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Aflac

Supplemental health and life insurance provider

Billing Coordinator 1

Full-TimePosted on 10/23/2026Deadline 10/30/26
$50k - $70k+ Annual bonus + Company stock purchase opportunity
Junior
Bachelor's
Remote in USA+1 moreMore locations: United States
Remote
AccountingAccounts Payable/Receivable

About the job

Requirements
  • Solid presentation, negotiation, and customer service abilities.
  • Solid analytical and problem-solving skills.
  • Solid interpersonal, written, oral, and telephone communication skills to effectively interact with Aflac’s clients.
  • A Bachelor's degree in a related field, or an equivalent combination of education and experience.
  • At least one year of job-related work experience in the insurance and/or financial industry.
Responsibilities
  • Oversees multiple group accounts and their members, focusing on premium accounting and billing.
  • Handles past due management, billing discrepancies, and error resolution for assigned customers, including payment collection, aging suspense, and member-level discrepancies.
  • Manages and reconciles suspense accounts for assigned blocks.
  • Collaborates with external and internal partners to ensure accurate premium payments and applications.
  • Conducts premium payment audits as needed to help clients identify and rectify incorrect or missing payments.
  • Reports the financial status of group accounts to internal and external partners.
  • Works with internal departments to resolve premium or billing issues, changes, updates, or errors, and communicates findings effectively; acts as a liaison with other internal departments as needed.
  • Collaborates with internal departments to resolve billing versus remittance challenges and past due invoices.
  • Builds and maintains positive relationships with internal and external clients.
  • Works with relevant areas on account reviews and audits to address broker or client concerns and develop action plans for issues, risks, and opportunities.
  • Performs other duties as assigned.
Desired Qualifications
  • Knowledge of payroll account management.
  • Experience with billing services.
  • At least one year of experience addressing diverse customer needs.

About the company

Aflac provides supplemental health and life insurance products to individuals and families, operating mainly in two regions: Aflac Japan and Aflac U.S. Its policies are designed to cover out-of-pocket costs from health events and income loss, including cancer, critical illness, accidents, hospital stays, and life events. These benefits are paid directly to policyholders to help manage medical expenses not fully covered by primary insurance. The products are distributed through a network of independent agents, brokers, and financial advisors, enabling a high-volume, low-premium model that supports a large, stable customer base and ongoing revenue. Japan is its largest market, and the company uses this broad distribution and scale to differentiate itself from competitors. The goal is to provide straightforward financial protection against unexpected health-related costs while expanding its presence in the U.S. and Japanese markets.

Company Size

10,001+

Company Stage

IPO

Headquarters

Columbus, Georgia

Founded

1955

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Simplify's Take

What believers are saying

  • Japan first-half 2026 sales rose 7%; refreshed Tsumitasu and Anshin Palette drove growth.
  • U.S. group voluntary, dental, and vision products lifted sales 2.6% in Q2 2026.
  • Aflac repositioned $4.8 billion of portfolio assets, targeting $50 million annual investment income.

What critics are saying

  • A 9.3% weaker yen cut Q2 adjusted EPS by $0.05 and masks Japan profit.
  • Japan sales fell 5.6% in Q2 2026, showing Miraito comparisons and lapse pressure.
  • Japan Post now holds over 50 million shares, creating governance pressure during any 2026-2027 slowdown.

What makes Aflac unique

  • Aflac dominates Japan supplemental cancer insurance, anchored by Miraito, Tsumitasu, and Anshin Palette.
  • Its independent-agent distribution and iconic duck brand create cheap, persistent customer acquisition.
  • Forty-three consecutive dividend raises signal disciplined underwriting and shareholder-first capital allocation.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Paid Holidays
  • Hybrid Work Options
  • Remote Work Options

Growth & Insights and Company News

6 month growth

-2%

1 year growth

-1%

2 year growth

-1%
PR Newswire
Oct 6th, 2026
bswift launches AI-powered carrier configuration tools with Aflac to simplify benefit plan setup and updates

bswift, a benefits technology and administration company, has launched AI-powered carrier configuration tools in partnership with Aflac. The tools help Channel Partners and clients add, switch, and update benefit plans more quickly and accurately. The technology uses bswift's Emma Intelligence to automatically configure plans, rates, and rules from uploaded carrier-specific plan documents, reducing manual work and errors. The system is tailored to each carrier's unique plan structures and documentation. The announcement builds on AI-native capabilities bswift introduced in July for setting up new small and midsize groups. The new tools address changes within existing sites on the bswift platform, particularly for complex products like voluntary benefits. bswift plans to expand the technology to additional carriers over time.

