Full-Time

Treasury Analyst II

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$48k - $88.6kAnnually

+ Performance-based incentive

Mid

Sioux Falls, SD, USA

This is a hybrid position, indicating that some in-office presence is required.

Category
Treasury
Finance & Banking
Required Skills
Risk Management
Financial Modeling

You match the following Pathward's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Bachelor's degree or equivalent education and work experience.
  • Typically, 3+ years with bachelor's or equivalent.
  • Strong analytical and organizational skills.
  • Excellent verbal and written communication skills.
  • The ability to manage multiple projects and competing priorities.
  • The ability to present findings, analysis, and recommendations to leadership.
Responsibilities
  • Manages liquidity forecasting and monitoring including pledging and other funding strategies.
  • Analyzes large sets of data for input into cash flow modeling, capital planning, stress testing, and other analytics.
  • Conducts pre-purchase and ongoing fundamental credit analysis on securities portfolio holdings. Presents optimization strategies to Treasurer.
  • Evaluates potential opportunities by conducting due diligence, financial statement analysis, financial modeling, risk management, and execution.
  • Compiles and analyzes business metrics and statistics for budgeting, forecasting, and modeling.
  • Develops, enhances, and presents committee reporting to executive management.
  • Assists the Treasurer with hedging and other risk mitigation strategies and supports other business lines in risk mitigation strategies.
  • Assists with interest rate risk management, including data preparation, back-testing, and sensitivity analysis.
  • Participates in capital planning, stress testing, and monitoring.
  • Provide ad-hoc analysis for other business lines as needed.
  • Other duties as assigned.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on tailored services that adapt to clients' unique needs, generating revenue through fees, interest, and service charges. The company's goal is to help clients navigate their financial journeys and achieve stability and growth, even amidst economic challenges.

Company Size

501-1,000

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Simplify Jobs

Simplify's Take

What believers are saying

  • Partnership with FairPlay enhances regulatory compliance and customer trust.
  • Expansion of product suite increases market share among small and midsized banks.
  • Great Place To Work certification boosts employee retention and innovation.

What critics are saying

  • Reliance on FairPlay's technology poses risks if it fails regulatory standards.
  • Expansion may lead to competition with existing partners or clients.
  • Involvement in large credit agreements exposes Pathward to financial risks.

What makes Pathward unique

  • Pathward offers a comprehensive suite of financial solutions for underserved markets.
  • The company integrates FairPlay's Fairness-as-a-Service to enhance credit decisioning.
  • Pathward's Banking as a Service model supports small and midsized financial institutions.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Life Insurance

Disability Insurance

Paid Time Off

Hybrid Work Options

Company News

PRWeb
Feb 19th, 2025
Pathward Partners With Fairplay To Enhance Algorithmic Decisions

Pathward will incorporate FairPlay's Fairness-as-a-Service Solutions to further its mission of powering financial inclusion.LOS ANGELES, Feb. 18, 2025 /PRNewswire-PRWeb/ -- FairPlay, the world's first Fairness-as-a-Service™ company, is announcing a customer relationship with Pathward®, N.A., a U.S.-based financial empowerment company driven by its purpose to increase financial inclusion.Pathward will leverage FairPlay's technology to advance its analytical capabilities—driving efficiency through automation and software while promoting financial inclusion. The partnership exemplifies Pathward's ongoing collaboration with industry leaders to create innovative and responsible financial products and solutions.FairPlay, a leader in fairness innovation for financial services, empowers banks, fintechs and score providers to optimize lending practices and achieve regulatory compliance through cutting-edge analytics. FairPlay's Fairness-as-a-Service solutions equip lenders to identify and mitigate bias, turning compliance into a competitive advantage and improving outcomes for consumers."We're pleased to partner with FairPlay, a market leader in regulatory compliance for credit decisioning," said Executive Vice President, Chief Technology and Product Officer at Pathward, Charles Ingram. "The three-year partnership provides Pathward with a cloud-native software solution that refines our analytical capabilities related to fair lending and creates efficiency through new tools and automation. We're optimistic the technology will contribute to making the financial network accessible to more consumers and businesses.""Pathward is one of the pillars of the Banking-as-a-Service ecosystem," said Kareem Saleh, CEO of FairPlay

Business Wire
Jan 29th, 2025
On.Energy Closes $77.6 Million Construction Credit Agreement From Pathward to Build Its New 160 MWh Portfolio

On.Energy closed construction credit facilities from Pathward and BridgePeak Energy Capital to build its Palo de Agua battery storage portfolio.

PR Newswire
Jan 14th, 2025
Ace Cash Express Teams Up With Homes For Our Troops To Support Our Veterans

At the 400th home celebration, HFOT honored Marine Lance Corporal Alberto Flores. Alberto Flores joined the military to support his family, and quickly fell in love with the camaraderie and brotherhood he shared with his fellow Marines. On May 12, 2005, Lance Corporal Flores was on his second combat deployment in Ramadi, Iraq when his vehicle hit an improvised explosive device. He sustained severe damage to his right leg. Due to multiple infections, his leg was amputated above the knee. Alberto received his prosthetic leg at Brooke Army Medical Center, relearning how to walk over a six-month period under the guidance of his physical therapy team. "Commitments from our partners like ACE Cash Express help get more severely injured post-9/11 Veterans into the specially adapted custom homes they need and deserve," said Tom Landwermeyer, HFOT President/CEO and Brigadier General, USA (Ret)

PR Newswire
Dec 13th, 2024
Populus Financial Group Partners With The Humane Society To Create A Safe Environment For Animals

"We are deeply grateful for the unwavering support from the 'Chip in for Charity' Flare Account and Porte 'DoorToChange' programs, which empowers us to advance our mission of advocating for the welfare of all animals," said Steve McVeigh, Vice President of Business Development for the Humane Society of the United States.Over the past few months, the HSUS Animal Rescue Team has provided lifesaving support to animals after Hurricane Helene and Milton's destruction, working across Georgia, Florida, North Carolina, and Tennessee. The HSUS delivered truckloads of essential supplies—carriers, crates, cat litter, pet food, veterinary supplies, and more—to the hardest-hit counties in multiple states."Supporting the HSUS is deeply meaningful to us at Populus," said Jacqueline O'Reilly, Vice President of Marketing at Populus Financial Group. "Our team's visit to Black Beauty Ranch was an eye-opening experience, underscoring the incredible impact that compassionate care and dedicated advocacy can have on animals in need. This partnership aligns with our commitment to giving back and inspires us to help create a world where every animal is treated with respect and kindness."Since the beginning of 2020, Populus Financial Group has made significant contributions totaling over $274,000 to the HSUS. Through these donations, we are actively supporting initiatives that provide immediate care, rehabilitation, and shelter for vulnerable animals, helping to create a safer environment for them in the aftermath of challenging situations. Together, we are making a meaningful impact on the lives of countless animals in need.For more information about the Flare Account, visit www.flareaccount.com

PYMNTS
Jun 11th, 2024
Dash Solutions Integrates With Visa Direct To Enable Real-Time Payments

Dash Solutions is now leveraging Visa’s digital payment network, Visa Direct, to allow Dash customers to send real-time payments. This integration is part of an expanded strategic collaboration between Dash Solutions, which is a provider of digital payment and engagement program management tools to corporate customers, and Visa, the companies said in a Tuesday (June 11) press release. “Our collaboration with Visa Direct empowers us to offer an unparalleled disbursement experience through our SpendIT SendIT offering,” Stephen Faust, CEO at Dash Solutions, said in the release. “This means businesses can tailor solutions to their specific needs, ensuring every payout is as efficient and user-friendly as possible.”