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PNC Financial Services

Runs a national bank for people and businesses

Commercial Banking Relationship Manager 3-Dealer Floorplan

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • Commercial relationship management experience is required.
  • The role typically requires a university or college degree; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
  • Industry-relevant experience is typically 8 or more years.
  • Specific certifications are often required, although no certification is required for this position.
  • Candidates must demonstrate appropriate knowledge, skills, and abilities for the role.
  • Customer-focused knowledge and practices, using customer needs and satisfaction to inform business decisions and create customized solutions.
  • Ability to assess and manage risks associated with business objectives and activities in support of the enterprise risk management framework.

Responsibilities

  • Establish commercial relationships and use sales and negotiation skills.
  • Grow, monitor, maintain, and support commercial loans and related products.
  • Manage strategic performance and reporting for the assigned market.
  • Set relationship strategies and direct activities with new and existing clients to grow sales, revenue, and market share, typically working with clients facing advanced levels of risk and complex needs.
  • Develop and execute strategies to acquire, expand, and retain client relationships, generate revenue, and deepen share of wallet.
  • Originate, financially analyze, negotiate, and document credit and non-credit products and services.
  • Manage risk and returns and drive quality for new and existing clients; identify and mitigate regulatory, reputational, operational, credit, and other risks.
  • Identify client opportunities and provide ideas and insights based on understanding clients' needs and financial well-being; drive client engagement and loyalty.
  • Generate ideas and best practices within relationship management and mentor other team members.
  • Manage networks of senior internal and external relationships to acquire new clients, expand existing clients, and enhance the client experience.
  • Present the full range of the bank's products and services to clients and use reporting and sales tools to identify and convert sales opportunities.
  • Analyze, evaluate, and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies.

Desired Qualifications

  • Commercial underwriting experience is preferred.
  • Preferred skills include book-of-business management, client relationship building, credit processes, credit products, customer engagement, dealer financing, dealer relationship management, decision-making, financial analysis, and identifying sales opportunities.
  • Higher-level education, such as a master's degree or PhD, and relevant certifications are desirable.

About the Company

PNC Financial Services

Runs a national bank for people and businesses

PNC Financial Services runs one of the largest banks in America, serving households and businesses of every size through branches, apps, and corporate bankers. Acquisitions turned it from a regional lender into a coast-to-coast bank, notably its purchases of National City during the 2008 financial crisis and BBVA USA in 2021. Consumers keep checking and savings accounts, such as Virtual Wallet with its built-in budgeting tools, and take out mortgages and credit cards, while companies borrow and manage cash through PNC. It earns most of its money on the gap between loan interest and deposit costs, and the rest from fees. PNC traces its roots to a savings bank founded in 1845 and is based in Pittsburgh, Pennsylvania.

Company size
10,001+
Company stage
IPO
Headquarters
Pittsburgh, PA
Founded
1845

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