Summer 2027

Commercial Banking Intern

SouthState Bank

SouthState Bank

1,001-5,000 employees

Regional bank serving Southeastern communities

No salary listed

Greenville, SC, USA

In Person

On-site in an office five days per week.

Bachelor's

Category
Finance & Banking (1)
Required Skills
Market Research
Financial analysis
Word/Pages/Docs
Marketing
Excel/Numbers/Sheets

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Requirements
  • Current undergraduate student pursuing a Bachelor's degree in Business Management, Mathematics, Accounting, Finance, or a related field.
  • Graduating in 2028 as a rising senior.
  • A minimum GPA of 3.4 is preferred.
  • Proficiency in Microsoft Excel and Microsoft Word.
  • Ability to prioritize tasks, maintain attention to detail, meet deadlines, and work effectively under pressure.
  • Ability to effectively access and interpret information on computer screens, documents, and reports.
  • Ability to work extended periods using a computer, with sitting or standing at an appropriate desk.
  • Ability to complete mandatory new-hire compliance training and New Employee Orientation.
Responsibilities
  • Participate in internship program activities, including workshops, training sessions, and special projects.
  • Conduct market research and financial analysis to identify client needs and recommend tailored banking solutions.
  • Assist with financial spreads, due diligence on potential borrowers or guarantors, and loan document reviews to support client transactions.
  • Collaborate with relationship managers, credit analysts, and team leaders to contribute to real-time business initiatives.
  • Support marketing activities to enhance client engagement and promote banking services.
  • Engage in professional development, analytical training, networking, and community involvement activities.
  • Work alongside commercial banking teams to gain hands-on exposure to banking operations, strategies, financial solutions, and industry insights.
Desired Qualifications
  • A minimum GPA of 3.4.

SouthState Bank provides personal and commercial financial services, including deposit accounts, loans, and wealth management, to customers across the Southeastern United States. These products work by pooling customer deposits to fund local lending and investment activities, which are managed through a network of physical branches and digital banking platforms. Unlike larger national competitors, the bank focuses on a relationship-based model that prioritizes local market knowledge and personalized service while maintaining the financial scale of a major regional player. The bank's goal is to support the financial health of its clients and communities by combining the resources of a large institution with the accessibility of a local community bank.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Winter Haven, Florida

Founded

1934

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 net income hit $230 million, with EPS of $2.35 and 11% annualized loan growth.
  • The board raised the dividend to $0.66 on August 14, 2026, signaling confidence.
  • Credit quality improved in Q2 2026, with net charge-offs at 0.06% and NPAs falling.

What critics are saying

  • Q1 2026 NIM fell to 3.79%, forcing guidance down to 3.75%-3.80%.
  • Texas and Colorado deposits cost about 2.10%, squeezing returns versus legacy Southeast funding.
  • If deposit competition persists through 2026, funding costs can erase loan-growth benefits.

What makes SouthState Bank unique

  • SouthState's August 2026 government-contractor vertical targets defense and NASA-adjacent clients across nine states.
  • The July 2026 correspondent-banking platform broadens fee income beyond plain vanilla lending.
  • David Mathis brings MartinFederal CEO experience and 25 years in government-contracting banking.

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Benefits

Remote Work Options

401(k) Retirement Plan

Health Insurance

Paid Vacation

Wellness Program

Flexible Work Hours

Conference Attendance Budget

Family Planning Benefits

Fertility Treatment Support

Professional Development Budget

Stock Options

Company Equity

Phone/Internet Stipend

Home Office Stipend

Mental Health Support

Company News

PR Newswire
Aug 24th, 2026
Bond Street REIT expands credit facility to $300M with KeyBank, BMO and Santander joining syndicate

Bond Street Investment Trust has increased its revolving credit facility by $200 million, bringing total commitments to $300 million. JPMorgan Chase led the expansion as administrative agent and sole bookrunner, with BMO Capital Markets and KeyBanc Capital Markets serving as joint lead arrangers. KeyBank National Association, BMO Bank and Banco Santander joined the facility, expanding the bank group to five institutions. The upsize utilises the accordion feature of Bond Street's credit agreement, which permits commitments up to $600 million. Since securing a $300 million equity commitment from Conversant Capital in August 2025, the Charleston-based REIT has acquired 17 centres, expanding its portfolio to nearly 1,000,000 square feet. The firm has entered Phoenix, Dallas and Midwestern markets whilst maintaining its Southeast presence.

PR Newswire
Aug 17th, 2026
SouthState Bank launches government contractor banking vertical, hires former MartinFed CEO

SouthState Bank has launched a Government Contractor Banking vertical and appointed David Mathis as director to lead the initiative. Mathis brings nearly a decade of experience from MartinFederal Consulting, where he served as CEO before successfully selling the company this year. He also has 25 years of commercial banking experience focused on the government contracting industry. The new vertical will support companies working with federal agencies across SouthState's nine-state footprint, offering services including financing, treasury management, capital markets and mergers and acquisitions advice. SouthState president Richard Murray noted the bank's presence in regions with military bases and operations supporting NASA, the Department of Justice and the Department of Energy.

Yahoo Finance
Aug 1st, 2026
SouthState beats Q2 EPS estimates by 2.4% as non-performing assets fall 14%

SouthState reported second-quarter results showing robust loan and deposit growth with stable margins. Revenue reached $672.7 million, slightly below analyst estimates of $674.1 million, while adjusted earnings per share of $2.35 beat expectations of $2.29. CEO John Corbett highlighted that the company expanded its commercial banking sales force by over 10% in the past three quarters. Non-performing assets declined by 14%, reflecting improved credit quality. During the earnings call, analysts questioned net interest margin trends, deposit mix dynamics, and expense management amid increased hiring. CFO Steve Young indicated stable guidance assuming mid- to upper-single-digit growth with flat rates. The company expects 4% expense growth, supported by deferred origination costs offsetting compensation increases. SouthState also announced plans to test new correspondent banking products for a 2027 rollout.

PR Newswire
Jul 23rd, 2026
SouthState Bank raises dividend 10%, reports $230M Q2 net income with 11% loan growth

SouthState Bank Corporation reported second quarter 2026 results with net income of $230 million and diluted earnings per share of $2.35, up 11% year over year. The bank's chief executive officer, John C. Corbett, highlighted solid loan growth, stable net interest margin, and improved asset quality. Loans increased by $1.4 billion, or 11% annualised, compared to the prior quarter, whilst deposits grew by $474 million, or 3% annualised. Net interest income reached $576 million, up $14 million from the previous quarter. Net charge-offs totalled $8 million, or 0.06% of average loans. The board of directors increased the quarterly cash dividend from $0.60 to $0.66 per share, payable on 14 August 2026. Tangible book value per share rose to $58.72, representing a 13% year-over-year increase.

Yahoo Finance
Jul 23rd, 2026
SouthState Q2 earnings expected at $2.33 per share, revenues to reach $677M

Wall Street analysts expect SouthState to report quarterly earnings of $2.33 per share, representing a 1.3% year-over-year increase, with revenues projected at $677.15 million, up 1.9% from the same quarter last year. The consensus earnings estimate has been revised upward by 0.1% over the past 30 days, reflecting analysts' reappraised projections. Key metrics projections include an efficiency ratio of 52.5%, compared to 52.8% last year, and a net interest margin of 3.8%, down from 4.0% previously. Average total interest-earning assets are forecast to reach $61.42 billion, up from $57.71 billion year-over-year. Analysts predict total nonperforming assets will decline to $320.33 million from $323.84 million, whilst net interest income is expected to decrease slightly to $575.87 million from $577.95 million.