsibilities

  • Plan and manage commercial activities using available tools, coordinating with the Office Manager to meet product, service, and migration objectives.
  • Proactively manage the non-personalized and optional customer base, maintaining service quality and achieving management results by telephone and in person.
  • Use opportunities in the branch floor to market products and services and to update and maintain customer data, prioritizing these actions at every contact.
  • Consistently cross-sell during customer interactions, continuing to offer complementary products where possible rather than limiting the interaction to one product or transaction.
  • Provide comprehensive customer service, maintain service quality, and encourage customers to migrate to alternative channels.
  • Resolve incidents and complaints responsibly, ensuring quality service and a prompt response.
  • Monitor outstanding risk continuously and act preventively on risk alerts to anticipate deterioration in portfolio risk quality.
  • Manage overdue risk, including personal loans, cards, and overdrafts, by planning and executing recovery actions.
  • Evaluate and analyze credit transactions and submit them to the appropriate approval levels.
  • Inform and pre-qualify customers for credit and debit cards, issue them within delegated authority, and assign, cancel, or block coordinated cards and debit cards.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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