AML/KYC Officer - Digital Assets

We are looking for an experienced AML Officer to support AML/KYC activities relating to IMC’s crypto counterparties and digital asset business activities.

This role requires a strong understanding of AML/CTF risks associated with crypto markets, including exposure to high-risk counterparties, complex ownership structures, sanctions risk and enhanced due diligence requirements. The successful candidate must be capable of independently conducting risk assessments, challenging counterparties where necessary and applying a pragmatic, risk-based approach in a fast-moving environment. The role requires strong analytical judgement and the ability to independently assess and challenge complex counterparty risks in a fast-moving and evolving regulatory environment. You will combine analytical work with direct interaction with counterparties, front office teams and internal stakeholders.

Your Core Responsibilities

AML/KYC Counterparty Reviews

• Perform customer due diligence (CDD) and periodic reviews for crypto counterparties
• Conduct risk-based counterparty reviews with exposure to enhanced due diligence (EDD) requirements
• Analyze complex ownership and control structures, including offshore and layered structures where relevant
• Assess AML/CTF and sanctions risks associated with counterparties, products and jurisdictions
• Manage escalations relating to high-risk counterparties and onboarding matters
• Conduct independent AML/KYC risk assessments and determine appropriate risk classifications
• Prepare high-risk cases and escalation memos for senior stakeholder approval

Screening & Risk Analysis

• Conduct adverse media and sanctions screening using relevant screening tools
• Identify and assess AML/CTF and sanctions-related red flags associated with crypto counterparties and digital asset activities
• Review wallet-related information and blockchain intelligence outputs where applicable
• Provide AML/CTF subject matter expertise on onboarding and counterparty risk matters

Stakeholder & Counterparty Engagement

• Engage directly with counterparties regarding AML/KYC requirements and documentation requests
• Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters
• Provide practical AML guidance to internal stakeholders on crypto-related risks and controls
• Governance & Regulatory Support
• Support AML/KYC enhancement initiatives and control improvements
• Draft and maintain AML/CTF policies, procedures and guidance materials
• Assist with internal audits, regulatory reviews and remediation actions
• Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets

Governance & Regulatory Support

• Support AML/KYC enhancement initiatives and control improvements
• Draft and maintain AML/CTF policies, procedures and guidance materials
• Assist with internal audits, regulatory reviews and remediation actions
• Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets

Key deliverables

• Timely and accurate completion of CDD analyses and periodic counterparty reviews
• Effective handling of counterparty KYC requests and communications
• Risk-based analysis of adverse media and sanctions screening alerts
• Reliable and well-documented AML transaction monitoring
• Up-to-date compliance policies, procedures, and documentation

Your Skills and Experience: 

• 4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions
• Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments
• Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory)
• Experience conducting independent risk assessments and exercising sound judgement
• Familiarity with crypto transaction tracing and wallet screening tools is preferred
• Knowledge of relevant AML/CTF legislation, including sanctions frameworks
• Experience dealing with complex legal entity structures and institutional counterparties
• CAMS certification preferred; crypto-related AML certifications are a plus
• Strong analytical and investigative mindset
• Ability to independently manage complex AML/KYC matters from onboarding through ongoing monitoring
• Confident communicator, capable of interacting directly with counterparties and senior stakeholders
• Pragmatic and risk-based approach to problem solving
• Comfortable operating in a fast-paced and evolving regulatory environment
• High level of ownership, accountability and attention to detail

What we offer

• A high-impact role in a small, expert team holding significant regulatory responsibility
• A collaborative, high-performance culture that rewards ownership and initiative
• Exposure to AML operations across multiple jurisdictions
• Support to obtain CAMS certification if not already held