Yahoo Finance
Sep 19th, 2026
Aflac's net earnings jump 37.7% to $825M, but adjusted earnings fall 7.7% on yen weakness

Aflac reported divergent second-quarter results on 6 August. Net earnings rose 37.7% to $825 million, aided by reduced investment losses. However, adjusted earnings fell 7.7% to $883 million. Currency fluctuations masked underlying performance. The yen weakened 9.3% against the dollar, costing $0.05 per share. Excluding currency effects, first-half adjusted earnings per share rose 4.1% to $3.57. Japan's pretax adjusted margin widened to 34.3% from 32.0% as claims declined, though net earned premiums fell 3.7%. US net earned premiums increased 2.3% to $1.5 billion, but the pretax adjusted margin narrowed to 20.9% from 22.5%. Aflac returned $1.3 billion to shareholders during the quarter, including $983 million in buybacks. The company declared a $0.61 third-quarter dividend payable 1 September.

Yahoo Finance
Sep 17th, 2026
Jim Cramer calls Aflac 'not great, not bad' as insurer posts $825M earnings amid FX headwinds

On September 11, during Mad Money's lightning round, Jim Cramer described Aflac Incorporated as "not great, not bad," noting the stock isn't expensive but lacks significant growth potential. He said the company has limited downside risk at current levels. Aflac reported second-quarter net earnings of $825 million, up from $599 million the previous year. The company returned $1.3 billion to shareholders through $983 million in share repurchases and $309 million in dividends. However, total revenues declined to $4.1 billion, pressured by foreign exchange headwinds. Aflac Japan's adjusted revenues dropped 12.6% in dollar terms to $2.2 billion due to a weaker yen. According to Insider Monkey's database, 39 hedge funds held stakes in Aflac during the second quarter.

AktienSensor
Sep 16th, 2026
Japan Post Holdings acquires 63% stake in AFLAC for $5.8B

Japan Post Holdings has acquired approximately 63% of AFLAC Inc., purchasing around 50.6 million shares in a transaction valued at an estimated $5.8 billion. The Japanese entity is acting as trustee of a trust holding the stake. The acquisition gives Japan Post Holdings significant influence over AFLAC's corporate governance, including board appointments and strategic direction. AFLAC's share price rose modestly by 0.8% following the disclosure, closing at $117.50. The transaction was disclosed via Form 4 filing as of 10 September 2026. With AFLAC's market capitalisation standing at approximately $9.3 billion, the stake positions Japan Post Holdings amongst the insurer's largest shareholders. The cross-border ownership structure may attract regulatory scrutiny from both US and Japanese authorities. Institutional investors are advised to monitor the trust's proxy voting behaviour and governance decisions.

Yahoo Finance
Sep 8th, 2026
Aflac shares lag insurance sector ETF despite $61.7B market cap and Japan cancer insurance leadership

Aflac shares have underperformed the broader insurance sector, rising just 1.7% over the past three months compared to a 12.4% gain for the iShares U.S. Insurance ETF. The Columbus, Georgia-based supplemental insurance provider, valued at $61.7 billion, trades 10% below its July 52-week high of $130.22. The company's recent second-quarter results disappointed investors, with adjusted earnings of $1.75 missing expectations and revenue falling 1% year-over-year to $4.1 billion. Higher benefits and claims pressured profitability at Aflac U.S., whilst operations in Japan showed signs of slowing. Analysts have grown cautious about Aflac's growth prospects, questioning whether its core businesses can deliver sufficient expansion beyond share buybacks. The stock has dipped below its 50-day moving average, suggesting weakened near-term momentum despite holding above its 200-day average for most of the past year.