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Wells Fargo

Nationwide banking and financial services

Mortgage Retail Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeIn-person

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Basic Microsoft Office skills are desired.
  • Experience with retail residential mortgage, including purchase fundings over the past 12 months referred primarily from established local or external sources, is desired.
  • Experience educating clients on various mortgage programs is desired.
  • Mortgage industry experience is desired.
  • Knowledge and understanding of sales prospecting and generating referrals is desired.
  • Experience developing and cultivating professional relationships is desired.
  • Bilingual speaking proficiency in Spanish and English is desired.
  • Customer service experience is desired.
  • Must obtain SAFE registration at the time of employment and meet applicable Loan Originator qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards; ongoing regulatory requirements may include additional screening.
  • Reliable transportation is required.
  • Must be able to work nights, weekends, and/or holidays as needed or scheduled.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality loans that comply with requirements and provide customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed about mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise independent judgment while developing understanding of and adhering to Mortgage Retail Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete follow-up activities related to registration lock-in, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately-complex financial and credit data, then match customer needs with an appropriate loan program and risk level.
  • Inform prospective and existing customers about mortgage programs, rates, policies, underwriting requirements, and loan procedures.
  • Maintain client satisfaction and loan quality through timely, proactive customer communication.
  • Pursue company training to increase knowledge of products, policies, procedures, and underwriting requirements.
  • Meet applicable SAFE Mortgage Licensing Act and related regulatory requirements for a position involving customer contact and offering or negotiating terms or taking applications for dwelling-secured transactions.
  • Meet Consumer Financial Protection Bureau Loan Originator qualifications and comply with related company policies; a current credit report will be used to assess financial responsibility and credit fitness, but the credit score is not part of the evaluation.

About the Company

Wells Fargo

Nationwide banking and financial services

Wells Fargo provides banking, investment, and payment services across the United States. Its products include checking and savings accounts, loans, credit cards, wealth management, and payment solutions that work through branches, online and mobile platforms, and an extensive network of branches and ATMs to move money and manage accounts. The bank leverages a long West-to-Midwest footprint and an integrated suite of banking, investment, and payments, reflecting its evolution from 1852 and the 1998 Norwest merger that adopted the Wells Fargo name. Its goal is to help customers manage money, grow wealth, and pay and transfer funds safely and reliably for individuals, small businesses, and institutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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