Full-Time

Sr. Business Analyst-Commercial Bank UW&PM

Confirmed live in the last 24 hours

Capital One

Capital One

10,001+ employees

Offers diverse financial products and services

Fintech
Financial Services

Mid, Senior

H1B Sponsorship Available

Richmond, VA, USA

Category
Project Management
Strategy Development
Business & Strategy
Required Skills
Market Research
SQL
Data Analysis
Requirements
  • Bachelor’s Degree
  • At least 1 year of experience in analysis
  • Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering (preferred)
  • 1+ years of experience in Statistical model building (preferred)
  • 1+ years of experience in market research (preferred)
  • 1+ years of experience in SQL querying (preferred)
  • 2+ years of experience in business analysis (preferred)
  • 1+ years of experience in consulting (preferred)
Responsibilities
  • Refine how Commercial Bank defines and measures against its strategic objectives, as well as those of the individual Lines of Business and Segments
  • Consult with Leaders and Subject Matter Experts to better understand the areas we’ve targeted for growth
  • Establish measurement capability for growth areas, from pipeline opportunities, through the credit lifecycle, into maturity and run-off
  • Create systematic sourcing including providing expertise to standardization and ontology teams
  • Manage discussion on asset walk between existing bespoke sourcing and future state sourcing
  • Develop future state requirements into analytic tools to pivot quickly and pursue emerging strategic segments
  • Engage in white-space problem solving to take free-form business requirements and convert them into measurable analytical tools
  • Articulate how the business operates and how that aligns (or doesn’t) with our analytical environment
  • Build influence with Leaders to broker consensus on problem solving approach and measurement capability
  • Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
  • Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
  • Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
  • Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
  • Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
  • Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
  • Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
  • Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
  • Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
  • Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus

Capital One offers a range of financial services, including credit cards, savings accounts, car loans, and business checking accounts, primarily in the United States. Their products are designed to be user-friendly, with no fees or minimums for checking accounts, allowing customers to manage their finances easily. Capital One stands out from competitors through its commitment to financial inclusion and education, partnering with organizations like Khan Academy to provide resources for financial literacy. The company's goal is to make banking more accessible and straightforward for everyone.

Company Stage

IPO

Total Funding

$15.9M

Headquarters

McLean, Virginia

Founded

2014

Simplify Jobs

Simplify's Take

What believers are saying

  • Capital One's mobile app is a model for secure, user-friendly digital banking.
  • Data sharing with Worldpay enhances payment security and fraud prevention.
  • Partnerships with fintechs like Minna Technologies improve customer experience.

What critics are saying

  • Increased competition in subscription management tools may dilute Capital One's advantage.
  • Over-reliance on partnerships could expose Capital One to technological risks.
  • Departure of key personnel like Joe Rodriguez may affect risk management continuity.

What makes Capital One unique

  • Capital One offers user-friendly banking with no fees or minimums for checking accounts.
  • The company partners with Khan Academy to provide financial literacy education.
  • Capital One is the first major U.S. bank to offer subscription management tools.

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Benefits

Medical, Dental, & Vision coverage

Onsite Health Centers

Prescription saving with network of local pharmacies

Stock Purchase Plan

Education Assistance

401(k)

Flexible Spending Accounts

Life and Disability insurance

Generous paid time off + corporate & floating holidays

Registered dieticians on site, cooking classes and free virtual fitness classes

Employee Assistance Program