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Wells Fargo

Nationwide banking and financial services

Business Banker

Full-TimeDeadline 10/13/26
No salary listed
Mid
Pensacola, FL, USA
In PersonBanker placements may occur within a 10-mile radius of the applied branch.
No H1B Sponsorship

About the job

Requirements
  • At least 2 years of financial services, sales, or customer service experience, or equivalent experience, training, military experience, or education.
  • Bilingual Spanish proficiency.
  • Loan Originator registration is required at the time of employment and the candidate must meet applicable financial responsibility, character, general financial fitness, criminal background, and ongoing regulatory requirements.
  • Successful candidates must meet additional screening requirements when necessary.
Responsibilities
  • Manage and grow a portfolio of low- to moderately complex business clients, typically with $500,000 to $2 million in annual sales, owning the client journey from onboarding through relationship deepening and new-client acquisition.
  • Understand and offer Wells Fargo financial solutions and digital services, using available tools to provide tailored recommendations.
  • Analyze each client's operations, goals, and financial needs and provide compliant financial recommendations.
  • Advise clients on business accounts, credit, treasury services, and digital tools.
  • Prospect and network with external and internal partners to build relationships, generate referrals, and grow the small-business customer base.
  • Collaborate with internal banking channels to support business owners in developing complete relationships.
  • Partner with Relationship Managers and Lending Officers on complex structures and align work with underwriting policies and risk guidelines.
  • Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member without taking applications or offering or negotiating transaction terms.
  • Fulfill applicable Loan Originator duties and comply with Regulation Z, Consumer Financial Protection Bureau requirements, and Wells Fargo policies.
Desired Qualifications
  • At least 2 years of in-branch business banking experience.
  • At least 1 year of experience managing a dedicated book of small-business customers across an assigned territory.
  • Bilingual speaking and listening proficiency in Spanish and English.
  • Experience proactively sourcing, acquiring, building, and maintaining customer and colleague relationships.
  • Experience using business acumen to provide financial-services consultation to business customers.
  • Knowledge of bank lending programs, credit policies, and specialty products.
  • Ability to meet team objectives while maintaining individual performance.
  • Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners.
  • Customer-service experience handling complex transactions across multiple systems.
  • Knowledge of retail compliance controls, risk management, and loss prevention.
  • Ability to educate customers about technology and communicate the value of mobile-banking options.
  • Experience interacting with customers and employees with integrity and professionalism.
  • Experience mentoring and peer-coaching others.

About the company

Wells Fargo provides banking, investment, and payment services to individuals, businesses, and institutions. Its products include checking and savings accounts, loans, credit cards, wealth management, and payments, accessible through branches, online and mobile platforms, and full payment rails. The company combines a wide national footprint with a long history and a business model that integrates banking, investment, and payments, supported by a large network of branches and ATMs. Its goal is to help customers manage money, grow wealth, and move funds safely and reliably.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 9% and net income reached $6.4 billion.
  • First-half 2026 loans grew 12%, driven by credit cards, autos, and commercial lending.
  • March 2026 Fed termination of its enforcement action freed Wells Fargo's growth trajectory.

What critics are saying

  • Two OCC orders still linger in 2026, keeping compliance scrutiny and remediation costs alive.
  • July 2026 layoffs in Iowa passed 300 jobs, signaling relentless cost cuts and morale damage.
  • A revived fee-driven growth model recreates misconduct incentives if sales pressure outruns controls.

What makes Wells Fargo unique

  • June 2025 asset-cap removal lets Wells Fargo grow loans, deposits, and markets balance sheet.
  • Fargo passed 1 billion interactions by March 2026, proving scalable digital engagement.
  • Q2 2026 investment banking fees hit $939 million, showing credible capital-markets regain.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

Company News

TipRanks
Oct 1st, 2026
Workday expands revolving credit facility from $1B to $1.5B

Workday has expanded its revolving credit facility from $1.0 billion to $1.5 billion under a new multi-bank agreement led by Wells Fargo. The facility, which entered into effect on 1 October 2026, replaces the company's previous credit agreement from April 2022. The new credit agreement runs until October 2031, with options for limited one-year extensions. It supports multi-currency borrowing in US dollars and approved foreign currencies, with no revolving loans outstanding as of the closing date. The facility features a maximum leverage ratio of 3.50 to 1.00, with flexibility up to 4.50 to 1.00 following certain qualified acquisitions. Interest and fee structures are tied to either Workday's consolidated leverage ratio or its senior unsecured debt ratings.

MarketScreener
Sep 30th, 2026
CTO Realty Growth closes $1B unsecured credit facility, extends debt maturities to 2029

CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.

StreetInsider
Sep 29th, 2026
Tesla secures $30B in new credit facilities across three senior unsecured agreements

Tesla has secured $30 billion in new credit facilities through three agreements dated 29 September 2026. The package includes a $20 billion three-year delayed draw term loan facility with Citibank as administrative agent, plus an $8 billion five-year revolving credit facility and a $2 billion 364-day revolving credit facility, both administered by Wells Fargo Bank. The delayed draw term loan permits up to ten withdrawals within 18 months, with available commitments stepping down over time. The revolving facilities support borrowings in US dollars, pounds sterling, or euros, and can be expanded by up to $4 billion. Tesla may use proceeds for general corporate purposes. No amounts were drawn as of 29 September, and the company does not plan to draw on the facilities in 2026. Tesla terminated its existing $5 billion revolving credit agreement with no outstanding borrowings or penalties.

Yahoo Finance
Sep 29th, 2026
Wells Fargo upgrades S&P 500 Industrials to favourable on AI infrastructure demand

Wells Fargo Investment Institute has upgraded the S&P 500 Industrials sector from neutral to favourable, reversing a downgrade made in July 2026. Since that downgrade, Industrials underperformed the broader S&P 500 Index by approximately 7.8% through 24 September 2026. The firm cited the sector's positioning at the centre of several investment cycles. AI infrastructure continues driving demand for power generation, grid equipment, electrical systems, and construction machinery. Existing backlogs provide visibility into early 2027 for shorter-cycle equipment and into 2030 or later for power-generation markets. Wells Fargo expects increased infrastructure and defence spending, manufacturing reshoring, and commercial aerospace demand to broaden participation beyond early AI beneficiaries. The analysts noted strong pricing power and extended backlogs should help leading companies absorb near-term cost pressures.

Yahoo Finance
Sep 22nd, 2026
Fed hikes rates to 3.75-4%, boosting Wells Fargo's NII outlook amid higher loan yields

The Federal Reserve raised interest rates by 25 basis points to 3.75–4% on 16 September 2026, its first increase since July 2023. The move could support Wells Fargo's net interest income (NII), as higher rates typically allow banks to earn greater yields on loans and interest-earning assets. Wells Fargo's NII rose 5.2% year-over-year in the first half of 2026, driven by lower deposit costs and stronger loan balances. The Fed's removal of the bank's asset cap in June 2025 has given Wells Fargo additional flexibility to expand lending. However, higher deposit costs and potential credit demand weakness may limit gains. Wells Fargo expects 2026 NII of $50 billion.