Product Counsel
Posted on 4/1/2024
EarnIn

201-500 employees

Financial services
Company Overview
Earnin's mission is to build a financial system that works for people. The financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as they operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
Fintech

Company Stage

Series C

Total Funding

$264.6M

Founded

2012

Headquarters

Palo Alto, California

Growth & Insights
Headcount

6 month growth

11%

1 year growth

29%

2 year growth

93%
Locations
Palo Alto, CA, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Marketing
CategoriesNew
Legal
Risk & Compliance
Legal & Compliance
Requirements
  • 4+ years of legal experience
  • J. D. degree with at least one State Bar membership
  • Experience in a product counseling role, preferably at a FinTech or other software or technology services companies
  • Fluency in translating legal advice into actionable guidance for innovative product and business teams
  • Experience with launching financial services products and advising on the legal and regulatory aspects of product development
  • Familiarity with financial services laws and regulatory regimes
  • Advanced analytic ability with experience owning projects from concept to finish
  • Strong business-oriented judgment and problem-solving orientation
  • Proactive and collaborative style with the ability to work with little supervision
Responsibilities
  • Develop positive and trusted relationships with business partners and compliance, marketing, and legal colleagues
  • Provide full product life-cycle counseling from ideation to execution and go-to-market
  • Actively bring forward creative ideas and insights into how legal frameworks can support new product developments and customer experiences
  • Review ideas for new products and features from early stages of development through launch by assessing legal risks while providing creative and practical legal advice
  • Counsel and coordinate across various departments to facilitate product innovation within a complex regulatory framework
  • Prioritize workload to set goals and meet deadlines in a fluctuating and sometimes ambiguous business environment
  • Develop scaled strategies for addressing risk in business-centric ways
  • Assist in drafting terms of use, product policies, and disclosures, and implement related processes
  • Stay up-to-date on applicable financial services, consumer protection, advertising, and privacy laws and regulations to ensure an ongoing ability to provide sound advice
  • Respond promptly to a wide range of legal requests and coordinate closely with legal department colleagues and others